Sentences with phrase «accidental policies only»

Not all cause coverage — accidental policies only cover death in the case of an accident.

If you are looking for supplemental coverage but life insurance is too expensive, remember that accidental policies only pay for accidents, so it may not be a perfect solution.

Yes, you can get it from all the 3, but you will get it from Accidental policy only if your death is because of accident, else not

Not exact matches

In addition, some mortgage protection policies will only pay a death benefit if you die from an accident, similar to accidental death insurance.

No, the personal liability protection included in your policy only covers accidental and unintentional injury of others or damage to the property of others.

It's where the release of some new policy was accidental, but only insofar as it was accidentally released earlier than intended.

They provide not only the basics like emergency travel insurance medical coverage, but also trip cancellation & trip interruption insurance, coverage for baggage loss or baggage delay, accidental death and dismemberment insurance and more, depending on the policy.

You may think that an accident - only policy is a waste, but just consider that accidental death is still in the top 5 ways to die according to the CDC.

As the name implies, accidental death benefit policies only covers death in cases where death results from injury or accident.

We only recommend an accidental death policy as a standalone mortgage protection policy if our clients don't qualify for any other insurance or if their budget is small.

Accidental death policies will never provide coverage to you for natural causes of death, which means that your accidental death insurance policy will only pay out if you die from an «accidental» causAccidental death policies will never provide coverage to you for natural causes of death, which means that your accidental death insurance policy will only pay out if you die from an «accidental» causaccidental death insurance policy will only pay out if you die from an «accidental» causaccidental» cause such as:

Depending on the policy, not only does it provide the basics like emergency medical but also trip cancellation and trip interruption insurance, accidental death and dismemberment insurance, delayed / lost baggage and more.

A personal accident policy is strongly recommended to everyone not only to protect their families in the event of a mishap like accidental death, but in addition also to cover disablement, leading to loss of earning capacity, at competitive premium rates.

The booking for the Trip must be the first and only booking for this travel period and destination, You are not disabled from travel at the time You pay the premium, and You must purchase this policy for the full non-refundable cost of Your Trip; 2) Suicide, attempted suicide or any intentionally self - inflicted Injury while sane or insane (in Missouri, sane only) committed by You, Traveling Companion, or Family Member whether insured or not; 3) War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war (does not apply to Cancel for Work Reasons coverage); 4) Participation in any military maneuver or training exercise (does not apply to Cancel for Work Reasons coverage); 5) Piloting or learning to pilot or acting as a member of the crew of any aircraft; 6) Mental or emotional disorders, unless hospitalized; 7) Participation as a professional in athletics; 8) Being under the influence of drugs or intoxicants, unless prescribed by a Physician; 9) Commission or the attempt to commit a criminal act by You, Traveling Companion or Family Member whether insured or not; 10) Participating in bodily contact sports; skydiving; hang gliding; parachuting; any race, bungee cord jumping; speed contest; spelunking or caving; (Does not apply while on Your Trip if You purchase Sports Coverage); 11) Participating in extreme skiing or mountaineering (mountaineering below 15,000 feet is covered while on Your Trip if You purchase Sports Coverage); 12) Dental treatment except as a result of Accidental Injury to sound natural teeth; 13) Pregnancy and childbirth (except for Complications of Pregnancy or as specifically provided under Part A); 14) Traveling for the purpose of securing medical treatment.

When I tried to upgrade to match the Travel Guard Gold policy, their rep said they don't even have Accidental Medical Coverage, ONLY EMERGENCY.

An office package policy not only safeguards your office premises against the risk of fire, earthquake, etc. but also gives you coverage against activities like burglary, accidental breakage, mechanical / electrical breakdown, etc..

Squaretrade only covers accidental damage, and you may need to purchase a policy within 30 days of purchasing your device.

Because there are dozens and dozens of circumstances that are not covered under an accidental death plan, you should never use one of these policies as your only source of life insurance.

8 This is an accidental death only policy.

The policy insures against theft and accidental direct physical damage to covered property with only a few limitations and exclusions.

You can choose whether you want accidental death only or would like to add dismemberment or accidental permanent total disability to the base policy.

In an AD&D policy, benefits are available not only for accidental death but also for the loss of limbs or body functions such as sight and hearing.

If your policy doesn't cover All Causes, you probably have an accidental death policy which should not be your only type of life insurance policy.

Under our Home Cover Plus policy, cover is provided automatically for accidental damage to Personal Computers used for personal use only within the home up to a limit of $ 1,000.

An Accidental Death Insurance policy is a life insurance policy that will only pay out if your death was the result of an accident.

Accidental death policies only pay out the death benefit you if you die as result of an accident.

Because they only cover «accidental» deaths, AD&D policies are typically a lot cheaper than regular life insurance.

On the other hand, Accidental Death and Dismemberment insurance consists of policies that only pay out a death benefit when the cause of death is not due to illness or what is generally considered natural causes.

Accidental death and dismemberment insurance policy (AD&D) An AD&D insurance policy only pays out in the very restricted and specific circumstances in which the policy holder is killed or injured in an accident.

Best car insurance policy online covers the cost of treating accidental injuries including dental treatments So, by paying car insurance premium only, you get the coverage of health insurance to some extent as well.

An accidental death rider is an additional insurance component that can only be purchased in conjunction with a regular insurance policy.

• Return of Premium (for term policies only) • Waiver of Premium • Critical Illness Rider • Disability Income Rider • Guaranteed Insurability Rider • Accelerated Death Rider • Accidental Death Benefit Rider • Child Protection Rider

The policy only covers accidental death, it does not cover sickness (think heart attack, stroke, cancer), suicide, or reckless activities such as skydiving, bungy jumping, and / or parachuting / skydiving.

On the upside, guaranteed issue policies are whole life insurance and guaranteed to pay as long as the periodic premium is paid (only for accidental death during the waiting period), the premium will remain the same throughout the life of the policy, and the insurer can not cancel as long as the periodic premium is paid.

For the first 2 years of the policy coverage only applies to accidental death upon which the premiums will be refunded.

However, only natural death was covered by the said policy since I didn't take separate accidental death rider.

The premium paying term is only half of the policy term, and the plan offers protection solution including built - in double coverage for accidental death.

Apart from this, if the insured owns a joint term insurance policy, then only one death payout is offered under the policy, even in the case of accidental death of both the insured persons, only one death benefit is payable to the beneficiary of the policy.

In addition, some mortgage protection policies will only pay a death benefit if you die from an accident, similar to accidental death insurance.

Both accidental death and disability benefit have been clubbed and they can be taken by the policy buyer but only before 5 years tenure of policy paying.

This means that when you take out accidental death coverage as an option in your policy, your premiums are only covering your sustained protection.

Realistically, natural death is far more likely than accidental death, so we generally recommend against policies that only cover accidental death.

Sometimes, people purchase life insurance through a bank or credit union, not realizing that the policy only covers accidental death.

A triple indemnity policy may have even more specific conditions, such as only paying triple if the accidental death took place on public transportation, like a bus or train.

As per this policy, you can get double accidental reimbursement but it's only with the additional premiums.

Accidental death policies only pay out the death benefit you if you pass away as result of an accident.

First you could apply for an accidental death policy which will only provide coverage for accidents.

The first would be an accidental death insurance product, which is a policy that only covers accidental causes of death, and the second would be some type of guaranteed issue life insurance policy which would be limited to about $ 25,000 in coverage.

Accidental death insurance policies only pay out a death benefit if your death occurs because of an accident.

If you have a history of drug or alcohol abuse, have a criminal record, or have been hospitalized, you may still qualify for a fully underwritten policy, although for some, burial insurance or accidental death may be the only option.