These add - ons complement your basic cover by enhancing the policy coverage; for example, Zero Depreciation Cover, Engine Cover, Personal
Accidental Cover etc..
Not exact matches
MYTH 6: ULIPs do not have health and accident
cover Reality: Since ULIPs offer insurance
cover along with investment, just like any other insurance plan it too has rider options such as
Accidental Death Benefit (ADB), Waiver of Premium (WOP), Family Income Benefit, Hospital Cash Benefit (HCB),
etc..
Additional protection options: Many term insurance plans comes with additional
cover options in the form of riders such as Critical Illness,
Accidental death or disability, Hospital cash
etc..
This plan
covers your employees across a wide range of options like
accidental death
cover, disability
cover, children's education allowance
etc..
You can choose to avail coverage for man - made calamities like theft, vandalism, strike, riot, terrorist attack
etc. along with personal
accidental cover up to 1 lakh for owner / driver if you purchase comprehensive insurance for your Hero Pleasure bike.
2) The extended warranty doesn't
cover the main causes of loss, in any way whatsoever:
accidental physical damage (water damage, falls, cracked screens, bent iPhones, dirt in the sensors, fire
etc.) or the actual loss / disappearance of the item.
You might know that the car insurance you own will provide financial assistance during an
accidental emergency, but it doesn't
cover you against any health - related So, if you are going to a place that is under constant threat, like Kashmir, consider buying travel insurance with health coverage, coverage for loss of baggage, flight delay
etc..
This generally
covers you from all kinds of deaths (except suicide in the first year) including
accidental death, death from disease or illness, natural disasters and calamities,
etc..
Additionally,
accidental death benefit insurance may also
cover dismemberment — the partial or total loss of a limb or limbs — as well as calamities like paralysis, hearing loss, burns that
cover more than 20 percent of your body,
etc..
Some of the important riders you may wish to add to your policy are critical illness rider,
accidental death benefit
cover etc..
Own - Damage
Cover: Some insurers provide own - damage cover with a Third Party Liability insurance that covers your vehicle for own - damage, damage against theft, accidental damage, loss, damages arising out of man - made and natural calamities
Cover: Some insurers provide own - damage
cover with a Third Party Liability insurance that covers your vehicle for own - damage, damage against theft, accidental damage, loss, damages arising out of man - made and natural calamities
cover with a Third Party Liability insurance that
covers your vehicle for own - damage, damage against theft,
accidental damage, loss, damages arising out of man - made and natural calamities
etc..
Any
accidental death
cover is not given to the person when the death is caused by factors that have a direct or indirect connection to drug abuse, alcohol, inability to seek or follow any medical advice, indulging in communal riots or war, functional or mental disorder, engaging themselves in heinous pastimes, participating in racing, excluding athletics,
etc..
Max Bupa's Group Personal Accident
cover basic benefits like permanent total disability,
accidental death, permanent partial disability,
etc..
In case of online term plans, the policyholder may not be eligible to opt for a rider options such as critical illness, personal
accidental cover, premium waver
etc..
Business owners also need to decide if they require any special coverage such as
accidental cover, critical illness
cover, specific disease coverage (such as hypertension, diabetes),
etc..
Similarly, Oriental insurance's offer called Hope states no upper age limit for health insurance and
covers 11 specified critical illness diseases like
Accidental Injury, Knee Replacement, Cardio Vascular Diseases, Chronic Renal Failure, Cancer, Hepato - Biliary Disorders, Chronic Obstructive Lung Diseases,
etc..
E.g. return of premium term plan, term plan with increasing life
cover benefit,
accidental death benefit rider, critical illness benefit, term plan with monthly income option
etc..
Over and above this if you would like to opt for optional benefits like Critical Illness rider or
Accidental death benefit rider
etc., I suggest you to carefully go through the terms and conditions before adding them to your basic
cover.
Most of contents insurance policies have
cover for
accidental damage for items like audio equipment, TV, mirrors, glass tables,
etc..
These riders come at an additional cost and allow you to be
covered for additional possibilities like
accidental death, permanent disability, critical illness,
etc..
For example, Sameer can opt to add critical illness
cover,
accidental death benefit, permanent or partial disability
cover etc. to his basic term policy to make the plan even more robust and risk - free.
Kotak Complete
Cover Group riders provided by the insurance company include
accidental death benefit rider, term rider, critical illness rider,
etc..
Basic Life
Cover riders provided by the insurance company include
accidental death benefit rider, term rider, critical illness rider,
etc..