Sentences with phrase «access to credit for»

NAR also submitted testimony to the House Agriculture Subcommittee on Livestock, Rural Development, and Credit stressing the importance of access to credit for all homebuyers, and described the specific challenges for rural communities.

«NAR supports efforts to broaden access to credit for qualified homebuyers, especially those who have been shut out of the housing market or forced to pay higher interest rates because of flawed credit scores,» he said.

«Given that mortgage interest rates are expected to gradually rise, we need greater access to credit for a sounder housing recovery.

This premium increase is expect to add $ 13 per month for the average borrower and will strengthen FHA's capital position without limiting access to credit for qualified borrowers.

«Some new - home sales that would have happened this March were likely pulled forward as a result of exceedingly good weather conditions across much of the country in February, when we recorded the quickest sales pace since the end of the homebuyer tax credit,» notes Barry Rutenberg, chairman of the National Association of Home Builders (NAHB) and a home builder from Gainesville, Fla. «The bottom line is that builders in many markets are reporting more interest among prospective buyers, with the main sticking points for sales right now being access to credit for builders and buyers, and problems with obtaining accurate appraisals.»

Building upon Fannie Mae's successful lower - down payment program offered through state Housing Finance Agencies, the 97 % loan - to - value ratio option will expand access to credit for qualified first - time homebuyers who may not have the resources for a larger down payment.

Improving the Supply of Manufactured Housing Finance — MHI is making manufactured housing a part of Administration and Congressional discussions about improving access to credit for affordable housing.

In some markets, the main thing that's holding back a recovery is a relatively thin inventory of homes for sale, which could be resolved if builders had easier access to credit for building homes and putting people back to work.

MCLEAN, VA --(Marketwired - Mar 23, 2017)- Freddie Mac (OTCQB: FMCC) continues to expand homeownership opportunities and access to credit for American families by automating the assessment of borrowers without credit scores, provided they have payment references, including records showing timely housing payments.

Used at any merchant that accepts American Express, the customized card's other benefits include instant access to credit for employees with no credit history, use in both domestic and international relocations, and peace of mind that employees will be able to meet the financial responsibilities associated with relocating, the company says.

NAR is continuing to work closely with Congress and policymakers on housing finance reform and prioritize access to credit for qualifed borrowers.

NAR President Chris Polychron, executive broker with 1st Choice Realty in Hot Springs, Ark., says Fannie Mae and Freddie Mac's new low downpayment program should improve access to credit for responsible buyers.

FHA hopes these efforts will expand access to credit for underserved borrowers.

«Today we can say with certainty that not only has this mortgage insurance premium reduction improved access to credit for a great number of qualified families, but it did not undermine the financial health of FHA's forward mortgage portfolio.»

The report discusses potential ways in which to improve access to credit for rural housing including:

It facilitates fast and easy access to credit for different financial needs by connecting borrowers to multiple lending partners in single online loan application.

LendingClub (NYSE: LC) has not only provided a new option to gain access to credit for both consumers and small business but it has helped to create a new asset class by allowing smaller investors an option to invest in small loans.

Although technically the constitution allows equal access to credit for both foreigners and Costa Ricans, it is significantly more difficult for foreigners to qualify.

In many cases, home equity loans and lines of credit can offer you a lower interest rate as compared to other types of loans while providing you with access to credit for unexpected expenses or home improvement projects.

Trended data can open up access to credit for those who previously couldn't be scored because a point - in - time check showed insufficient credit activity, he said.

FICO's enduring focus on innovation has facilitated access to credit for consumers across 25 countries and counting.

In other words, it could result in easier and broader access to credit for borrowers.

Today, FICO is also responsibly using new, alternative data sources outside of the credit bureaus to expand access to credit for more and more Americans.

As President of CHLA, William Giambrone is keeping focus on access to credit for all consumers, specifically mortgage lending...

The document outlines certain steps the agency is taking to «expand access to credit for underserved borrowers.»

«NAR supports efforts to broaden access to credit for qualified homebuyers, especially those who have been shut out of the housing market or forced to pay higher interest rates because of flawed credit scores,» he said.

«The push for new credit scores is not really about competition or access to credit for low income households, but rather the corporate ambitions of the major consumer credit bureaus.»

Generally, HELOCs give you ongoing access to credit for 10 years.

Credit card incentives can provide greater access to credit for individuals whose financial history or income would otherwise prevent them from securing an account, and this can result in an increase in the number and amount of credit defaults in the consumer market.

Kenneth Clayton, chief counsel for the American Bankers Association, said in a response that while the CARD Act has provided significant benefits for consumers, it has also reduced access to credit for less creditworthy borrowers.

In that way, the Capital One ® Secured Mastercard ® is unique and better than most secured credit cards in granting access to credit for subprime users.

NAR will continue to support efforts to broaden access to credit for qualified homebuyers.»

BY PAUL SCHINDLER Governor Andrew Cuomo used the occasion of the Empire State Pride Agenda's annual Manhattan fall dinner to announce new regulations that will provide anti-discrimination protections in employment, housing, public accommodations, and access to credit for transgender New Yorkers.

That summit resulted in concrete actions including development bank support loans to national governments for fungicides and access to credit for farmers through guarantees from USAID.

The push for new credit scores is not really about competition or access to credit for low income households, but rather the corporate ambitions of the major consumer credit bureaus.

The explosive growth of the alternative lending industry has led to more access to credit for small business owners that the traditional banks had been turning away, for sure.

Not exact matches

For example, a banker can help you build a strong credit profile, as well as help you gain access to the capital your business needs when you're credit ready.

Similarly, lenders are ten a penny to credit worthy businesses, but easy access money is also available to those struggling to gain finance from the banks or looking for a quicker option.

In recent years, alternative lending has become an important tool for small business owners to access credit.

The ability of Italian banks to access markets for funding «has become more difficult and expensive» in 2016 due to the country's political instability and a slower reform implementation, according to credit ratings agency Fitch, adding that such capacity could deteriorate further.

The tests look for hidden fees, billing errors, unwanted subscriptions, scams and fraud — items that have been reported to various banks, credit forums and social media networks to which BillGuard has access.

If a charge to your credit card or a debit to your debit card is denied for any reason, we shall have the right to terminate or suspend your subscription and your access to the Subscription Service.

Entrepreneurs look to their business credit cards for all sorts of good reasons: to build up their business credit, to have flexible access to capital for a variety of purchases, and for a cash cushion in case of emergency.

For example, an APT could be a hacker who's determined to get the credit card and personal identity information of all your customers or gain access to your social media networks.

With low credit scores and no access to collateral, you might not qualify for an SBA loan, which is longer term and has lower interest rates.

The folder stored more than 100 files with passwords — labeled with titles like «website passwords» and «Server Privileged Access» — to personal computers, servers, e-mail accounts, social media accounts for various films, media subscriptions and even passwords for credit card and insurance companies.

Starting a new business, overcoming financial hurdles during a slow period, and finding access to funds for expansion may all seem like daunting tasks for businesses with insufficient credit.

Access to credit remains a challenge for the estimated 23 million small businesses in the U.S., especially during the holiday shopping season.

You will receive a credit for one free audiobook download per month, plus a 30 % discount on any additional books you would like to buy, as well as access to weekly deals and discounts.

Jack Dorsey's latest company Square, a business best known for mobile credit - card processing, today announced a program to help entrepreneurs get access to capital as soon as the very next day.