Beyond that most
accounts impose fees that can be reduced or eliminated by meeting certain requirements.
In addition, a new study reports that 15 percent said they have never verified whether their primary checking
account imposes fees.
Not exact matches
Out of the six, Merrill Edge leads with the cheapest base - trade
fee, but also
imposes a restriction 20 %
account value for penny stocks held by an investor.
The advisory
fee does not cover charges resulting from trades effected with or through broker - dealers other than affiliates of Strategic Advisers, mark - ups or mark - downs by broker - dealers, transfer taxes, exchange
fees, regulatory
fees, odd - lot differentials, handling charges, electronic fund and wire transfer
fees, or any other charges
imposed by law or otherwise applicable to your
account.
Merrill Edge, Sharebuilder and OptionsHouse do not
impose a minimum requirement, among others and also do not charge
account maintenance
fees.
The advisory
fee does not cover charges resulting from trades effected with or through broker - dealers other than affiliates of Strategic Advisers, Inc., mark - ups or mark - downs by broker - dealers, transfer taxes, exchange
fees, regulatory
fees, odd - lot differentials, handling charges, electronic fund and wire transfer
fees, or any other charges
imposed by law or otherwise applicable to your
account.
The Member is responsible for any
fees imposed by third parties in connection with transferring virtual currency into the omnibus client
account.
For example, TradeKing does not
impose an
account opening minimum, but does require that the
account value is at least $ 2,500 to waive its annual maintenance
fee.
Subject to any advance notice requirements
imposed by law, we can change this Agreement at any time, regardless of whether you have access to your
Account, by adding, deleting, or modifying any provision, including making any appropriate changes in terms by furnishing to you a new or revised Rates and
Fees Table.
If we so allow, and so charge you, there will be an Overlimit
Fee in the amount provided per the then - current Rates and
Fees Table
imposed on your
Account if the outstanding balance, minus Interest Charges, exceeds the Total Credit Limit at any time during the previous billing cycle (subject to us allowing such transactions.
CONDITIONS UNDER WHICH OTHER CHARGES MAY BE
IMPOSED We may
impose the following
fees and charges on your
account: a. Late Charges.
Foreign Transaction
Fee When you use your Card in another country to obtain cash or to purchase goods or services, we reserve the right to charge your Account a Foreign Transaction Fee equal to a bank - imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Tab
Fee When you use your Card in another country to obtain cash or to purchase goods or services, we reserve the right to charge your
Account a Foreign Transaction
Fee equal to a bank - imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Tab
Fee equal to a bank -
imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Tab
fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and
Fees Table.
Foreign Transaction
Fee When you use your card in another country to obtain cash or to purchase goods or services, we reserve the right to charge your Account a Foreign Transaction Fee equal to a bank - imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Tab
Fee When you use your card in another country to obtain cash or to purchase goods or services, we reserve the right to charge your
Account a Foreign Transaction
Fee equal to a bank - imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Tab
Fee equal to a bank -
imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Tab
fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and
Fees Table.
May be subject to an Overdraft Protection Transfer
Fee imposed on your Checking
account.
A recapture
fee of $ 375 will be
imposed if your
account is closed within 36 months of opening.
In addition, the money market
account imposes a 1 percent cross border and / or currency conversion transaction
fee.
Penalty may be
imposed for early withdrawal, and
fees could reduce earnings on
account.
While most Canadian discount brokerages do
impose a «transfer out»
fee for clients who ask to have their
account transferred to another entity, ironically most brokerages are also willing to pay the transfer
fee (of between $ 135 — $ 150) for clients transferring money into a new
account.
You should also understand the minimum
account balances that some banks
impose, as well as possible monthly
fees.
You may avoid late
fees on the medical
accounts, but your card issuer can
impose its own penalties, including
fees and higher interest.
While the higher minimum payment Chase probably can justify since the balance transfer offer didn't specify it would be different than the card's overall terms (although if they aren't applying it uniform to all cardholders, that could be a problem for them), changing the interest rate on the promotional offer by
imposing this new «service
fee» on exactly the same
accounts still benefiting from such an offer is outright fraudulent if you ask me.
In fact, even after the first
fee is
imposed on the January closing date statement, you still probably could send one in an opt - out letter and request the
fee be removed from the
account.
The master card agreement says you don't have to agree to any change that increases or
imposes a new
fee, and if you don't agree, you need to stop using your
account and close your
account and you will remain responsible to pay the full amount owed under the existing agreement.
Fees may be
imposed for any debit transaction that causes your
account to be overdrawn, including by check, in - person or ATM withdrawal, CheckCard, or withdrawal / transfer by any other manual or electronic means.
The advisory
fee does not cover charges resulting from trades effected with or through broker - dealers other than affiliates of Strategic Advisers, mark - ups or mark - downs by broker - dealers, transfer taxes, exchange
fees, regulatory
fees, odd - lot differentials, handling charges, electronic fund and wire transfer
fees, or any other charges
imposed by law or otherwise applicable to your
account.
The overdraft
fee can be
imposed on checks, ACH and Bill Pay transactions that exceed the balance in your checking
account, and ESL Visa Check Card transactions, if you have registered.
The $ 15 monthly
fee will be waived if you maintain a balance of at least $ 2,000 or qualify in one of several other ways — note that free checking
account banks typically
impose minimum balances.
* The advisory
fee does not cover charges resulting from trades effected with or through brokerdealers other than affiliates of Strategic Advisers, mark - ups or mark - downs by broker - dealers, transfer taxes, exchange
fees, regulatory
fees, odd - lot differentials, handling charges, electronic fund and wire transfer
fees, or any other charges
imposed by law or otherwise applicable to your
account.
Interactive Brokers
imposes a daily «Exposure
Fee» on a small minority of IB customer
accounts that have a very high worst - case loss risk exposure.
There are a variety of justifiable
fees that will be
imposed by your bank under certain circumstances, i.e. having non-sufficient funds (NSF), check printing, stopping payment,
account inactivity, terminating an
account early.
But companies are still free to hike interest rates on future purchases,
impose all kinds of
fees and close
accounts or lower credit limits without warning.
No minimum balance requirements or monthly maintenance
fees are
imposed with this
account.
Your bank will
impose a flat
fee foe NSF as well as a daily
fee of $ 2 - $ 10 until your
account is brought into balance.
Many banks now
impose a monthly
fee on all checking
accounts.
The ability to have USD registered
accounts is a sought after feature with many investors that trade / invest in many US listed securities and who want to avoid some of the steep currency conversion
fees imposed by brokerages.
Questrade conveniently can cover all transfer out
fees imposed by other financial institutions if interested in moving your existing trading
account to them.
Some checking
accounts pay interest, while many
impose significant
fees for no - no's like failing to maintain a minimum balance or writing overdrafts.
It's refreshing to see some banks still offer checking
accounts with no
fees and balance requirements, especially in a time where some of the US's most well known banks are beginning to
impose fees for checking
accounts and debit card usage (ie, Wells fargo, Bank of America and now Citi)...
But SpeedTrader offers no research tools and
imposes a $ 30
fee for
accounts that register fewer than 15 trades per quarter.
But PlaceTrade also
imposes a $ 20
fee for investors with
accounts totaling less than $ 2,000 with less than $ 30 in total commissions each month, so it's best for active investors.
Discover's checking and savings
accounts do away with the usual monthly maintenance
fee, so customers don't need to worry about the typical rules that traditional banks
impose on their
accounts, such as minimum balance and monthly direct deposit requirements.
• A minimum balance
fee of $ 5.00 will be
imposed every month if the balance in your
account falls below $ 1,000 any day of the month.
The bank charges the check back against your
account, often
imposing pretty substantial penalties and
fees, so you as the
account holder are left without the money you sent the scammer and all of the
fees.
You agree to pay any
fee imposed to stop a payment on a convenience check issued on your
account.
FEES — In addition to the periodic rate, the following additional fees may be imposed on your acco
FEES — In addition to the periodic rate, the following additional
fees may be imposed on your acco
fees may be
imposed on your
account.
There is daily maximum of $ 160.00 in total Overdraft Privilege
Fees that may be
imposed on your
account.
Individual Retirement Accounts are managed by any number of various financial institutions and as such those institutions may
impose account management
fees or early termination penalties which should be understood before opening an
account.
BMO Investorline, CIBC Investor Edge and Questrade are among the online brokers which
impose no
fees on TFSA
accounts of any size and charge less than $ 10 for ETF trades.
«
Fees» means conditional charges
imposed on your
Account that are not based on the Annual Percentage Rates.
The Funds» transfer agent
imposes a $ 15
fee for each wire redemption and deducts the
fee directly from your
account.