You have the right to correct inaccurate information in your file, but no one — regardless of their claims — can remove
accurate negative information from your credit report.
While no one can legally
remove accurate negative information from a credit report, the law does allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete.
Remember this when it comes to hiring a company that offers credit repair A credit reporting agency will not remove
accurate negative information from your credit report file before the legal time period has expired.
Regardless of what «credit repair» agencies tell you, they can not legally help you remove
any accurate negative information from your credit report.
Under the federal «Fair Credit Reporting Act», the credit bureau must remove
accurate negative information from your report only if it is over 7 years old.
The only way to remove
accurate negative information from your file is to wait until the item has expired
It's illegal: No one can remove
accurate negative information from your credit report.
No one can remove
accurate negative information from your credit report.