Your family simply gets the death benefit if you die, and
you accumulate additional cash value.
This will ensure an owner can stop making payments after the paid up period ends, and the policy will remain in force, and continue to
accumulate additional cash value, until the insured dies.
Not exact matches
Purchased 23
additional shares of ADM at $ 41.25 with just over $ 900 in
accumulated cash dividends, raises meter reading $ 29.44
Also,
additional shares of Kennedy - Wilson Holdings, Inc.were added to the portfolio with
accumulated cash dividends from multiple other positions:
Purchased 5
additional shares of AMGN in Regular Brokerage account with approximately $ 900 in
accumulated cash dividends, raises meter reading $ 26.40
As you play through the various rounds of Poker in either Texas Hold»Em or Omaha, you will
accumulate cash which can be used to purchase
additional content for the game such as new decks and other fun elements.
You can pick how you want the dividends to be used: paid out in
cash, reduce your premium payments,
accumulate interest, or pay for Paid Up
Additional insurance (which increases your policy value).
Dividends can be taken in
cash, used to reduce the premium, left to
accumulate at interest, or used to purchase paid - up
additional insurance.
Being able to take a loan against the
cash value that
accumulates in your policy can provide you with
additional benefits while you're still living.
When interest rates or market returns are below average, policies do not
accumulate significant
cash value, but they won't lapse and
additional premiums are not needed.
If you do happen to receive dividends, you could use it to
accumulate interest, reduce premiums in the future, purchase
additional insurance, or even receive it as
cash.
Dividends are either paid in
cash, used to purchase paid up
additional insurance, or left with the insurer to
accumulate at interest (which causes a taxable event).
Whole life insurance offers lifetime guaranteed coverage with the
additional benefit of
accumulating cash values.
• Receive
Cash — Generally payable annually in the form of a check on the anniversary date of the policy • Use Towards Premiums — Instead of taking the dividends as cash, you can apply the money towards your policy premiums • Let Dividends Accumulate — Means that you accumulate your dividends as interest and can withdraw anytime but will be required to pay taxes on any interest accrued • Buy Paid - Up Options — Means that you can use the dividends to buy additional life insurance of the kind you already have in place • Buy Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a separate r
Cash — Generally payable annually in the form of a check on the anniversary date of the policy • Use Towards Premiums — Instead of taking the dividends as
cash, you can apply the money towards your policy premiums • Let Dividends Accumulate — Means that you accumulate your dividends as interest and can withdraw anytime but will be required to pay taxes on any interest accrued • Buy Paid - Up Options — Means that you can use the dividends to buy additional life insurance of the kind you already have in place • Buy Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a separate r
cash, you can apply the money towards your policy premiums • Let Dividends
Accumulate — Means that you accumulate your dividends as interest and can withdraw anytime but will be required to pay taxes on any interest accrued • Buy Paid - Up Options — Means that you can use the dividends to buy additional life insurance of the kind you already have in place • Buy Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a sepa
Accumulate — Means that you
accumulate your dividends as interest and can withdraw anytime but will be required to pay taxes on any interest accrued • Buy Paid - Up Options — Means that you can use the dividends to buy additional life insurance of the kind you already have in place • Buy Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a sepa
accumulate your dividends as interest and can withdraw anytime but will be required to pay taxes on any interest accrued • Buy Paid - Up Options — Means that you can use the dividends to buy
additional life insurance of the kind you already have in place • Buy Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a sepa
additional life insurance of the kind you already have in place • Buy
Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a sepa
Additional Insurance — You can use the dividends to buy a 1 year term life insurance policy which would be provided as a separate rider
Annual dividends share the insurance company's profits with the insured and can be
accumulated for
additional cash value.
Dividends can be paid in
cash, used to reduce your premium payments, left to
accumulate at a specified rate of interest or used to purchase paid - up
additional insurance which will increase your face amount of coverage.
And when you decide you don't want the «term» policy anymore, simply surrender the policy and receive a full distribution of your
accumulated cash value without any surrender charges; on the other hand, if it turns out that you do need the policy for longer than the original term time horizon, you have a permanent policy that can be maintained and receive
additional deposits as necessary, without the hassles and hazards of seeking out a term conversion.
Given such a schedule, one can determine how much
additional money must be added to a fund each year so that the current insurance level, combined with the
accumulated cash in the fund, exactly equals the original amount of insurance coverage.
The
additional payments go into a
cash - value account, which can offset future policy premiums or
accumulate as an investment.
The
cash value increases as you pay
additional premiums and interest
accumulates.
The net surrender value is the gross
cash value shown in the policy minus any identifiable surrender charges, outstanding policy loans, and unpaid interest on policy loans plus any prepaid premiums, dividends
accumulated at interest,
cash values attributable to paid - up additions, and any
additional terminal dividends.
Other popular riders allow for depositing excess premium in a policy to
accumulate added
cash values, or providing a waiver of premiums if you become totally disabled before a specified age, or to pay
additional benefits if you ide of accidental causes, or providing affordable benefits for a spouse and / or children.