Sentences with phrase «accounts as authorized users»

It was common for parents to add their children to their credit card accounts as authorized users in order to help them establish credit histories.
The only way to get an «aged» revolving history would be to have someone add you to one of their accounts as an authorized user.
By joining an existing tradeline account as an Authorized User, you can piggyback on a relative's or spouse's good credit standing until you've had time to build a credit profile of your own.
Another good tip to maximize your sign - up bonuses is to put your spouse or significant other on your account as an authorized user.
Adding your spouse or child onto your account as an authorized user could add to your total (check the terms and conditions of the card).
Dear Speaking of Credit, I was recently added to my fiance's accounts as an authorized user to try to help him clear up some fraud.
The only way to get an «aged» revolving history would be to have someone add you to one of their accounts as an authorized user.
If you are young and just starting out with credit and have a job, get a secured credit card or ask a family member with good credit to add you to the account as an authorized user to help you build your credit.
The pros: Adding your child on your credit card account as an authorized user is the option preferred by NFCC's Cunningham.
During this time, don't apply for new credit cards elsewhere unless you absolutely have to, and don't allow anyone to add you to their accounts as an authorized user.
If you want your kids to have a great FICO score and you have a great FICO score in the highest range, then add them to your credit card account as an authorized user.
With many credit cards, it costs little to nothing to add someone onto the account as an authorized user.
Just add your spouse (or another household member) to your account as an authorized user.
If they have a credit card, your parents can add you to their account as an authorized user.
When you're added to your spouse's accounts as an authorized user, the account activity will not impact your credit score.
Just add your spouse (or another household member) to your account as an authorized user.
Another good tip to maximize your sign - up bonuses is to put your spouse or significant other on your account as an authorized user.

Not exact matches

You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account.
The easiest way to do that is to get added as an authorized credit card user on someone else's account.
Certain credit card accounts, such as cards assigned to authorized users and HELOC cards may not be visible.
The credit - experienced borrower can add the other borrower to their accounts as an «authorized user
If you have friends or family with excellent credit, ask them to add you as an authorized user to one or more accounts.
Although authorized user status also doesn't boost your credit score as much as if you were the primary account holder, it does help.
I wouldn't feel comfortable adding just anybody as an authorized user to my account either.
Any joint accounts or accounts where the other is listed as a cosigner or authorized account user need to transferred to the responsible party or have the account closed completely if one name can not be removed.
«Net Purchases» is defined as the purchase of goods or services (less credits and plus or minus adjustments) made by you and / or your authorized user (s) on your account after your enrollment in the Program.
If you have friends or family with excellent credit, ask them to add you as an authorized user to one or more accounts.
Additional 5,000 points will be transferred to your account as soon as you add a first authorized user to your account and make a first purchase.
Spouses and relatives could also benefit from being added as an «Authorized User» to an existing good standing credit card account.
Also, do not let you friends onto your own account as an «authorized user».
So if your ex received an inheritance while you were still married, but, instead of putting it into a joint account, he or she put it into a separate account with themselves named as the sole authorized user that money belongs wholly to them.
Subject to our approval, in our sole discretion, as to both number of persons and specific persons requested, you may request in writing to us to designate certain non-Account holders as Authorized Users of your Account by issuance of additional card (s) in the name (s) of such Authorized User (s).
You can simply add your teenager as an authorized user of your credit card account.
But I think you may be right in that it may be set up as his account with my being an authorized user or some such setup - much like the difference between both signing a lease or him signing and my being an «authorized resident».
Pro Tip: If you have a spouse or family member that you trust, you can sometimes also earn a bonus for simply adding them as an authorized user to your own account.
First, not every credit card issuer reports accounts to an authorized user's credit report, so you may find that even though you're an authorized user, the card still doesn't show up as part of your credit history.
I did some research and had my parents add me as an authorized user on their 15 year old Discover account 14k limit like two weeks ago.
Authorized user: Another way for you to get a credit card after bankruptcy is to become an authorized user on a card account belonging to someone else, such as a partner, parent or close famiAuthorized user: Another way for you to get a credit card after bankruptcy is to become an authorized user on a card account belonging to someone else, such as a partner, parent or close famiauthorized user on a card account belonging to someone else, such as a partner, parent or close family member.
Access to these will be granted only to the primary account holder - employees who have been added as authorized users do not qualify.
First, let's review what it means to add your child as an authorized user to your account: Essentially, you're giving him or her the ability to make charges to card, but no responsibility to pay.
The authorized user should be taken off the account and the debt settlement (as long as it hasn't already happened) won't show up on that person's account.
Commonly known as «piggybacking,» adding an authorized user to an established account with good credit history is a way to «cheat» the credit score.
If you have a spouse, parent, or another trusted family member or friend with good credit, have them add you as an authorized user to their credit accounts.
As a result, the credit card companies report the account history for those authorized user accounts.
You will likely find some credit card providers who are willing to let you be listed as an authorized user on an account with another borrower with a higher credit score.
If the form is unclear it's ok to ask, «on having a bank account, does being listed as an authorized user on someone else's account count if it isn't my money or bank account
1) Get a 100 % clear answer on whether or not you are listed as «joint» or «authorized user / signer» for an account.
They don't even need to give you access to their account, but just listing you as an authorized user could accelerate your ability to obtain a credit card in the future.
These codes designate whether the account is held by the consumer individually, jointly or as an authorized user.
Upon receiving your dispute, your stated reason for this request and the ECOA code showing you as an authorized user should be all of the evidence required for the credit bureaus to remove the account from your credit files and block it from any future reappearance.
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