Sentences with phrase «accurate negative items»

Will clearly spell out what the company can do for you, as well as warn you that accurate negative items can not be removed from your credit report.

Accurate negative items can often be removed, as well, but they take a bit more finesse.

Not exact matches

You should also work to resolve negative credit report items that are accurate.

If you aren't sure that a negative item on your credit report is accurate you can do two different things.

A credit repair company can not claim to «erase» negative items that are accurate and have been present on a credit report for less than seven years.

However, many accurate but negative items can be removed with a bit of finesse if you learn the right negotiating tactics and approach the creditors and collection agencies in the proper manner.

The only way to remove accurate negative information from your file is to wait until the item has expired

This credit - repair service takes a multi-tiered approach to boost credit scores and rid members of negative items, making sure that all items on your credit report are accurate, fair, and substantiated.

Items on your credit report may or may not be accurate, and even if they are there's no adjustment for whether or not missed payments or other negative marks were within your control.

In effect, consumers can buy their way out of negative, but accurate items on their credit reports.

If your bad credit is caused by negative items on your report, check whether the information is accurate, complete, and up - to - date.

The bottom line is that the law says negative items must be removed from your credit report if the credit furnisher or CRA can not prove it's accurate.

That's why you also need to go to the creditor and demand that they also prove that the negative item is accurate and verifiable.

If the vendor later proves the information is indeed accurate, verifiable and complete, they can re-report the negative item and it will show up again on your credit file.

If there is a negative item on your report that is accurate and verifiable they won't budge either.

Related Reading: Why You Should Run Your Credit Report Once a Year Making Sure Your Credit Report is Accurate Correcting Erroneous and Negative Information What are the Hardest Items to Fix?