Sentences with phrase «access to credit in»

Therefore, the Bureau does not anticipate any material adverse effect on consumers» cost or access to credit in the long or short term.

Finally, NAR asked that FHA be flexible and make adjustments to its rule should there be unintended consequences like reduced access to credit in an already tight credit environment.

Still, having access to credit in the event of an emergency later on could be worth it.

The Brazilian government uses these figures to establish public policy, including defining access to credit in the Amazon biome, establishing deforestation reduction goals, and soliciting funds to reduce deforestation.

Analysts at TransUnion say that may be due to the fact that consumers with less - than - perfect credit histories have had slightly easier access to credit in the past year.

This is where new techniques, such as alternative credit scoring and peer - to - peer lending, may help democratize access to credit in underbanked populations.

In our modern world, almost everyone has some access to credit in it's multiple forms - from credit cards and personal loans to overdrafts, installment plans and much more.

European policymakers realize that reforms are needed to improve access to credit in the eurozone, particularly for small - and medium - sized enterprises.

Not exact matches

With 28 % of adults in the U.S. having limited or no access to bank and credit card accounts, Shahbazi saw a «wide space» worth US$ 1 trillion in GDP a year that needed to be filled.

If your main problem is accessing funds that are owed to you in a timely manner (i.e. — if your clients pay on a 30 - day or 60 - day credit basis) you may be able to get an advance against your outstanding invoices using a financing solution like invoice discounting or factoring.

So if you're currently owed # 10,000 in outstanding invoices you could access up to # 9,000 of that instantly in the form of a loan or line of credit, depending on the terms of the agreement.

In recent years, alternative lending has become an important tool for small business owners to access credit.

Whereas successful companies have «experience navigating the lending landscape, more available credit and frequently monitor their business cash flow,» according to the report, underperformers suffer from «less knowledge about financing products, lower personal credit scores, less access to financing and fewer formal financial management practices in place.»

The ability of Italian banks to access markets for funding «has become more difficult and expensive» in 2016 due to the country's political instability and a slower reform implementation, according to credit ratings agency Fitch, adding that such capacity could deteriorate further.

In Washington State, a law signed in 2007 mandates that employers in the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilitieIn Washington State, a law signed in 2007 mandates that employers in the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilitiein 2007 mandates that employers in the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilitiein the state may not access credit reports of employees or job applicants unless the information is significantly related to the employee or individual's job responsibilities.

«Securing a home equity line of credit, but not using it initially, is one way to give yourself easy access to money in case of unemployment or big bills,» said Holden Lewis, research analyst at NerdWallet.

Entrepreneurs look to their business credit cards for all sorts of good reasons: to build up their business credit, to have flexible access to capital for a variety of purchases, and for a cash cushion in case of emergency.

Jet membership benefits are staying the same, the company stressed, including access to Jet Anywhere, a program that gives shoppers money back in the form of Jet credit when they shop on partnering retailer sites, like Saks and Uniqlo.

Women business owners still face greater difficulties in gaining access to commercial credit and bidding on government contracts than do their male colleagues, and pockets of resistance to women entrepreneurs remain strong in some industries and geographic regions.

As Ron Lawson, managing director at the U.S. - based Logic Advisors, explains, without easy access to credit, agricultural producers were forced to cash in their assets to secure funds.

It's one thing to be a contingent worker in good times and when you're young; quite another in bad times when you're middle - aged... Indeed, America's startup businesses do need better access to credit.

Access to credit remains a challenge for the estimated 23 million small businesses in the U.S., especially during the holiday shopping season.

Fortunately, innovation in the credit lending space is making it possible for retailers to access new forms of credit that will empower them to face the biggest shopping season head - on.

Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside CCredit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Ccredit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.

Meanwhile those that could create the jobs elsewhere — such as the millions of small and medium - sized businesses that are the backbone of European economies — often struggle to access credit or are caught up in red tape and regulation.

Business owners are popular targets for identity thieves, he says, because they typically have access to substantial lines of credit, they're engaged in a lot of transactions that could put their information at risk, and their personal and business finances are often intertwined.

The tech titan's BizSpark program, which offered thousands of dollars in free cloud credits, along with free access to Office 365 and Microsoft's Visual Studio developer tools, is no longer accepting new applications, and the company will be eliminating it once the benefits expire for companies already in the program.

Participants in the 500 Startups accelerator have access to 250 different perks, including a year of free email distribution from SendGrid, a free business credit report consultation from Dun and Bradstreet, and cheaper snacks for the office.

(Members of those programs also get access to up to $ 120,000 in Azure credits.)

A few of the perks: a national brand endorsed by a celebrity in national advertising, exclusive products, a glossy magazine, extensive training, discounted health benefits, an impressive Web site, new computer technology, and access to an individual line of credit as large as $ 750,000 from the National Cooperative Bank.

Frustratingly, we don't — can't — know how long Canadians will be both willing to buy homes in significant quantities and able to access cheap mortgage credit.

To see how credit access is shaping up, small - business owners might want to note when the Federal Reserve releases the results of its quarterly survey of senior loan officers in January, April, July and OctobeTo see how credit access is shaping up, small - business owners might want to note when the Federal Reserve releases the results of its quarterly survey of senior loan officers in January, April, July and Octobeto note when the Federal Reserve releases the results of its quarterly survey of senior loan officers in January, April, July and October.

These firms allow consumers quick, easy access to credit, but in return offer extremely high interest rates, which if not managed properly can cause big problems for the people taking the loans.

There is a case for people [needing loans] having access to credit, particularly in a world where earnings are more erratic,» Bailey told the Guardian.

ArtistShare lets fans contribute to musicians» recordings in exchange for VIP access, including special listening sessions, and possible listing on the album's credits.

He realized that as credit markets dried up during the economic downturn, individuals and businesses were in need of new avenues to access cash.

The hacker was able to use a physician - operated website that was no longer in use and left unsecured in order to access the records, which included information such as names, the last four digits of credit card numbers, phone numbers, birth dates, and both physical and digital addresses.

For example, the group was instrumental in supporting and helping to pass the 1988 Women's Business Ownership Act, which expanded women entrepreneurs» access to credit markets; instituted a three - year, $ 10 million training and technical support initiative for women business owners; and created a National Women's Business Council.

Asset financing, whether it involves your company's property, inventory or outstanding invoices, can give small businesses the lifeline of access to cash or credit in the short term.

Third, the legislation gives consumers access to a free credit report if they request a credit freeze, in addition to the free credit report that every American is entitled to every year.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

Closely monitoring your credit report and accessing it yearly will help you to better protect yourself from mistakes, and save you labor in going backwards to remove inaccurate info that's been on your record for years.

Your credit score is a major determining factor in your ability to be able to access financing — both personally and for your business.

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In addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionIn addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin a timely manner, could trigger a default of other obligations under cross-default provisions.

* Several factors could lift housing prices: An increase in potential home buyers, fueled by the growing ranks of Millennials — those born between 1980 and the early 2000s — poised to form their own households, combined with a near - historic lack of single - family homes for sale and growing access to mortgage credit.

The Federal Reserve Bank of New York today released Access to Credit: Poll Evidence from Small Businesses — results from a poll of small businesses in the region, as a part of the Bank's Community Affairs Facts & Trends series.

Their costs have gone up, and they have fewer choices, more hassles and less access to credit,» Hensarling declared in introducing his legislation in April, decrying new regulations on credit cards, mortgages and other financial products.

Hopefully, you've already prepared the way to access this source of funds before you decided to start a business by having established a relationship with your local bank manager and by ensuring that your credit rating is in good shape.

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