Sentences with phrase «access your credit file without»

A credit freeze will totally «lock» your credit — no one will be able to access your credit file without you unfreezing the file first.

Not exact matches

Most new applications will automatically be declined because without access to your file, the creditor will have no way to evaluate your credit.

Placing a security freeze on your file is a way to control access to your information since it prevents SageStream from releasing your credit report or score without your consent.

YOU UNDERSTAND THAT BY ACCEPTING THESE TERMS AND CONDITIONS YOU ARE PROVIDING «WRITTEN INSTRUCTIONS» TO ZANDER IDENTITY THEFT SOLUTIONS («We» or «Us») AND ITS, EMPLOYEES, AGENTS, SUBSIDIARIES, AFFILIATES, CONTRACTORS, THIRD PARTY DATA PROVIDERS, AND ALL NATIONAL CREDIT REPORTING AGENCIES UNDER THE FAIR CREDIT REPORTING ACT (FCRA), AS AMENDED, INCLUDING, WITHOUT LIMITATION, EXPERIAN, TRANSUNION, EQUIFAX AND AFFILIATED ENTITIES, TO ACCESS YOUR CREDIT FILES FROM EACH NATIONAL CREDIT REPORTING AGENCY AND TO EXCHANGE INFORMATION ABOUT YOU WITH EACH SUCH NATIONAL CREDIT REPORTING AGENCY IN ORDER TO VERIFY YOUR IDENTITY AND TO PROVIDE THE SERVICES TO YOU.

According to the CBC (I haven't found the decision yet), the Federal Court of Canada has called Bell «reprehensible» for accessing a customer's credit file without consent and then showing disdain for his complaint.

Having the ability to «easily lock and unlock access to their Equifax credit files» would be a helpful tool to prevent fraud without inconveniencing yourself, though people currently still have to pay for freezes at Experian and TransUnion, the other big credit bureau.

«Inhibiting consumers» access to credit without seeking a holistic understanding of their creditworthiness only propagates sparse credit file conditions and conventionally unscoreable status.»