If you are looking for supplemental coverage but life insurance is too expensive, remember that
accidental policies only pay for accidents, so it may not be a perfect solution.
With our roads getting more dangerous every day, an
extra accidental policy may be appropriate for people in these occupations.
Further, now I'm also looking to go for stand alone
accidental policy in case in an accident if I survive but being the sole earning person of my family I would have no earnings during my hospitalization under permanent / temporary disability.
Another option, though not as commonly purchased as a straight life insurance product, Fidelity has one of the
best accidental policies on the market.
As with
most accidental policies, it is guaranteed to be issued, so there are no physicals or health questions to answer.
Can Mahavir also provide his views on Accidental Insurance, as deciding the
best Accidental Policy is getting difficult...
For those who have not heard of Gertrude Bell she was a traveler, explorer, and mapmaker, and at times
an accidental policy maker.
«The effort to become policy - neutral becomes
an accidental policy statement,» Webber says.
Accidental policies are intended for payouts only in terrible injury outside of the person's control (like a car crash or coma for example).
The second issue is some people purchase
an accidental policy thinking they got an all cause life insurance coverage.
If you have been declined for a traditional life insurance policy you can still qualify for
an accidental policy.
I know people who died in a plane crash and
the accidental policy did not pay out.
The reason for this is that while a traditional policy covers you for death due to illness or accident,
an accidental policy only covers you if you die due to an accident.
Has exclusions — this isn't always the case but
some accidental policies come with exclusions for individuals that participate in high - risk activities, like skydivers or pilots.
They would not be able to get a traditional term life policy that requires a medical right away, within a matter of a day or two, but
the accidental policy they were able to get the same day that they called me, and I was able to get them their policy emailed to them and they had it right away.
Dear Anil, Buying a stand - alone Personal
Accidental policy can be beneficial instead of taking it as a Rider.
An accidental policy is an inexpensive way to add additional coverage without breaking the bank.
All
the accidental policies pay for accidental death only, not all kind of deaths..
Although my employer covers me for the same for a decent amount, i still wanted to be on a safer side in case i change my job and the new employer might not offer
an accidental policy and i ddint wanted to risk the gap in coverage.
Can I take two
accidental policies?
I want to know that disability from Paralysis attack or from any medical negligence is also covered or not in
accidental policy?
for me and
accidental policy of 10 lakh.?