Sentences with phrase «accident insurance policy not»

A good personal accident insurance policy not only covers major accidents, but minor accidents like injuries suffered while playing games, a fall down the stairs at workplace, a bike accident leading to factures, etc. too.

Not exact matches

A Supreme Court of Canada decision that ruled the Canada Pension Plan is not a policy of insurance is a win for accident victims across the country, says a Toronto lawyer.

I had a pretty good life insurance policy (which I couldn't pay for any more), and seriously considered how I could kill myself while making it look like an accident so that I could provide for my wife and three children.

She was relatively young, and had some money from a life insurance policy from her husband's untimely death (car accident both had been in), not a lot, but a nice little chunk.

You may consider taking out income protection policy helps the insurance that won't break the news some accidents involving an accident.

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

If you don't have collision or comprehensive insurance on your policy, you will have to hope your friend didn't cause the accident.

We would only recommend the policy however if your health insurance does not cover injuries sustained from a car accident.

Umbrella insurance policies provide added protection for instances when your standard commercial motor vehicle liability insurance is not adequate, like in a serious accident.

Gabby, going on the above assumption that it was not a household resident who got injured and that it was an accident, there are two ways that a renters insurance policy could respond to something like this.

If death or injury occurs more than three months after an accident, the benefit might not be paid out because the resulting death or injury was outside the specified insurance policy time frame.

The accident benefits portion of your policy looks after medical expenses not covered by your province's health insurance — everything from physiotherapy treatments to crutches.

Since most basic car or truck insurance policies do not extend to your trailer, it's important to insure your towable unit against accident or injury.

You don't want to find out that your vehicle's insurance policy doesn't cover your trailer after you have an accident.

Buying a no - frills basic car insurance policy may meet state requirements, but may not provide the compensation you need to recover from an accident.

Voluntary benefits plans offer not just life insurance products, but also accident, disability, cancer and critical illness policies.

World Nomads policy covers accidents and emergencies only and is not a private health insurance policy.

Like many travel insurance policies, certain occurrences are excluded — in particular, things that aren't accidents like suicide, or injuries sustained as the result of «acts of war» or a riot you were participating in.

As such, an accident happening under a car rental scheme where the owner makes money out of his or her car would not be covered by most of the insurance policies sold in Spain.

If you do not have your own car insurance policy, the City of Ottawa will cover your accident benefits.

If you are involved in an accident with someone who does not have liability insurance and you have purchased uninsured motorist insurance, your insurance provider should pay for your damages based on the policy limit of the uninsured motorist insurance you purchased.

Underinsured motorist coverage: When you are involved in an accident with a driver who does not have enough insurance to pay for the full cost of your damages, this policy can help to make up the difference.

If you've been injured in a collision and need help navigating the accident benefits forms and coverages that are available to you through your auto insurance policy, don't hesitate to contact our lawyers at McNally Gervan who can help with ensuring that you have access to all of the benefits that may be available to you.

If you are physically able then obtain the FULL details of all other parties / drivers involved in the accident Try to obtain all the details including their names, addresses, telephone or email contact numbers, birthdates, driver's license numbers, license plate numbers, insurance details (name and policy number of other driver's insurer, especially if the other driver is not insured with ICBC).

In these situations it may allow the accident victims to recover compensation not just from any applicable insurance policy, but also from the significant assets held by the company that employs the negligent driver.

The Insurance Bureau of Canada issued a warning in fall 2014 that drivers who did not have commercial coverage on their cars were in violation of their personal insurance policies, which could result in the insurer denying the driver benefits following an accident or having inadequate liability Insurance Bureau of Canada issued a warning in fall 2014 that drivers who did not have commercial coverage on their cars were in violation of their personal insurance policies, which could result in the insurer denying the driver benefits following an accident or having inadequate liability insurance policies, which could result in the insurer denying the driver benefits following an accident or having inadequate liability coverage.

Unlike a typical car accident claim, hit and run claimants must look to their own auto liability insurance policies for compensation under the uninsured motorist provisions (UM) in their policies if the hit and run motorist can not be located or that motorist lacked insurance coverage.

Insurance definitely pays up to its policy limits in an accident if the insured is at fault, but not beyond.

This means that if you are the victim of an automobile accident and the other vehicle has a minimum policy, you will not be able to recover more than this amount from his insurance company.

Plaintiff insurance company sought a declaratory judgment that a personal excess liability policy did not cover the injuries sustained by the defendants in an auto accident where their adult son was the driver.

In fact, in March of 2015, the Financial Services Commission of Ontario (FSCO) released an infographic on this very issue.12 FSCO warned Uber drivers and passengers that traditional insurance policies were not drawn up with the new «sharing» economy in mind and that these policies therefore would likely leave both passengers and drivers wanting in terms of the breadth and scope of benefits provided in the event of a motor vehicle accident.

A large percentage of Alabama drivers, however, do not buy liability insurance or buy liability insurance and then cancel their policies, leaving them with no insurance to cover them — or the other driver — in the event of an accident.

If you are involved in an accident caused by another driver and the at fault driver does not have insurance or the at fault driver's insurance is insufficient to pay for the damages and injuries that you may have suffered from the accident, then your insurance policy may pay for the damages and injuries if your insurance policy has an uninsured motorist coverage.

Accordingly, when snowmobiles are operated on property not occupied by the owner at the time of an accident, they are considered «automobiles» for which insurance coverage resulting from an accident may be available under the individual's own automobile insurance policy, including statutory accident benefits, third - party liability and underinsured coverage.

If your insurance policy has lapsed or expired at the time of the accident, you can not seek compensation under the policy.

If you don't have any disability insurance coverage through work or a private policy you might be drastically underinsured for a loss of income if you are disabled because of a car accident.

Without these provisions in place, your own auto insurance policy will not cover your damages in such an accident (generally speaking).

If you do not choose to add no - fault insurance to your regular policy, you will have the regular tort remedies following a car accident.

Most pilot insurance policies have a maximum payout of $ 100,000.00 per seat when pilot error causes an accident, but the sudden death of a spouse due to an airplane accident that should not have occurred can cost upwards of $ 1 million.

Your auto insurance policy should offer this coverage, which could be a source of benefits if you were hit by a motorist whose insurance does not cover all damages for an accident.

An experienced pedestrian accident attorney can review their insurance policy and determine whether or not the injured pedestrian is entitled to compensation under their uninsured motorist policy.

If the plaintiff is not a named insured, state the reason why this person is considered an insured under the policy (for example, a «dependent relative» under the OPCF 44R or a person who had consent to drive the vehicle involved in the motor vehicle accident)-- it is important to note that an insurance contract is between two parties.

If the pedestrian or his or her family doesn't have any insurance, he or she will still be covered by the insurance policy of the driver of the vehicle involved in the accident or the state's Assigned Claims Facility.

While some accident benefits remain available under section 1.8.1 of OAP 1, despite the denial of liability coverage, drivers would no longer have access to income replacement benefits, non-earner benefits, lost education benefit, visitor's expenses and the housekeeping and home maintenance benefit.7 Additionally, while personal and commercial auto insurance policies include entitlement to a minimum amount of accident benefits, the same is not true of CGL policies.

If you are involved in a car accident and the other person does not have insurance, your only source of recovery would be your own uninsured motorist policy.

If your employer does not subscribe to a state - approved WC insurance policy, your accident will be treated just the same as any other car accident.

If you do not have an uninsured motorist provision on your insurance policy, it is important to involve a Salt Lake City uninsured motorist accident lawyer from the beginning.

If you do not have health insurance at all, medpay can pay whatever medical bills you incur, up to your policy limits — regardless who was at fault for the accident.

These factors include but are not limited to your role in the accident, the type and limits of the insurance policy the property owner carries, and the strength of the evidence you present to the insurance company.