A personal
accident policy generally has only permanent exclusions and no time - bound exclusions.
Not exact matches
For example, the law that vehicles should be driven on the right side of the road, the speed limits in various areas
generally 15 — 65 mph depending, requirements of insurance, requiring testing and licences, making drunk driving illegal, etc. (George Will had written an article a few years ago comparing possible AGW
policy to a global 5 mph speed limit; sure there would be fewer traffic
accidents but would the cost be too great (what about lives, health and wellbeing, and wealth benifits from higher - speed transport?)
not a specific target of
policies / actions regarding AGW, because it isn't AGW (traffic
accidents don't
generally change climate except via resources spent or not as a result; although climate change could affect traffic
accidents).
Generally speaking, your motor vehicle insurance
policy is going to cover your claim if the
policy was in effect at the time of the
accident.
Without these provisions in place, your own auto insurance
policy will not cover your damages in such an
accident (
generally speaking).
Very
generally speaking, more serious
accidents, injuries and treatments, and higher lost wages, coupled with higher insurance
policies from defendant drivers, equal the highest value cases.
The
policies generally contain the following
accident benefits: income replacement or non - earner / caregiver, medical / rehabilitation, attendant care, lost educational, death and funeral, expenses of visitors, reimbursement for damaged clothing, glasses and medical devices, and potential benefits for housekeeping and home maintenance expenses (depending on the severity of the injury).
This
policy covers death by
accidents, (not natural causes) and dismemberment, and
generally pays for the loss of certain body parts such as loss of a limb, eyesight and paralysis.
If you have
accidents on your record, you'll
generally face higher premiums, either when you renew your
policy or shop for a new one.
Since these
policies are
generally more expensive than normal
policies, since high - risk drivers are more likely to get into an
accident and cost the insurance company money, they can be difficult to afford for drivers who may have had
accidents in the past.
They
generally recommend buying as much liability insurance as you can afford, since it is usually the least expensive part of your
policy and the potential savings should an
accident occur might be very significant.
During an
accident issue, the surveyor analysis the kind of damage or loss and subsequently the payments are dispatched to the mechanic for the losses included in the
policy which
generally exclude fiber and rubber parts.
Generally, a death must occur within a few months of the
accident in order to fall under the
policy.
Visitors insurance will
generally cover any new medical conditions, injuries or
accidents that may occur after the effective date of the
policy.
If a rider is purchased, the
policy generally pays double the face amount if the insured dies from an
accident.
Accidents involving work related machinery, poisoning, falls, suffocation, choking, drowning, and fires
generally are covered by an accidental death and dismemberment
policy.
OPT medical insurance will
generally provide coverage for new illnesses,
accidents or injuries that occur after the effective date of the
policy.
It is
generally a good idea to report any
accidents to your insurance agent right away, as some
policies allow them to deny claims not reported timely.
Auto insurance
policies generally provide uninsured and underinsured motorist coverage, which cover an insured when another driver is liable for an
accident but either has no insurance or has insufficient insurance to cover the full extent of the loss or injury.
Accidents with animals, big and small, are covered under the comprehensive portion of your
policy — which
generally has to be purchased with collision coverage.
The insurance company will
generally pay for new medical conditions, injuries (caused either by
accidents or otherwise) or sicknesses that may occur after the effective date of the
policy.
Inbound Immigrant will
generally pay for new medical conditions, injuries or
accidents that may occur after the effective date of the
policy.
In addition to
policies that can be tailored to your unique insurance needs, they
generally offer superior customer service, an up - to - date website where you can pay your bill or check your
policy details, and a top - notch claims process that makes recovering from an auto
accident as seamless as possible.
Generally the premium of personal
accident policy depends on the cover you select.
Most life insurance
policies provide
accidents as a rider, but these are
generally restricted to permanent disability or a basic cover for accidental death.
The required minimums are
generally enough to cover your damage in a typical
accident, but in the event of a serious
accident that involves significant injuries and property damage, costs can easily exceed what a minimum - coverage
policy will pay for.
A basic
policy costs about $ 120 per year and
generally provides $ 10,000 in personal property coverage, $ 100,000 in liability insurance, and medical payment coverage of $ 1,000 per person for each
accident, he says.
While your personal comprehensive auto insurance
policy may cover personal items of value that are in the car at the time of an
accident, fleet auto insurance
generally does not.