Sentences with phrase «accident policy holder»

Thanks suresh sir, I have a query regarding term plan I have a term plan of hdfc click2protectPlus rs. 50 lack with extra life option wich mean if policy holder death normally nomine receive 50 lac and due to accident death nomine receive 50 +50 but in case of accident policy holder will not die and he lost any part of body in this situation claim is refund or not.

The coverage does not pay out for damage to the policy holder's own vehicle, but for any other car involved in an accident the policy holder is deemed responsible for.

- In determining premiums discounts such as Accident free, or a good student discount are included - Your city and state - The number of tickets or accidents the policy holder has

Not exact matches

This covers other vehicles and their passengers if the policy holder causes an accident.

Synergy Risk Management is a multi-disciplinary approach involving underwriting, claims and loss control professionals to help eligible policy holders reduce the frequency and severity of accidents, and the exposures that lead to accidents.

The timely reporting of an accident is extremely important, as it can protect a policy holder's interests.

In its simplest form, when a policy holder is injured in an accident with an uninsured driver, the policy holder can use the uninsured motorist (UM) coverage available on each vehicle they have insured and «stack» it together.

This specific coverage is designed to compensate the policy holder for losses in the event that you are involved in an accident caused by the negligence of an uninsured or underinsured driver.

No insurance want policy holders to have accidents, that is understood.

There are some unique discounts that Nationwide Insurance offers, which includes such things as a student having a B or 3.0 average in school, by being a long term policy holder with the company for at least five years, by being a homeowner, and taking a accident prevention course from a states Department of Motor Vehicles to just name a few.

Another accident or mishap on the next day will again require $ 600 payment by the policy holder.

A liability plan basically sets aside funds for payment to the other driver, passengers or pedestrians who might be involved in an accident for which the covered policy holder was at fault.

Medical Payments or Personal Injury Protection (PIP): This will take care of the medical needs of the policy holder (driver) and any passengers of the policyholder involved in an accident.

Collision insurance: An auto insurance policy that insures and covers damage to the policy holder's vehicle that was sustained in a car accident with another vehicle or property.

Insurance policies typically have language that explains how they will provide coverage when there are multiple policies and policy holders involved in an accident, Passmore says.

For the car accidents or disaster situations where there is a lot of damage, most insurance policy holders will choose to file a claim and pay the deductible, rather than take on the entire financial burden of the loss.

Policy - holders want to be sure they are covered for any unforeseen accidents.

The three parts of a Pennsylvania split form auto liability insurance each play a specific part in protecting you as a motorist and policy holder, but they all work together as a whole to give you total protection in the event of an at fault car accident.

Death of a policy holder I have had an ongoing insurance claim from a car accident for over 3 years, but recently the policyholder died.

It essentially protects you as the policy holder from personal financial liability if you get into a car accident for which you are held responsible.

This insurance acts much like Bodily Injury Liability insurance, except it covers the policy holder and their passengers when they are in an accident caused by a driver with no insurance.

In the event of an accident occurred outside 150 km of the policy holder's residence, the transportation of family member is covered on actual basis up to a maximum of Rs. 50,000.

This add - on cover ensures iron - clad financial protection and decreases financial liabilities for the policy holders in the event of accidents or total loss of the vehicles.

It's worth noting that this insurance policy does not cover the policy holder OR their passengers in the event of an accident; simply put, it covers the medical treatment, lost wages, funeral costs, and other accident - related medical costs of others.

Firstly, it provides a tremendous financial support to the policy holder if he / she is disabled after an accident resulting to permanent total disability, temporary total disability and even an unfortunate death.

Accidental Death Coverage — An option on an insurance policy that will pay a beneficiary in the event that the policy holder should die due to accident related injuries.

Personal Injury Protection insurance is the policy that covers the medical treatment and injury related costs for the policy holder and their passengers when they are in an accident — regardless of fault.

For example, you or the policy holder meets with an accident then call up the insurance company and inform them.

They will offer good advice for customers who are not sure about the type of travel insurance they need, and can provide valuable assistance to policy holders who are involved in accidents or other emergency situations in a foreign country.

This insurance acts similar to Bodily Injury Liability insurance, except it covers their passengers as well as the policy holder when they're in an accident brought on by a driver free of insurance.

Personal Injury Protection insurance is the policy that covers the harm related prices and clinical treatment for the policy holder as well as their passengers when they're in a accident — regardless of fault.

It is important to note that some disability income riders will pay out only if the policy holder becomes disabled as a result of an accident, while others will pay for an insured's disability due to either an accident or an illness.

Uninsured motorist protection shields the policy holder from the financial expense of having to deal with an accident involving an uninsured motorist.

A deductible shifts more of the accident cost onto the policy holder, but it's something worth looking into if a high risk driver is just a little bit more of a risk, pushing insurance costs just above what he or she can afford.

Insurers impose serious penalties to the policy holder who meets an accident due to driving under influence of alcohol.

The bodily injury portion of your Loveland car insurance is itself split into two halves: one for the first person injured in an accident for which the policy holder is at fault; and another for all other people who may have been injured.

Uninsured motorist protection is quite simply a form of coverage that protects the insured policy holder against the risk of uncompensated losses following an accident with a driver who has no auto insurance and is found liable for the crash.

Rest of the auto insurance in the market provides only some minor damages on the vehicle such as minor scratches and dents on the cars caused by the accident of the policy holders of the car insurance policy.

In a typical automobile insurance policy, a deductible will apply to claims arising from damage to or loss of the policy holder's own vehicle, whether this damage / loss is caused by accidents for which the holder is responsible, or vandalism and theft.

Uninsured and underinsured motorist coverage protect the covered policy holder from the potential expense of having to deal with the aftermath of an accident with an uninsured driver, or one whose liability coverage is insufficient to cover all the costs of repairing your vehicle and dealing with your medical care.

Premiums are paid by the policy holder annually, while the insurance provider pays out all or a portion of the costs associated with an accident or other damages.

If a car is most used by a group of people or used commercially & that car while enduring an accident along with the driver & other people present inside the car & the accident occurs due to the policy holder's mistake, then these passengers are legally able to claim money from the policy holder.

Uninsured motorist protection safeguards the policy holder from financial liability in the event the covered vehicle is involved in a car accident with an uninsured driver.

And moreover, it is advised that while choosing the car insurance choose the one which covers maximum damages and injuries of not only the driver or the policy holder but also the other passengers present in the car while the accident.

In this type of policy, there is usually an additional benefit paid when the policy holder dies due to an accident and not just natural causes or illness.

A Breckenridge vehicle insurance plan with these types of coverage protects the policy holder in the event of an accident with a driver who has little or no auto coverage.

Accidental death and dismemberment insurance policy (AD&D) An AD&D insurance policy only pays out in the very restricted and specific circumstances in which the policy holder is killed or injured in an accident.

For bodily injury, each policy holder must have at least $ 25,000 in coverage for the first injured party, and $ 50,000 in coverage for injuries to any other passengers injured in an accident for which the policy holder was at fault.

This means that, no matter who is at fault for the accident, the policy holder is likely to receive at least some coverage for medical expenses for their needs as well as for anyone in the vehicle with them at the time of the accident.

Aspen car insurance plans can also include optional uninsured and underinsured motorist protection, which shields the policy holder from financial liability in the event they are involved in an accident with a driver having insufficient coverage to handle the cost of associated expenses.