Sentences with phrase «access to your cash value for»

Loans are a great tool and provide income tax free access to your cash value for whatever purpose you desire, including investing in passive income opportunities.

If your budget will permit, a cash value life insurance policy can not only protect your family in the event of your death but also provide you with additional policy benefits, such as access to cash values for an emergency.

SPL policies give you control over your investment, allowing access to the cash value for emergencies, retirement or other opportunities.

Not exact matches

As the policyowner accumulates cash value inside the policy, the person can access the cash value, through loans or partial surrenders, which can be used for a variety of personal needs, such as quick cash for an emergency or to help supplement retirement income.

Most small - scale family farmers live in remote locations and lack access to credit, so they are vulnerable to middlemen who offer cash for their coffee at a fraction of its value.

The NYT slaps de Blasio for professing «a devotion to goodness and idealism, and working for «the people» while quietly taking unlimited sums of cash from big donors, supposedly because these benefactors love the values he fights for and not the access and influence that buckets of money can buy.»

This means that, while the policy's cash value will grow very slowly, it can continue to grow for decades and is available if your child or grandchild ever wants to access it.

Guaranteed access to your money means that you have a contract with the insurance carrier and the cash value is yours to withdraw or borrow whenever you need it for whatever you need it for.

You can use loans and partial withdrawals to access cash value to help for any life event, such as college loans, a down payment on a new home, a wedding, a potential business opportunity, or paying off college loans.

You do not have to wait for some required age to have access to your cash value.

Popular reasons for refinancing include: taking advantage of a lower interest rate that has become available, adding a spouse to the mortgage, or accessing more cash when equity rises due to an increase in the home's value.

The question of whether premiums are recognized as income for any of the above strategies is very fact specific, involving questions such as when the employee has access to the cash value in a insurance policy.

A common objection to QLACs is that they don't build or provide access to cash value unlike other insurance products used for retirement planning.

With a new term policy, you won't have access to accumulating cash values like permanent policies offer, but you can be insured for another term at a significantly lower cost compared to permanent insurance.

... because as the policy vests to your key employee, the premiums can become tax deductible for your business AND prior to vesting, while your business owns the policy, you can access the cash value for your business operations for all of the other reasons discussed above.

However, cash value accumulation isn't the usual emphasis of guaranteed universal life insurance, policies do allow for the accumulation of some cash value and allow you to access it.

For most businesses, earnings can not have a positive value unless also combined with access to capital markets to fund cash shortfalls.

Or, if you have access to a Coinstar Exchange, you can receive instant cash for cards that are valued at $ 20 or more.

All Asset - Care plans include a guaranteed death benefit, guaranteed cash value growth and access to 100 % of the death benefit for qualifying long - term care expenses.

Moreover the flexibility of cash value life insurance allows you to access the funds for other investments when opportunities are made available, such as during market crashes and bubbles popping.

But what you gain is insurance that acts as an asset and that will grow in cash value and death benefit over time and allow you easy access to the funds for investments, paying off debt, or retirement planning.

In order to access your cash value, all you need to do is call your insurance company and ask for a check to be issued.

Many products build cash value on a tax deferred basis and provide a mechanism for you to access part of your money in the event of an emergency.

And, the policyholder always has access to their cash value account, which can be withdrawn or borrowed against for any reason.

Whole life insurance — a type of permanent policy — may be an option for people looking for a death benefit in addition to cash value that can be accessed while they are living.

In addition to providing a guaranteed death benefit for life, typically with guaranteed level premiums for life, whole life policies develop significant guaranteed cash values over time which the policyholder can access.

LoanMart has a fast and simple solution for quick cash needs — an Auto Equity Loan that allows a borrower to gain access to money in a relatively short amount of time by using the value of a paid off automobile as collateral.

The cash value of a whole life insurance investment policy can be accessed without having to jump through the various hoops that are necessary for a bank loan, including a credit check and reams of paperwork.

So you are gaining access to your cash value equivalent that has accumulated via premium payments and interest and using it for whatever you choose.

And in the meantime we have significant opportunity to bring in additional cash that exceed our expenses, both through the transaction related to AV411, both through keeping up with potential Genzyme milestone payments, and then basically giving us a free look at these M&A opportunities that could create significant value for the shareholder base and give them a chance to choose something that they might not otherwise have access to.

You may also access the cash value during your lifetime to help pay for retirement, college expenses, health care, emergencies, or other needs.

Whole life insurance policies also offer the ability for you to access your cash value through loans for future needs.

If you're like me, and have access to more miles than you can use right now, You'll see the value in switching to an all cash back strategy for online shopping.

All guests making reservations with Five Star Alliance will receive complimentary unlimited entrance to the hot springs resort, Costa Rican breakfast for 2 daily at Los Tucanes Restaurant, 2 cocktails of the day at the Arenal Pool Bar, exclusive access to Shangri - La Gardens adult's only hideaway, and a $ 75 spa coupon per room (not combinable, no cash value if not redeemed in full, some restrictions apply).

But throwing this emphasis on paying the subscription on top of charging a box price for a game whose cash shop is increasingly filled with some of the worst the market has to offer (though it mercifully falls short of full - on P2W) strikes me as wrong — and also completely unnecessary, considering The Elder Scrolls Online «s subscription already boasts some of the best value of any out there (including access to all DLC in addition to a cash shop stipend equivalent to the cost of the subscription itself).

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.

This means that, while the policy's cash value will grow very slowly, it can continue to grow for decades and is available if your child or grandchild ever wants to access it.

The second difference is that whole life builds cash value, which can be accessed to pay for various expenses, pay off debt, or use to invest when passive income opportunities come along.

For instance, a life insurance policyholder may be able to access some of the cash value to meet their immediate needs while keeping the policy in force for beneficiariFor instance, a life insurance policyholder may be able to access some of the cash value to meet their immediate needs while keeping the policy in force for beneficiarifor beneficiaries.

Permanent policies may also accumulate cash value which you can access for any reason, including to pay college tuition, retirement funds, etc..

In addition to providing a guaranteed death benefit for life, typically with guaranteed level premiums for life, whole life policies develop significant guaranteed cash values over time which the policyholder can access.

Parents have access to the cash value on a tax - free basis in the form of withdrawals or loans, and the cash value can grow for future plans such a down payment on a home or retirement.

Access to Cash: Once the premiums are accumulated, you can access your life insurance cash value through policy loan or withdrawals, for family opportunities, education, emergencies,Access to Cash: Once the premiums are accumulated, you can access your life insurance cash value through policy loan or withdrawals, for family opportunities, education, emergencies, eCash: Once the premiums are accumulated, you can access your life insurance cash value through policy loan or withdrawals, for family opportunities, education, emergencies,access your life insurance cash value through policy loan or withdrawals, for family opportunities, education, emergencies, ecash value through policy loan or withdrawals, for family opportunities, education, emergencies, etc..

The variable life products are offered through registered representatives to consumers who are looking to more aggressively grow cash value inside of their life insurance for later access or policy growth.

Regardless of the reason, you may be able to tap into the value of your policy for immediate access to cash whenever you need it.

You can cash in the policy for a guaranteed lifetime income, continue the policy to protect your family or access some of the cash value.

If funded correctly, you can build a policy strictly for the ability to access the cash value in the latter years, and use it as supplemental income.

These policies may also provide options for the policyholder to access tax - deferred cash value without penalty — and you may also be able to convert cash values to annuities to provide an income stream that you can not outlive.

You can even enjoy tax - free access to the policy's cash value which you may decide to put towards college funding, a down payment on a house, extra income for retirement, or a cushion for emergency expenses.

Meanwhile, the insured still has access to accumulated cash values, which can be used for any purpose and accessed at any age.