Universal Protector is Prudential's plan which offers lifetime
death benefits with a no - lapse guarantee AND at no additional cost, you can have access to their Living Needs Benefits, should you need them during your l
benefits with a no - lapse guarantee AND at no additional cost, you can have
access to their Living Needs
Benefits, should you need them during your l
Benefits, should you need them
during your lifetime!
Additional
benefit riders should your health status change: With the Accelerated Death Benefit for Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or h
benefit riders should your health status change: With the Accelerated
Death Benefit for Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or her
Death Benefit for Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or h
Benefit for Chronic Illness Rider, up
to 50 % of the policy's
death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or her
death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or h
benefit ($ 500,000 maximum) can be
accessed in advance if a licensed health care practitioner certifies
during the prior 12 - month period that the insured is unable
to perform at least two of six activities of daily living for a period of at least 90 days due
to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision
to ensure the health and safety of him or herself.
With the Chronic Illness Rider, up
to 50 % of the policy's
death benefit ($ 500,000 maximum) can be
accessed in advance if a licensed health care practitioner certifies
during the prior 12 - month period that you are unable
to perform at least two of six activities of daily living for a period of at least 90 days due
to a loss of functional capacity, or have a severe cognitive impairment, requiring substantial supervision
to ensure your health and safety.3, 4,5,6