Sentences with phrase «accounting for costs required»

The discrepancy resulted mostly from the proposed budget not accounting for costs required by Madison's collective bargaining agreement with Madison Teachers Inc., which expires in 2013.

Not exact matches

One radical change involved accounting: Leaders were required to factor in the cost of employee stock options and other equity compensation for their routine budgeting.

New stadiums and renovations accounted for much of that cost, with FIFA requiring at least eight 40,000 - plus seater venues and one stadium with a capacity of 80,000 to host the tournament final.

The Chief Actuary is required to calculate a «break - even» rate for the upcoming year, taking into account projected benefits and administration costs for the upcoming year as well as past deficits / surpluses in the EI Aaccount projected benefits and administration costs for the upcoming year as well as past deficits / surpluses in the EI AccountAccount.

Beyond disclosure, «the biggest impact could be in requiring advisers to take costs into account when they make recommendations,» says Barbara Roper, director of investor protection for the Consumer Federation of America.

It allows them to avoid the extra cost of mortgage insurance, which is usually required on loans that account for more than 80 % of the home value.

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculatcost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculatCost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculatcost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculatCost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

It is not known if he took into account such factors as the decline in prices for equipment and increased cost of production, which annually requires more power and capacity.

A # 34 million loss for the last recorded accounting period (2012 - 3), including staff costs of # 26.1 million is far from small beer and if the television deal Leicester will enjoy from August makes those amounts look piddling at face value, the wages and transfer fees required to compete at the top level will almost certainly be sufficient to keep the club in the red for some time to come.

Mr. Klein worked closely with the City Actuary and the City Comptroller's Office to implement new accounting standard requiring the estimation of the City's long term liability for retiree health care costs (OPEB).

«The goal should be to provide relative stability for taxpayers while accounting for the costs needed to provide services — many of which are required of public schools and supported by their communities.»

A CSEA analysis shows that the state savings will be minimal when accounting for required layoff costs and lost taxes.

• Jacking the entire bridge structure, which typically accounts for 70 percent of project costs, is not required.

The League of Conservation Voters gives McMorris Rodgers a 4 percent lifetime score out of a possible 100 in their environmental scorecard because she has voted against bills that would have required the federal government to account for the social cost of carbon in administrative actions and required federally funded projects to be resilient to the impacts of climate change.

After accounting for the costs and time involved, the researchers found that Medicare reimburses four times more per minute required for a less effective alternative than it does for brachytherapy.

If the User requests isolated cells, Users will provide an account number for a charge - back of $ 100 for each hepatocyte / Kupffer cell isolation, to cover the cost of biochemicals, gradients and cell culture media required for isolation of purified cell populations.

How much it costs: Unlike other websites, this one does not require a premium account to interact with other members, you can do so for free.

My own rough calculations, assuming 460,000 full time students split equally between two and four - year colleges, with two - thirds of these within the required «on - time» degree timeframe, with an income distribution roughly approximating the overall state income distribution (such that approximately 85 % of students would be income - eligible), and accounting for estimated Pell and TAP eligibility, suggests that Cuomo's proposal could easily cost closer to $ 482 million.

If the need for more school places is identified, options for best meeting the need are considered by a multi ‑ disciplinary team of officers taking account of the number of places required, location, property and site feasibility, cost, environmental issues, school effectiveness and any town planning constraints.

The right to search in the UK is only permissible with the consent of the person being searched, and would require a number of factors to be taken into account, such as a private room for the search to be carried out, the additional costs of security personnel to carry out the search and procedures in place to take action should the need arise.

costs» means amounts substantially all of which are paid by, or for the account of, an obligor in connection with a project, including the cost of» (A) development phase activities, including planning, feasibility analysis, revenue forecasting, environmental review, permitting, preliminary engineering and design work, and other preconstruction activities;» (B) construction, reconstruction, rehabilitation, replacement, and acquisition of real property (including land relating to the project and improvements to land), environmental mitigation, construction contingencies, and acquisition of equipment; and» (C) capitalized interest necessary to meet market requirements, reasonably required reserve funds, capital issuance expenses, and other carrying costs during construction.»

Questrade offers low costs on all trades and the accounts don't require a minimum balance of $ 50,000 so it was the right fit for me.

Federal regulations require mutual funds to track and report to the IRS cost basis for shares purchased in taxable accounts on or after January 1, 2012.

In return for paying back what you can realistically afford each month (after living costs and essential expenditure has been accounted for), usually for a period of five years (you may also be required to release any equity that is available in your home - only if you can afford to), your creditors will agree to freeze interest and write off any outstanding debts.

Given the high costs, these policies generally require that you take advantage of the cash value component of the account, or use the policy as a part of an estate plan, in order for the investment to make sense.

In fact, the cost of a PennyMac mortgage actually increases if you account for the points required to obtain the interest rates above.

For those wanting a more hands - on approach, there are three factors that impact your ability to use SMI strategies with a relatively small portfolio: how much is required to buy the recommended funds used in the strategy, how much is needed to open an account at a broker where the strategy can be easily implemented, and how much it costs to buy and sell those funds.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

Well - informed home sellers will take into account all the various closing costs including but not limited to the appraisal and any additional repairs which may be required for the home buyer.

May 2011 by Charles Rotblut Use retirement account income and transactions to lower the cost of freeing up cash for required minimum distributions.

As part of your closing costs a lender may require you to deposit money into an escrow account for both homeowners insurance and taxes.

Sbeih said that Socotra requires a second opinion on the feasibility of any rehab project and adds 10 percent to every budget to account for cost overruns.

Universal life insurance provides more flexibility by allowing you to deposit above and beyond the minimum amount required for the cost of insurance up to a certain amount, allocating the excess into an investment account.

Apply Now!At this juncture, we have explained everything, offered the fast cash help you need, given the better rates, the fastest loan possible, allow you to apply online from anywhere you like, tell you within seconds if your approved, don't require you to fax anything or drive anywhere, deposit the funds directly into your account, provide you with clear terms and costs so you'll know exactly what and when you'll have to pay for the loan, rid our network of any lenders with upfront or hidden fees or costs, offered the largest loan possible and with the best terms available based on these criteria and send your information to only a select few lenders that most closly matches your needs.

The account opening cost for this discount stock broker is free and you are not required to pay anything to open your demat account and trading account with the broker.

The regulations do not require mutual fund companies to report cost basis for shares purchased prior to January 1, 2012 (non-covered shares), and do not apply to shares in retirement plan accounts, education savings plan accounts, or money market funds.

Stash requires a $ 5 minimum opening balance and costs $ 1 per month for taxable accounts and $ 2 per month for retirement accounts.

Yes, you should pre-shop policies, too, because (a) some cars cost more to insure than others, so you'll need to account for that expense and (b) car insurance is required to drive off the lot.

The accounting for DAC [deferred acquisition cost] assets can be liberal at times — writedowns are not required until you are deferring losses.

You are not always required to establish an escrow account — you would instead be responsible for making your own tax and insurance payments — but doing so can increase the cost of your mortgage.

So, for example, if your life insurance costs $ 1,200 a year, and therefore your budget requires a $ 100 - per - month set aside, that $ 100 would go into your dedicated «Life Insurance» savings account, rather than simply into your checking account or general savings.

United explains: «We're increasing miles required in these markets for the first time in several years to account for the increased cost of providing transportation, particularly in the premium cabin and particularly on the MileagePlus partner carriers... We faced a decision other airlines have faced — to either increase the number of miles required for partner awards or to eliminate them altogether.»

Accepted Method of Payment If you wish to settle your account with a credit card you will be required to present the card at check - in where a pre-authorization for the total cost of accommodation will be processed.

The personal card costs $ 75 per year while the business card costs only $ 60, so I'm getting 80,000 points for $ 135 (note: I have 2 Radisson Rewards accounts because each credit card required a unique rewards account, but points transfers between accounts are free with elite status, which each card provides).

The PS4 will cost $ 399 — $ 100 less than the Xbox One and requires a PSN account & PlayStation Plus subscription for online play — current subscriptions will carry over to the PS4.

Requires the EPA Administrator, for each vintage year from 2012 - 2050, to distribute allowances allocated to the SEED account for costs associated with energy efficiency building codes.

You also have to account for installation costs (which, in some situations, may involve a veritable specialist) and any potential renovations required to allow your roof to support the added weight of solar panels and related equipment.

But EPA, as an expert agency is required by law to account for new information on risks and (often) cost.

The panels themselves only account for about 20 percent of the cost, but if the solar panels had a much greater energy output, there could be fewer of them generating the same amount of energy, meaning less land required and fewer labor hours.