Young men are typically involved in more
accidents than young women and have more than three times as many fatal accidents.
Not exact matches
Male drivers will also traditionally pay more due to studies that show they are involved in more
accidents than women are, so
young male drivers are hit twice.
They use aggregate data to know that
women are less likely to get into
accidents than men, and
young people are more likely to get into more
accidents than more experienced drivers.
However, this surcharge is not as high for females as it is for males, because
young women drivers are less likely to be involved in car
accidents than young males.
For example,
younger men tend to pay much higher rates
than younger women, because they are seen as a greater risk in terms of moving violations and
accidents.
Young, single males are generally considered riskier to insure
than married
women over 55 because statistically the former gets into more
accidents.