Sentences with phrase «access to credit»
«Because of a poor credit score, you may only have access to credit cards with higher interest rates,» says John Heath, directing attorney of Salt Lake City-based Lexington Law Firm.
MONEY
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If you have fair credit, you'll be happy to know that you have access to credit card options to fit your needs.
MONEY
While you shouldn't borrow debt for the sake of borrowing, having access to credit that you repay in a timely manner can help improve your credit score.
MONEY
While credit standards for loans to households have eased, they remain unchanged for businesses, although the general settings for new loan applications have broadly diminished for all categories of borrowers, thereby providing easy access to credit growth across the euro area.
BUSINESS
Having a loan or access to credit can be useful when you have expensive but truly necessary purchases in front of you — your education, your car, and, one day, your house.
MONEY
Consumer credit card balances plummet — Credit card balances fell once again in June, according to the latest data from the Federal Reserve, as consumer spending and access to credit remained under pressure.
TRAVEL
«The push for new credit scores is not really about competition or access to credit for low income households, but rather the corporate ambitions of the major consumer credit bureaus.»
MONEY
However, sometimes those financial needs become urgent and you need access to credit immediately.
MONEY
Of course, companies eager to invest have found their access to credit constrained by both risk-averse regulators placing higher risk weights on business loans and a more risk-averse bank underwriting and loan approval process (particularly impactful to small and middle market companies).
BUSINESS
If you've exhausted your cash and need emergency loans to stay afloat, a positive credit history will grant you access to credit at reasonable interest rates when you need it most.
BUSINESS
If your financial goal is to have convenient access to credit, it is necessary to have a favorable credit history on file with one of the three major credit-reporting agencies.
MONEY
The Consumer Financial Protection Bureau (CFPB) finalized rules to facilitate access to credit by creating specific exemptions and modifications to the CFPB's Ability-to-Repay rule for small creditors, community development lenders, and housing stabilization programs.
REAL_ESTATE
You will usually find that in today's world you need to get access to a credit card.
MONEY
This objectivity also benefits consumers by democratizing access to credit for people from every walk of life.
MONEY
There will be a period of time when you don't have access to credit but that's a good thing, frankly.
MONEY
We asked him to talk about the stimulus bill and the new programs the SBA would offer to provide access to credit, unfreeze the markets and re-inspire lending.
BUSINESS
Among their other advantages, credit cards offer users access to credit, security, convenience, and protection, along with the opportunity to build a credit history.
MONEY
It's one thing to be a contingent worker in good times and when you're young; quite another in bad times when you're middle-aged... Indeed, America's startup businesses do need better access to credit.
BUSINESS
COMMISSIONER BARKER: So does the Fair Credit Reporting Act prohibit employers from using a credit score or gaining access to a credit score for employment purposes?
MONEY
A recent survey shows a majority of manufacturers say access to credit is still the major obstacle they face.
MONEY
When a customer walks in the door, more than 85 % of our customers are having access to credit, and that's across the board, Tier 1, Tier 2, Tier 3.
BUSINESS
While this may seem daunting, most people will be able to secure access to a credit union account.
MONEY
The multiple pockets made the belt have safe, easy, and fast access to credit cards, money, tickets, etc..
TRAVEL
The Administration is continuing to work with housing regulators and stakeholders on reasonable approaches to clarify rules and reduce overlapping regulations, in order to expand access to credit for qualifying families.
REAL_ESTATE
High tuition fees and limited financial supports mean many of those without access to credit or parental resources will never even consider applying to law school.
LAW
This is dangerous if you only have a debit card, but if you have access to a credit card or a PayPal account, you'll be fine.
MONEY
The non-prime consumers interviewed felt they had less access to credit from traditional banks due to their lower credit scores.
MONEY
In other words, the reason to have access to the credit system is that it can be the key to cheaper borrowing.
MONEY
«February was another record month for Hyundai — we had a terrific President's Day weekend event to kick off the spring selling season, much improved inventory levels, and great access to credit available to a broader band of buyers,» said Dave Zuchowski, executive vice president of sales.
AUTOMOBILES
For some companies, having revolving access to credit in the form of a business credit card is the best solution for ongoing cash flow needs.
TRAVEL
«The impact of unclear rules from the FHA combined with the Department of Justice using the false claims act as an enforcement vehicle is a whole new world for this program that was made to create access to credit,» he said.
REAL_ESTATE
There are many other sites that will also offer you access to credit scores and credit reports for a cost.
BUSINESS
If you continually choose older renters with higher credit scores over younger renters you might be de facto discriminating based on age, which is a protected class if the only thing different between the scores is the length of time they've had access to credit.
MONEY
With a limited credit history, however, lenders have no record of a person's ability to make payments over an extended period of time, making them appear risky and unworthy of receiving access to credit.
MONEY
Or how about paying down debt aggressively but leaving enough of a balance to preserve your access to credit?
MONEY
While most brick-and-mortar retailers will only have access to credit card information, or perhaps some personal information through consumer loyalty programs,
BUSINESS
«Freddie Mac Borrower Help Centers and the Borrower Help Network (877-300-4179) deliver free counseling services across the country,» says Danny Gardner, Freddie Mac's vice president of affordable lending and access to credit.
REAL_ESTATE
One example is new immigrants, for whom navigating a new financial system and gaining access to credit can be a challenge.
BUSINESS
The State Bank of India may soon issue credit cards to farmers in order to provide them the much-needed access to credit facilities at affordable prices.
INSURANCE
Sometimes shutting down access to credit can change your debt ratios and this can hurt you when applying for a mortgage.
MONEY
Ideally, responsible, risk-based subprime lenders provide access to credit for prospective home owners with poor credit scores.
REAL_ESTATE
As a member of the Credit Score Complete program, you will enjoy unlimited online access to the credit scores.
MONEY
Getting high limit accounts, getting access to credit quickly, not needing to supply a personal guarantee or a personal credit check, as well as having access to much more credit than one can ever obtain on the consumer side are only a few of these major benefits.
MONEY
Startup company Bloom seeks to take advantage of blockchain technology's perks to create a platform where the participants will have global access to credit services.According to Bloom, the traditional methods of credit checking leaves...
TECHNOLOGY
Another problem facing large segments of the population relate to the problems inherent in data-poor environments with limited access to credit.
MONEY
As we've written before at Business Insider, credit-card issuance has been booming, with s ubprime borrowers gaining access to credit cards at an accelerating rate.
BUSINESS
And in future you can easily check a client's creditworthiness using online services such as DueDil and CheckBusiness, which provide free access to credit scores for businesses.
ART
Specifically, I'm interested in discussing how to balance access to credit and investor protection as it relates to so-called initial coin offerings,» he said.
TECHNOLOGY
Your card issuer might also give you free access to credit score.
BUSINESS
In the long run, not having immediate access to a credit card is much more preferable than 10 years of bad credit by having a bankruptcy appear on your credit report.
MONEY