Typically they provide clients with superior personal service and
direct access to the principals of the firm, who may have exceptional expertise and experience.
Agents have 24/7
access to the principal brokers, cutting - edge technology, great offices, ongoing training and continuing education, all for a low transaction fee.
(There are other versions of annuities that give you various degrees
of access to principal, but their payments are typically lower and / or they may come with steep fees.)
When C2 becomes a teacher's helper, Carl finds himself
with access to the Principal's computer and accidentally changes the grades of every kid in school — to all «A's!
NAESP membership affords you
full access to Principal magazine, Communicator, and several newsletters that provide the latest news from the education world.
One year of schoolwide access for all staff, web - based access to all lessons, activities, professional learning, additional tools and resources; and for four administrative - level users,
access to the principal toolkit (BETA).
(Some annuities provide various degrees
of access to principal, but they typically pay less at least initially and often come with onerous fees.)
Additionally, placing that 401 (k) balance into the pension plan means you'll forever give up
access to the principal and when you die, the monthly checks stop — and the principal is gone forever.
That probably wouldn't make sense, as you would no longer have access to your $ 1 million for emergencies and such (although in return for a smaller payout some annuities do provide at least
some access to principal or allow for payments to continue after death).
For example, if you need to have
access to the principal you are investing within 5 years then you might not want to invest in a bond with a 10 - year maturity.
This is different from fixed - indexed or variable annuities, where you still have
access to the principal (albeit, subject potentially to a surrender charge).
This gives
you access to the principal every three months along with interest.
In the case of a home, the consequences are even more grave since the co-owner of the home may jeopardize
his access to the principal residence exemption if he already owns a home.
Access to principal You can access your money at any time.
They understand they will no longer have
access to their principal.