MYTH 6: ULIPs do not have health and accident cover Reality: Since ULIPs offer
insurance cover along with investment, just like any other
insurance plan it
too has rider options such as
Accidental Death Benefit (ADB), Waiver of Premium (WOP), Family Income Benefit, Hospital Cash Benefit (HCB), etc..
If the rates seem way
too good to be true make sure there are no exceptions, waiting periods, or that its really life
insurance and not just an
accidental death insurance you are being offered for the low price.