Sentences with phrase «access to your death benefit if»

Acceleration of Death Benefit Rider: provides access to your death benefit if you are diagnosed with a qualifying terminal illness.

Chronic and Terminal Care Rider: provides access to your death benefit if you are diagnosed with a qualifying chronic illness or terminal illness.

PruLife Return of Premium Term offers the Living Needs Benefit rider at no additional cost which will allow you to have access to your death benefits if you become terminally ill, become confined to a nursing home or require an organ transplant.

PruTerm WorkLife 65, offers the Living Needs Benefit rider at no additional cost which will allow you to have access to your death benefits if you become terminally ill, become confined to a nursing home or require an organ transplant.

It's not «chronic illness» or long term care insurance, but provides early access to your death benefit if you're permanently confined to a convalescent home or terminally ill.

Not exact matches

¹ Access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

If you have already accumulated assets, you can subtract the amount of those assets from your total death benefit need, assuming they are somewhat liquid and wouldn't require a large amount of effort or loss in order to gain access to cash.

This strategy is appropriate if you want to maintain access to the policy's cash surrender value during your lifetime but want to leave the death benefit proceeds to charity.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 - 24 months or less to live.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 months or less to live.

When Life Happens Riders can help cover you for life's unexpected changes, such as waiving your premiums if you become disabled, or providing access to your death benefit early if you become terminally ill.

If your policy has an accelerated death benefit rider, a portion of the proceeds can be accessed if you become terminally ill or confined to a nursing homIf your policy has an accelerated death benefit rider, a portion of the proceeds can be accessed if you become terminally ill or confined to a nursing homif you become terminally ill or confined to a nursing home.

Terminal Illness Rider — allows access to a portion of your death benefit if you have a life expectancy of 12 months or less due to illness.

Accelerated Death Benefit Rider: the ADB rider allows you to access a portion of the death benefit if you are diagnosed as terminally ill with less than 12 months to Death Benefit Rider: the ADB rider allows you to access a portion of the death benefit if you are diagnosed as terminally ill with less than 12 months tBenefit Rider: the ADB rider allows you to access a portion of the death benefit if you are diagnosed as terminally ill with less than 12 months to death benefit if you are diagnosed as terminally ill with less than 12 months tbenefit if you are diagnosed as terminally ill with less than 12 months to live.

If you are diagnosed terminally ill, you can access your death benefit to receive needed cash to pay for various necessities, such as home modifications, medical bills or whatever else you need or want the money for.

However, keep in mind that if your estate is named the beneficiary, access to the death benefit proceeds is delayed because the money must go through probate.

Accelerated Death Benefit Riders — allows access to a percentage of your death benefit or if you have an eligible terminal illness or chronic illDeath Benefit Riders — allows access to a percentage of your death benefit or if you have an eligible terminal illness or chronic iBenefit Riders — allows access to a percentage of your death benefit or if you have an eligible terminal illness or chronic illdeath benefit or if you have an eligible terminal illness or chronic ibenefit or if you have an eligible terminal illness or chronic illness.

Allows the insured to access the death benefit payout while still living if he / she is diagnosed with terminal illness and needs to use the cash to cover the costs of care.

It gives you access to a portion (or full amount) of your policy's death benefit, if you are diagnosed with a terminal illness resulting in six months or less to live.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 - 24 months or less to live.

If you are diagnosed as terminally ill with 12 months to live, the rider will allow you to access your death benefit payout in advance.

If you are diagnosed as chronically ill, typically requiring that you be unable to perform 2 of 6 activities of daily living, you can access a portion of your death benefit in advance.

The ADB rider allows the owner to access a portion of the death benefit if the insured is diagnosed terminally ill.

An accelerated death benefit (ADB) payout allows the insured to access a portion of the death benefit in advanced if he or she is diagnosed withe a qualifying terminal illness or chronic illness.

But because it is life insurance, it also provides an accelerated death benefit that allows you to access your death benefit if you are diagnosed terminally ill, with some whole life insurance policies also covering chronic illness and long - term care.

Terminal Illness Accelerated Death Benefit Endorsement — allows access to 75 % of your death benefit or $ 500,000 maximum if you have a life expectancy of 12 months or less due to illness or inDeath Benefit Endorsement — allows access to 75 % of your death benefit or $ 500,000 maximum if you have a life expectancy of 12 months or less due to illness or Benefit Endorsement — allows access to 75 % of your death benefit or $ 500,000 maximum if you have a life expectancy of 12 months or less due to illness or indeath benefit or $ 500,000 maximum if you have a life expectancy of 12 months or less due to illness or benefit or $ 500,000 maximum if you have a life expectancy of 12 months or less due to illness or injury.

If you have a qualifying chronic or terminal illness, you can access your death benefit for cash to use however you need.

There are also living benefits associated with some policies where if you get diagnosed with cancer, heart attack or stroke — you have access to your death benefit to assist you in paying medical and living expenses.

If you're diagnosed with a terminal illness, this lets you access your death benefit while you're still alive so you can use it to pay for medical expenses.

Accelerated Death Benefit Rider — If you are diagnosed terminally ill with 12 months or less to live you can use the ADB rider to access your death benefit early to use the cash however you chDeath Benefit Rider — If you are diagnosed terminally ill with 12 months or less to live you can use the ADB rider to access your death benefit early to use the cash however you Benefit Rider — If you are diagnosed terminally ill with 12 months or less to live you can use the ADB rider to access your death benefit early to use the cash however you chdeath benefit early to use the cash however you benefit early to use the cash however you choose.

If you qualify for your cash indemnity benefit from your chronic illness rider, you can access the lesser of 2 % of your death benefit monthly or 24 % annually or up to the IRS per diem limit, currently $ 360 daily ($ 131,400 annually) for 2017, with maximum lifetime benefit of $ 2,000,000.

Similarly, this is why the employee is only paying the amount of applicable term insurance if they are only receiving access to the death benefit while the employer has access to cash values.

If you become diagnosed with a terminal illness, you can access up to 60 % of the policy's death benefit or $ 1 million (whichever is less), when death is expected within six months.

When Life Happens Riders can help cover your client for life's unexpected changes, such as waiving their premiums if they become disabled, or provide access to their death benefit early if they become terminally ill.

If your beneficiaries don't know about the policy, they won't know to claim the death benefit you've been paying for all this time, and having easy access to the policy will help them claim the payout as soon as possible.

It gives you access to a portion of your policy's death benefit if you are diagnosed with a terminal illness resulting in 24 months or less to live.

If you've been diagnosed with a terminal illness with less than 6 months to live, you can access a portion of the policy death benefit.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in six months or less to live.

If no other vehicles were involved, you should have access to your own accident benefits coverage, which will pay for your medical and rehabilitation expenses (up to $ 150,000), lost wages of up to $ 300 per week, and death benefits — irrespective of fault.

Accelerated Access Solution — if you suffer a qualifying illness, this rider allows you to access your death benefit without being Access Solution — if you suffer a qualifying illness, this rider allows you to access your death benefit without being access your death benefit without being taxed.

Access up to 60 % or $ 1 million (whichever is less) of the policies death benefit if the insured is diagnosed with a terminal illness.

Accelerated death benefit: the accelerated death benefit rider allows a portion of the death benefit to be accessed while you are still alive if you are diagnosed terminally ill or confined to a nursing facility.

This will allow you to access some of your death benefit while living if you are diagnosed with a terminal illness that will cause death within 12 months

This rider provides you access to a portion of your death benefit, if you reach a stage in life where you require A Long Term Care (LTC).

Advance access for illness — If you've been diagnosed with a terminal illness, level - term life insurance may be able to provide up to 50 % of your policy's death benefit ($ 250,000 maximum) in advance.

You also have the option of adding the Chronic Illness Plus rider, which allows 100 % of the death benefit to be accessed if you qualify.

Also, an insured may also be able to access money from the policy's death benefit while they are still living to help pay expenses if they are diagnosed with a terminal illness and if they are confined to a nursing home.

Many life insurance policies will allow business owners or employees to access your insurance benefits before your death if you become chronically ill or terminally ill.

Accelerated Death Benefit — If you are diagnosed as terminally ill, you can access a portion of your death benefit to help pay medical bills, hospice care or other treatments to keep you alive with digDeath Benefit — If you are diagnosed as terminally ill, you can access a portion of your death benefit to help pay medical bills, hospice care or other treatments to keep you alive with dBenefit — If you are diagnosed as terminally ill, you can access a portion of your death benefit to help pay medical bills, hospice care or other treatments to keep you alive with digdeath benefit to help pay medical bills, hospice care or other treatments to keep you alive with dbenefit to help pay medical bills, hospice care or other treatments to keep you alive with dignity.

Some make you pay for the benefit, which allows for the owner to access a portion of the death benefit prior to death if the insured has chronic illness and / or is terminally ill (expected to die within 24 months).