Sentences with phrase «account value of equity»

Because of that, the account value of equity indexed universal life insurance policy will go up and down based upon the market movements of the underlying index that is being tracked.

Not exact matches

Most business owners forget to account for the fact that equity in a business grows as it gains market share and a loyal customer base, so make sure to account for the value of your business and its holdings as well.

Accounting rules are designed to give the best estimate of liquidation value for debt investors, not to measure the capital used to generate returns, which is what matters to equity investors.

Accounting book value is meant to measure the potential assets available to investors in the event of liquidation, and that's simply not a very useful measurement for most equity investors.

(2) Reflects 2015 Merger - related adjustments including the change to align Kraft to Kraft Heinz's accounting policy for postemployment benefit plans; incremental amortization resulting from the fair value adjustment of Kraft's definite - lived intangible assets; incremental compensation expense due to the fair value remeasurement of certain of Kraft's equity awards; and, certain deal costs related to the 2015 Merger.

In addition to normal risks associated with equity investing, international investing may involve risk of capital loss from unfavorable fluctuations in currency values, from differences in generally accepted accounting principles, and from adverse political, social and economic instability in other nations.

Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.

Based on average commission - per - trade fees and past performance of brokerages, equity returns would enable one to open between 300 and 1900 transactions with an account value of $ 10K.

Before joining Alston & Bird, Blake was general counsel for a manager and distributor of alternative investment products, including an externally managed, public, non-traded business development company, and a senior lawyer for a manager of hedge funds and separately managed accounts employing relative value and macro fixed income and equity strategies.

Markel's net loss was negatively impacted by the adoption of new accounting standards implemented at the start of the year, which required recognizing a $ 122.1 million pre-tax loss related to the decline in fair value of its equities portfolio since the end of 2017.

Equity value in a brokerage account is the net worth of the account, or the value of the securities after any marginal requirements (what the investors must...

In addition, if you don't currently meet the equity requirements you'll also need to account for continued private mortgage insurance costs — that is until you've reached that magic number of 78 % in loan - to - value ratio.

On the main trading account, this threshold will be applied to the available net free equity and, in the case of sub-accounts to the account value.

Looking just at the big chunk that's in equities / equity funds, almost 70 % of that value is in 401 (k) accounts and deferred compensation accounts that I can move from fund to fund without realizing gains.

The first thing you have to examine when deciding how much you can spend on your new home is how much you are worth, taking into account your income, savings, investments and other holdings such as Individual Retirement Accounts (IRAs) or Keogh plans, the cash value of your life insurance, pensions or corporate savings plans, and equity in real estate.

Asset An item of value, such as a family's home, business, and farm equity, real estate, stocks, bonds, mutual funds, cash, certificates of deposit (CDs), bank accounts, trust funds and other property and investments.

Excess margin stocks: The stocks held in a margin account whose market value causes the equity in the customer's account to be more than 140 % of the debit balance in the account.

For example, if the 1,000 shares you bought for $ 10 a share with a $ 5,000 margin loan declined in price to $ 6 a share, your equity would be $ 1,000, or just 16.6 % of the total market value of your account.

Due to accounting conventions on treatment of certain costs, the market value of equity is typically higher than the book value of a company, producing a P / B ratio above 1.

If the value of the account is still below $ 150,000 after 30 days from the issuance of the minimum equity call, the portfolio margin feature will be removed from the account, and the account will become subject to Reg T margin requirements.

If the value of a portfolio margin account falls below the minimum account equity requirement of $ 150,000, a minimum equity call is issued.

The book value of equity is an accounting measure that is based on the historic cost principle, and reflects past issuances of equity, augmented by any profits or losses, and reduced by dividends and share buybacks.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

This would give you your combined loan balance and your combined loan - to - value formula would look like this: Current combined loan balance ÷ Current appraised value = CLTV Example: You currently have a loan balance of $ 140,000 (you can find your loan balance on your monthly loan statement or online account) and you want to take out a $ 25,000 home equity line of credit.

London Company will act in a prudent and diligent manner intended to enhance the economic value of the assets of the Equity and Income Fund's account and will give substantial weight to the recommendation of management on any issue.

¹ Net equity is the value of the securities held for your account, plus related cash, minus anything that may be owed.

For greater global diversification, I invested approx. 30 % of the Wrap Account in Magellan's High Conviction Fund which holds just 8 - 12 international equities selected as trading at below their estimated intrinsic value.

If the securities in your account decline in value, so does the value of the collateral supporting your loan, and, as a result, we can take action, such as issue a margin call and / or sell securities in your account, in order to maintain the required equity in the account.

When deciding whether to invest in equities, and how much you can allocate to them, on top of your time horizon is the matter of risk tolerance: your ability to receive a statement from your financial institution showing that the value of your investments had been cut in half, and to not panic or lose sleep at night — or worse yet, log in to your account and sell all of your holdings out of fear or disgust.

If the securities in your account decline in value, so does the value of the collateral supporting your loan, and as a result, Cobra Trading can take action such as issue a margin call and / or sell securities in your account in order to maintain the required equity in the account.

See the Margin Closeout Value Calculation Example below for an example of how to calculate your account equity.

Margin equity consists of cash plus the market value of marginable securities in the account.

Basically, I just want to know if any non-US person here day trades US equities with a non-US broker and has an account value of less than $ 25,000.

If there's a large enough drop in the value of your securities, and the equity in your account falls below E * TRADE's requirements, you may have to provide additional funds to avoid the forced sale of those securities, or of other securities in your account.

Report the cost (not fair market value) of funds in foreign bank accounts, foreign equity interests in brokerage accounts or mutual funds and real estate used at least 50 % of time for business or rental purposes.

If, after paying interest to all classes, there is excess interest, that excess gets allocated to the overcollateralization account, until the account is full — that is, has reached a value equal to the value of the second most junior class of trust certificates — and then the excess goes to the equity class.

Accounting rules require the fixed - rate liability used as the hedging instrument to be adjusted to fair value, with gains or losses recorded in the «other comprehensive income» account within the equity section of the balance sheet.

Equity securities that at any time have a market value of less than $ 5 per share will be deemed to have no value for purposes of computing the marginable equity in your AcEquity securities that at any time have a market value of less than $ 5 per share will be deemed to have no value for purposes of computing the marginable equity in your Acequity in your Account.

The decrease in the fair value of the fixed - rate liability is debited to the liability account, and the corresponding gain credited to the account of other comprehensive income in the equity section of the balance sheet.

To keep your line of credit open, you must maintain a certain amount of equity — the current value of your assets less the amount of the margin loan — in your account at all times.

The account detail page offers a comprehensive view of your entire account; including cash balances, open trade equity, option values and net liquidating value.

You can see that while the value of money in savings bank account decreased due to inflation, equity mutual fund's high returns caused an increase in the investment value even in real return terms.

True about diversification — I go big (relative % to my total account value) into different positions, but not so big that a wipe out of one equity would kill me.

The interest rate for a typical home equity loan needs to take several factors into account: the risks to the lender, the duration of the loan, the flexibility offered to the borrower, and the amount of the loan in relation to the amount of equity available (referred to as the Loan to Value (LTV).

Carol D. Winslow, what should the investors whose capital you manage at Channel Medical Partners LP conclude about your acumen and values as a business person if you continue to sit passively by while Northstar's management transfers the wealth of its investors into the bank accounts of its executives without creating any positive equity value whatsoever?

REIT funds may be subject to other risks including, but not limited to, changes in real estate values or economic conditions, credit risk and interest rate fluctuations and changes in the value of the underlying property owned by the trust and defaults by borrowers.In addition to normal risks associated with equity investing, international investing may involve risk of capital loss from unfavorable fluctuations in currency values, from differences in generally accepted accounting principles, and from adverse political, social and economic instability in other nations.

This gives me the value of all accounts, the amount set aside for each child's college, and how much home equity I have.

Michelle has 24 years of investment industry experience, having managed mutual funds and subadvised funds and institutional separate accounts in the Small, Small / Mid (SMID) and All Cap Value Equity disciplines.

The fate of pension plans and companies are more intertwined than ever, according to Mercer, as new accounting rules require that changes to the value of equities and the yields on bonds be reflected on corporate balance sheets.

I think this emerging form of emissions accounting provides a valuable way to show how the growing coal (and natural gas) greenhouse - gas emissions commitment will play out, but — because of the competing social and economic values embedded in that extracted energy, along with the equity argument poor countries use against established fossil - powered industrial giants — I'm not sure it leads to a more effective strategy for cutting those emissions.