If no other vehicles were involved, you should have access to your
own accident benefits coverage, which will pay for your medical and rehabilitation expenses (up to $ 150,000), lost wages of up to $ 300 per week, and death benefits — irrespective of fault.
In Ontario, every automobile insurance policy provides no -
fault accident benefits coverage, which is regulated by the Statutory Accident Benefits Schedule (known as Ontario Regulation 34/10).
Alberta has a tort system (or «at - fault» insurance approach) for bodily injury and car damage liability but uses «no - fault» approach to
accident benefits coverage.
In fact, you can recover compensation through
your accident benefits coverage, even if you were at fault for the incident.
or «Alexa, ask Aviva what is
accident benefits coverage?
For example, the current base premium for an car insurance policy with $ 1 Million third party liability and
accident benefit coverage is $ 1,926.
Car insurance in Alberta is mandatory and according to the Alberta Automobile Insurance Rate Board (the folks who regulate and monitor automobile insurance in the province), every vehicle must have at least $ 200,000 third party liability and
accident benefits coverage to operate a private passenger automobile.
Alberta has a tort system (or «at - fault» insurance approach) for bodily injury and car damage liability but uses «no - fault» approach to
accident benefits coverage.