Sentences with phrase «accident policy instead»

However, in comparison, some professional specialized bike insurance policies may include coverage for personal injury, You just need to decide if you already have that coverage through your health insurance, or a personal accident policy instead.

Not exact matches

For example, some policies state that if the policyholder does not die as a result of the accident and instead loses a limb, he / she will only receive a 50 % benefit payout, while losing two or more limbs would result in a full benefit payment.

However, drivers rarely pay for accidents that they cause out of pocket — instead, they turn to their auto insurance liability policies to pay for damages.

Instead, to withstand summary judgment on the issue of punitive damages recovery in a car accident case, a plaintiff must point to sufficient evidence from which a reasonable jury could conclude «that the collision result «from a pattern or policy of dangerous driving, such as driving while intoxicated or speeding excessively.

You may instead be able to purchase a combined single limit policy, which is one amount that your insurance company will pay out for all bodily injury in an accident (e.g., $ 30,000 for all injuries).

Instead of a stand - alone flight accident policy, consider a travel insurance package plan.

Stacking means that if you have more than one vehicle insured, you can combine or «stack» your coverage — i.e., instead of having two policies with $ 200,000 of BI liability coverage, you can combine them to get $ 400,000 of coverage per accident, regardless of which vehicle gets into the accident.

Alternatively, if the business were a tavern instead of a financial firm, their general liability policy wouldn't cover the accident.

However, fixed coverage plans typically provide coverage only in the case of an accident and that will have an upper limit such as $ 500, instead of the policy maximum.

However, most of these policies will cover medical bills whether or not you are at fault in the accident, and will often pay immediately instead of reimbursing patients or tying up the money in a legal battle.

Depending on how the accident is listed on your policy, it may be cheaper to go through your insurance instead of paying out of pocket.

For example, if a cover of Rs. 1 crore is taken by you through a regular term life insurance policy and have added up this conventional rider to it, then in such a situation, at the instance of death due to accident, instead of Rs. 1 crore the beneficiary is paid Rs. 2 crore.

Instead of waiting for an accident to happen before you invest in a Columbus renters insurance policy with an OH company, purchase one before you need it and then use the benefits as needed.

However, regular life insurance policies are usually better for older individuals, as they are more likely to die as a result of health problems or natural causes, instead of accidents.

Most car insurance policies are written so that if you are using your car to make money, instead of for personal use, then only a commercial policy would cover for an accident while «on the job.»

Instead, drivers can demonstrate that they can cover the cost of at - fault accidents, known as a driver's «financial responsibility,» either by holding a minimum auto insurance policy or a bond for the same amount.

Instead, with no - fault coverage, also known as Personal Injury Protection (PIP), your injuries will be covered in a car accident, up to your policy's limits, no matter who caused the accident.