By making that choice for myself, I am helping my family reach our financial independence — and
achieving more security for our future.
During a time of rising income inequality, the American left is increasingly invoking Scandinavian countries as models for how to maintain the economic growth that capitalist competition allows, while
achieving more security and stability for the middle and lower classes.
Not exact matches
Achieving financial
security was
more important to respondents than building stronger relationships, cultivating meaning and purpose, and having
more time in the day.
While the cost savings and agility gains
achieved by using cloud services are a no - brainer for companies of all stripe, it has become much
more difficult to setup
security and compliance controls.
These risks and uncertainties include: Gilead's ability to
achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to
more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S.
Securities and Exchange Commission (the SEC).
Such risks and uncertainties include, but are not limited to: our ability to
achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and
security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as
more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Because banks held few excess reserves, it took only modest adjustments to the size of the Fed's balance sheet,
achieved by means of open - market purchases or sales of short - term Treasury
securities, to make credit
more or less scarce, and thereby
achieve the Fed's immediate policy objectives.
Ether, on the other hand, has
achieved a far
more decentralized structure which makes it
more capable of evading the contentious «
security» label.
John F. Kennedy promised: «We seek to strengthen the United Nations, to help solve its financial problems, to make it a
more effective instrument for peace, to develop it into a genuine world
security system... capable of resolving disputes on the basis of law, of insuring the
security of the large and the small, and of creating conditions under which arms can finally be abolished... This will require a new effort to
achieve world law».
If
security and worth are rooted in our achievements and our resources,
achieving more and maintaining and increasing resources become our driving motivation.
There is a broad consensus that agroecology can be instrumental in
achieving a wide range of policy, environmental and food
security targets, from sustainability related goals to the reduction of rural poverty.The 2nd International...
more
In 2014, the 1st International Symposium on Agroecology for Food
Security and Nutrition provided an opportunity to share experiences and build the evidence base on agroecology, as well as reaching a consensus on the priorities for
achieving more sustainable food systems through agroecology.
Let's hope we also see
more reports about the fair and sustainable social
security system that campaigners want to see, with
more attention paid to
achieving decent social
security, jobs, fair pay, affordable homes and universal childcare.
«We are
more disturbed today as this state government hides under the self - created crises and blackmailing the Federal Government into releasing to them
security operatives to
achieve their illegal and wicked agenda on our people.
Eleven long years after the AU adopted the Ezelwini consensus, we are nowhere near
achieving a
more equitable reform of the UN
Security Council.
As
more people cluster in urban areas and cities seek long - term food
security, it's important to consider what is required to
achieve that, and who benefits, the authors said.
Moreover, any improvements in memory can be matched by changes in the protocol: a bigger storage device simply means
more signals have to be sent in order to
achieve security.
As
more countries seek energy
security, special efforts are needed to work on technologies that allow them to
achieve those goals not at the expense of protecting Earth's climate.
Self - healing coating surfaces and tamper - evident
security are two of the many benefits that your products can
achieve by incorporating microencapsulation
more
To the extent that teachers benefit from
more generous pay and benefits, less - demanding work conditions, and higher job
security, the unions will pursue those goals, even if
achieving them comes at the expense of students.
After a master's program, you may be able to
achieve better results in the classroom and have
more job
security, as well as higher pay.
After a master's program, you may
achieve better results in the classroom and have
more job
security and higher pay.
Back in September I put a piece up at This Week in Ed about teacher pension reform: In other words McGee and Winters are proposing sacrificing educators» retirement
security to
achieve a system that is in some respects
more fair and — perhaps — educationally
more efficient.
After a Master's program, you may be able to
achieve better results in the classroom and have
more job
security and higher pay.
South Carolina opted for a
more genteel and humane approach: give them a false sense of
security and well - being so they think they've
achieved a level of freedom and self - determination, but control them with selective breeding and economic chains.
In contrast, enhanced index funds can weight undervalued stocks
more heavily, include a larger proportion of
securities in higher - performing sectors, or use other investment strategies to try and
achieve a better return than the index it tracks.
If
more regular adjustments are impractical, eliminating minimum withdrawals entirely may be the way to help retirees enjoy the lifelong
security they are striving to
achieve.»
Investors can
achieve fixed income
securities diversification far
more economically than they could through the direct purchase of individual bonds.
You'll want to pair any Canadian
security with an international, U.S. or European fund to
achieve a
more diversified portfolio.
But the sooner you can start saving 10 % or
more of salary each year, the
more likely you'll be able to build a good six - or even seven - figure nest egg and
achieve true financial
security down the road.
But if you spend every cent you make (or
more), you'll never
achieve true financial
security.
Because the funds invest in short - term interest bearing
securities on a constant basis, during rising interest rate environments they are able to
achieve higher interest rates much
more quickly than
more conservative savings instruments, like savings accounts or certificates of deposit.
Before you think you're adding value with market timing or picking individual
securities, remember that the probability of success is low and the potential payoff is small: even the best active strategies can not hope to
achieve more than an incremental outperformance over the long term.
Exempt market
securities offer investors
more choice of products to help them
achieve their financial goals, but they should be aware that there are many risks associated with investing in the exempt market.
In the end, to
achieve sustainable food
security we will probably need many different techniques — including organic, conventional, and possible «hybrid» systems — to produce
more food at affordable prices, ensure livelihoods for farmers, and reduce the environmental costs of agriculture....
Continuing its history of discounting state policies, the fuel
security analysis scenario that the ISO claims depicts the likely future includes only 6,600 megawatts of renewable energy capacity in 2024/2025 — far below the
more than 8,000 megawatts needed to
achieve state renewable portfolio standards.
«We expect to see an uptick in 2012 when utilities start to enter the market to cover their phase III obligations,» he said...
More broadly, the market has been deflated by
security concerns prompted by cyber attacks in January, as well as European Commission energy efficiency plans, which mean that companies need fewer credits to
achieve their reduction targets.
API conducted an election night survey of actual voters, and the findings reveal that
more than 80 percent of voters agree that U.S. oil and natural gas production can help
achieve each of their most important priorities: job creation, economic growth, lower energy costs, and energy
security.
Those include recognizing three realities: first that billions of people are on an irreversible course toward living something that looks like a modern life, replete with the choices, comfort, and
security that those of us in the rich world take for granted; second, that everyone on the planet and billions
more likely to come can and should follow that path if they choose it; and third, that
achieving that outcome while limiting global temperatures to something likely above two degrees but well below the business - as - usual scenario will require developing zero - carbon technologies capable of powering that world.
The manual concludes that if agriculture aims to adapt to climate change and
achieve food
security and nutrition goals in the coming decades, food production systems and ecosystems need to become
more flexible, multifunctional and capable of providing multiple services.
Achieving a stable human population will require a net increase in total consumption as all people move out of poverty and follow the common trajectory of investing
more in smaller families, for which they have greater
security.
No matter where you work, networking is the best way to
achieve more job
security.
What's
more likely is the regulation of ICOs - it might be possible to bring these within the scope of laws governing
securities offers and trading, which in a sense demonstrates a line of thinking that crypto currencies are
more of an investment product to be held with the hope of
achieving gains, rather than a means of exchange.»
INVESTSHIELD Plan is a non-participating unit linked plan that helps
achieve your family's dreams while ensuring financial
security for the family, even in adverse situations.This plan offers a... Read
more
A Ring spokesperson said in a statement that «Ring is committed to our mission to reduce crime in neighborhoods by providing effective yet affordable home
security tools to our neighbors» and that it will be able to
achieve «even
more» by partnering with a company like Amazon.
Your computer is currently connectable via Remote Desktop (only on your local network if you're behind a router), but there are some
more settings we need to configure in order to
achieve maximum
security.
Following a report claiming Apple's suppliers are shipping only about 40 percent of the components originally planned for initial production of the iPhone X, a new report suggests the TrueDepth camera is the primary bottleneck.The word comes from KGI
Securities analyst Ming - Chi Kuo, who said the facial recognition system is «far
more complex» than those on competing devices, which is making it challenging for Apple to
achieve mass production.An excerpt from Kuo's research note obtained by MacRumors: TrueDepth camera may be main production bottleneck of iPhone X ramp.
Tanium invented a new approach to endpoint
security and systems management, where
security and IT operations teams can
achieve more.
Protecting your financial rights in a divorce is an important step toward
achieving peace of mind and
security before, during and after a separation process, says Toronto - area... Read
more