Sentences with phrase «account by an authorized user»

Zero Liability Protection Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember.

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember.

Zero Liability Protection Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember.

Not exact matches

Purchases submitted by you, an authorized user, or the merchant through third - party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.

You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account.

You can also earn 5,000 bonus points by adding an authorized user to your account and making a purchase within the first 3 months.

You agree to defend, indemnify, and hold harmless the Action Network Group and its affiliates and their officers, directors, employees, consultants, agents, licensors, and suppliers from and against any and all claims, losses, expenses, liabilities, settlements, litigation, damages, and / or costs (including, but not limited to, fees, costs and other expenses of attorneys and expert witnesses) arising out of or related to: (i) your use of the Site, including, but not limited to, any Materials or User Content, (ii) any violation of these Terms of Use or applicable law by you in connection with your use of the Site, including, but not limited to, any Materials or User Content, (iii) any actual or alleged infringement by you, or any person accessing the Site, including, but not limited to, any Materials or User Content, using your password or account identifier, of any intellectual property or privacy or other right of any third party, or (iv) any unauthorized use of password protected Materials or User Content utilizing your account information, whether or not known or authorized by you.

It's a tactic used by hackers to execute «masquerade attacks,» where they pretend to be authorized users of a system by replicating the writing styles of the compromised account.

By joining an existing tradeline account as an Authorized User, you can piggyback on a relative's or spouse's good credit standing until you've had time to build a credit profile of your own.

«Net Purchases» is defined as the purchase of goods or services (less credits and plus or minus adjustments) made by you and / or your authorized user (s) on your account after your enrollment in the Program.

The Chase Sapphire Preferred ®, on the other hand, encourages you to add an authorized user, by offering a 5,000 point bonus for adding an authorized user within the first three months of account opening.

Subject to our approval, in our sole discretion, as to both number of persons and specific persons requested, you may request in writing to us to designate certain non-Account holders as Authorized Users of your Account by issuance of additional card (s) in the name (s) of such Authorized User (s).

You might be able to help yourself a little in this category by becoming an authorized user on an old account with an excellent payment record.

Unfortunately, it was aggressively abused by scammers, who offered authorized user status on their accounts for a fee.

14 The primary cardholder may assign and change the Authorized User Spending Limits on the credit card account for any authorized user (s) by contacAuthorized User Spending Limits on the credit card account for any authorized user (s) by contacting CUser Spending Limits on the credit card account for any authorized user (s) by contacauthorized user (s) by contacting Cuser (s) by contacting CIBC.

Improving your credit rating by becoming an authorized user on an account of another who has a better credit rating than you.

These codes designate whether the account is held by the consumer individually, jointly or as an authorized user.

An Authorized User Spending Limit will reset monthly, or earlier if requested by the primary cardholder or if a payment on the credit card account is made by the applicable authorAuthorized User Spending Limit will reset monthly, or earlier if requested by the primary cardholder or if a payment on the credit card account is made by the applicable authorized uUser Spending Limit will reset monthly, or earlier if requested by the primary cardholder or if a payment on the credit card account is made by the applicable authorizedauthorized useruser.

These two roles go by many names, such as primary, applicant, co-applicant and authorized user, with, interestingly, no uniformly consistent set of terms used by card issuers to describe these two major ways in which credit accounts are shared.

What it means to be an authorized user An authorized user is someone who is designated by the legal holder of a card account to share in its use, with a card issued in the authorized user's name, but without responsibility for any of the debt incurred on the card.

Verify that the authorized user account appears on your credit reports and that the ECOA code shows the account held by you as an authorized user.

1 The primary cardholder may assign and change the Authorized User Spending Limits on the credit card account for any authorized users by contacAuthorized User Spending Limits on the credit card account for any authorized users by contacauthorized users by contacting CIBC.

Or, in bad times, by not being liable for the balance, the name of the authorized user can be removed from the account and that trade line (account) deleted from her credit report, no questions asked.

Keeping things simple, however, you'll err on the side of caution by expecting the payment history of an authorized user card to affect your score just as if the account were in your name.

Dear Dex, As more consumers have come to know, an authorized user is someone who has been given permission to use a card account by the primary cardholder.

The pros: Adding your child on your credit card account as an authorized user is the option preferred by NFCC's Cunningham.

To discourage for - profit piggybacking schemes in which authorized user trade lines are «sold» to strangers looking to repair their credit, the latest versions of the FICO scoring formula, beginning with the FICO 8 model, provide less of an incentive for exploitation by reducing the positive scoring impact from an authorized user account than for one held as the primary account holder, either individually or jointly.

The primary account holder is responsible for all the purchases made by the authorized user.

Authorized User accounts can be used to meet tradeline requirements if 12 months payment can be documented by the borrower.

You can potentially give your credit a boost by having a friend or family member add you as an authorized user on their account.

The company offers credit card holders with sterling payment histories on cards with high balances «as much as $ 10,000 a month or more» simply by accepting unseen borrowers with poor credit backgrounds as «authorized users» on their card accounts for 90 days.

By purchasing a trades line, an individual becomes an authorized user on an old account with remarkable payment history that will substantially improve his / her credit score.

You may have heard of the benefits of getting extra points by «adding an authorized user» to your credit card account — but what does that mean, what do you need to know to do it wisely, and how does it actually help you maximize your points balances?

You can also earn 5,000 bonus points by adding an authorized user to your account and making a purchase within the first 3 months.

You can earn 5,000 points during your first three months by adding an authorized user to your account and making a purchase.

By submitting this application, you request that Citi establish a Citi ® Double Cash Card account (the «Card Account») to you and any authorized users you have desiaccount (the «Card Account») to you and any authorized users you have desiAccount») to you and any authorized users you have designated.

2Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.

Another interesting point is that it will be possible to establish credit by «piggybacking» (i.e., being an authorized user on someone else's account).

You can also earn an additional 5,000 points by adding an authorized user (such as your spouse) and making a purchase within the first three months of opening your account.

You can also help their credit by making them an authorized user on an account with good standing.

It had become apparent to FICO that the price for discouraging piggybacking abuse by a relative few would be the denial of honestly - earned credit history for millions of legitimate authorized users — most often the spouses of primary cardholders — who use and manage these accounts no differently than those in the primary role.

Should the history be more on the negative side, a nice perk of being an authorized user and not a primary holder is that at any time you can simply have yourself removed from the account by contacting the card company and have the account eliminated from your credit report and score by disputing it with the credit bureaus.

You can not build credit by being an authorized user on an account.

Piggybacking is a technique that allows consumers with good credit to help boost other's credit scores by adding them as authorized users on accounts.

Credit trade lines are added to your credit profile by having an original trade line account owner enlist you as an authorized user to the credit trade line.

All travel purchases made by you and by your account's authorized users are eligible.

Purchases submitted by you, an authorized user, or the merchant through third - party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.

Though most, if not all, lenders won't give you your own credit card until you turn eighteen, you can get a credit card by becoming an authorized user on someone else's account.

-- You can build credit quickly by being added as an authorized user, but the benefits can vanish if you are removed from the account.

Q&A: How credit utilization is calculated in a married couple's credit scores — For credit scoring purposes we remain single perpetually, but couples can boost each other's credit by adding each other as authorized users to accounts in good standing... (See Married couples and credit utilization)