Even though the state of Oklahoma requires somewhat high mandatory liability coverage for auto, including $ 50,000 of total per
accident bodily injury coverage and another $ 25,000 for property damage, rates for drivers in Moore and other parts of the state are still often lower than national averages.
Under Illinois law, your Waukegan insurance policy for your vehicle should provide at least $ 20,000 per person / $ 40,000 per
accident bodily injury coverage; $ 15,000 per accident property damage liability coverage; and $ 20,000 per person / $ 40,000 per accident uninsured motorist bodily injury coverage.
Washington State Law does require that your vehicle carries at the very least, a certain amount of Liability Coverage: $ 15,000 / per person bodily injury coverage, $ 30,000 / per
accident bodily injury coverage, and $ 10,000 / per accident, property damage coverage.
Not exact matches
Many people choose to purchase
coverage that exceeds the requirement of $ 20,000
bodily injury per person, $ 40,000
bodily injury per
accident and $ 10,000 in property damage.
In most states, motorcyclists have at least $ 25,000 in
bodily injury protection per person and $ 50,000 per
accident, as well as $ 10,000 in property damage
coverage.
We gathered quotes from three major carriers for a 45 - year - old rider and a sample insurance policy that included
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident, and $ 50,000 in property damage
coverage.
For example, the minimum
coverage required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000 for the
bodily injury or death of a person in one
accident; $ 60,000 in an
accident with two or more people; and $ 25,000 of personal property
coverage).
However, in order to ensure you're financially protected if involved in an
accident, we recommend that you consider purchasing
bodily liability
coverage, property damage liability
coverage, uninsured motorist
coverage, personal
injury protection, comprehensive
coverage and collision
coverage.
To see who in Wyoming had the best motorcycle insurance rates, we gathered quotes from five major insurance carriers for a sample policy (
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage) and rider.
Coverage was for a sample policy that had
bodily injury protection ($ 100,000 per person / $ 300,000 per
accident) and $ 50,000 in property damage
coverage.
We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included
bodily injury protection ($ 50,000 per person and $ 100,000 per
accident) and personal property damage
coverage ($ 25,000), as well as $ 500 deductibles for collision and comprehensive
coverages.
Many choose to purchase
coverage that exceeds the state requirement of $ 15,000
bodily injury per person, $ 30,000
bodily injury per
accident and $ 5,000 property damage — amounts that are low by the standards of most states.
Alberta has a tort system (or «at - fault» insurance approach) for
bodily injury and car damage liability but uses «no - fault» approach to
accident benefits
coverage.
That rider had a policy that included
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage.
In order to drive a moped or a motorcycle in Wisconsin, you'll need to have at least $ 25,000 of
bodily injury coverage per person, $ 50,000 of
bodily injury per
accident and $ 10,000 of property damage
coverage.
Also, if the injured person requires to be hospitalized for a long period,
bodily injury coverage will help you pay for the post-
accident medical costs that might come as a result of the
accident.
Connecticut requires that every driver carry minimum liability limits of $ 20,000 per person and $ 40,000 per
accident in
bodily injury coverage and $ 10,000 property damage
coverage.
As a Southern California driver, your requisite insurance includes
bodily injury coverage to the tune of $ 15,000 per person and $ 30,000 per
accident as well as property damage liability worth $ 5,000.
Bodily injury liability
coverage, which helps protects you if you cause an
accident and someone's hurt, typically helping to pay for the other person's medical expenses.
At the least, you're required by law to buy a 20/40/10 policy: minimum
bodily injury liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per
accident, and property damage liability
coverage of $ 10,000.
Typically provides
coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for
bodily injury caused by a covered
accident, regardless of who was at fault.
On the other hand, if you have an auto policy with
bodily injury liability of $ 100,000 per person, $ 300,000 per
accident, and $ 100,000 of property damage along with full
coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.
To see who in the state has the best rates, we gathered motorcycle insurance quotes from five major carriers for a 45 - year - old male rider (
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage).
The policy itself included
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage.
We gathered motorcycle insurance quotes from three major carriers in Rhode Island for a sample rider and policy (
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage).
To see who in New Hampshire had the best motorcycle insurance rates, we analyzed quotes for a 45 - year - old rider and a policy that included
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage.
Auto Insurance Responsibilities and Homeowners Insurance Advice As of early 2010, California law required compulsory auto
coverage to the tune of $ 15,000
bodily injury per person and $ 30,000
bodily injury per
accident.
A basic liability policy includes only the
coverages required by state law: $ 15,000 per person / $ 30,000 per
accident bodily injury liability and $ 5,000 in property damage liability.
Of course, these numbers may be moot, since most Temple insurance agents will recommend that you get far more than the minimum
coverage — something like $ 100,000
bodily injury per person and $ 300,000
bodily injury per
accident.
If you do any sort of traveling on the 91, the 5, the 57, the Orange Freeway, or even just area surface streets, chances are you need
coverage to the tune of $ 100,000
bodily injury (per person), $ 300,000
bodily injury (per
accident), and $ 50,000 property damage.
As of February 2010, in Illinois, you needed
bodily injury coverage to the tune of $ 40,000 per
accident and $ 20,000 per person; $ 15,000 worth of property damage
coverage; and uninsured motorist
coverage.
You'll need a North Carolina car insurance policy providing at least
bodily injury liability $ 30,000 per injured person and $ 60,000 per
accident; property damage liability of $ 25,000; and uninsured driver
coverage of $ 30,000 per person and $ 60,000 per
accident.
That's really very light
coverage — most professionals would recommend that drivers get significantly more — something like $ 100,000
bodily injury per person and $ 300,000
bodily injury per
accident.
Starting January 1, 2011, Texans will have additional minimum
coverage requirements for auto — $ 30,000
bodily injury per person and $ 60,000
bodily injury per
accident (as opposed to the 2010 minimums — $ 25,000
bodily injury per person and $ 50,000 per
accident).
To meet Michigan's minimum motorcycle insurance requirements, you'll need at least $ 20,000 of
coverage for
bodily injuries per person, $ 40,000 of
coverage for
bodily injuries per
accident and $ 10,000 of
coverage for property damage per
accident.
To see who in Montana had the best motorcycle insurance rates, we gathered quotes for a 45 - year - old male rider and a sample policy (
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage).
What this means is that state law requires your insurance policy provides you with $ 20,000 worth of
coverage for
bodily injury or death that you cause to other individuals, $ 40,000 worth of
coverage for
bodily injury or death caused per
accident if multiple people are involved, and $ 10,000 worth of
coverage for property damage caused in other states.
After collecting data from four major insurance carriers for a sample 45 - year - old rider and policy (
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage), we found that quotes for the most expensive place were 34.7 % higher than the cheapest.
Rhode Island requires minimum
coverage of $ 25,000 per person for
bodily injury protection and up to $ 50,000 per
accident, and $ 25,000 for property damage per
accident.
The policy for was for a sample 45 - year - old rider and a policy with
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident and $ 50,000 in property damage
coverage.
The consequences of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in
coverage:
bodily injury liability of $ 15,000 per person and $ 30,000 per
accident, and property damage liability of $ 5,000.
Bodily injury coverage requirements include $ 30,000 minimum (per
accident) and $ 15,000 minimum (per person).
Minimum liability
coverage includes $ 40,000 for
bodily injury (per
accident) and $ 20,000
bodily injury (per person) as well as $ 15,000 property damage.
This
coverage is for you or a permitted driver of your vehicle that provides liability
coverage in the event you are liable for
bodily injury from an auto
accident.
Boat liability
coverage, to help with the cost of
bodily injury and property damage claims, if you cause an
accident on the water
You need
bodily injury (BI) protection of $ 30,000 minimum per
accident and $ 15,000 minimum per person as well as property damage (PD)
coverage of just $ 5,000.
According to early 2010 laws, Floridian drivers needed very basic
coverage —
bodily injury protection of $ 10,000 per person and $ 20,000 per
accident and property damage of $ 10,000.
Let's take the example of a 40 - year - old male who has a joint policy with his wife and opts for a 100 / 300/50 policy ($ 100,000
bodily injury coverage for one person in one
accident, $ 300,000
bodily injury coverage total per
accident, and $ 50,000 property damage
coverage per
accident).
As of early 2010, state law required Marylanders to get protection on the order of: $ 20,000
bodily injury per person, $ 40,000
bodily injury per
accident, and $ 10,000 property damage — as well as personal
injury protection, uninsured motorist, and underinsured motorist
coverage.
The policy quoted was for a 45 - year - old rider and included
coverage for
bodily injury protection of $ 100,000 per person / $ 300,000 per
accident, and $ 50,000 in property damage.