There may be brain changes after trauma that
act as a risk marker for development of later illnesses, including bipolar disorder.
This project complements other work we are doing into the ways in which the aging process
acts as a risk factor for neurodegenerative disease.»
The DRS
acts as a risk - reducer, a beta - dampener on the portfolio, whereas an uncorrelated managed futures strategy could be used as more of an alpha - driver and diversifier.
Here comes the importance of the Health Insurance Plan, which
act as a risk mitigation tool.
The analysis has shown that a range of socio - economic and socio - demographic characteristics, early development issues and parenting experiences
act as risk factors for, or protective factors against, the development of social, emotional and behavioural difficulties at primary school entry.
Greater amounts of gaming, lower social competence, and greater impulsivity seemed to
act as risk factors for becoming pathological gamers, whereas depression, anxiety, social phobias, and lower school performance seemed to act as outcomes of pathological gaming.
In examination of what early predictors discriminate between those who become pathological gamers and those who do not (Table 2), several personal characteristics and gaming habits seem to
act as risk factors.
For both ADHD - only and ADHD + ODD, adverse life events, which included parental divorce and family conflicts,
acted as a risk factor.
For ADHD + ODD, but not ADHD - only, parental criticism, deviant peer affiliation, and parental SES
acted as risk factors.
We also found support for our second hypothesis of postnatal adversities
acting as risk factors for ADHD + ODD rather than for ADHD - only.
Our first hypothesis that negative transgenerational influences and pre - and perinatal adversities would
act as risk factors for the diagnostic groups was supported by our findings, since we found that parental ADHD acted as a relatively major risk factor within our models, showing the highest explained deviance for both diagnostic groups relative to the control group.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or
acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices
Act and the United Kingdom Bribery
Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs
Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
To protect the buyers, the company will be introducing a purchase protection mechanism that helps minimize the
risk of scams and fraud by providing full payment protection,
acting as a third - party mediator during the transaction, and ensuring the delivery of the paid - for product or service.
There are legal implications
as well: Anyone who wants to get involved in this industry has to take on the reputational
risk and the legal
risk, because even though numerous states have legalized it, cannabis is still a Schedule I, federally illegal drug under the Controlled Substances
Act.
«Although it has
acted swiftly on the latest UN sanctions, China is unlikely to go so far
as to fully implement new sanctions that, in its judgment, would
risk substantially undermining the economic well - being or social stability not just of North Korea, but also of the Chinese population near the North Korean border, which relies heavily on such trade,» she said.
At the same time - assuming that Donald Trump can be trusted to
act as rationally
as Kim Jong - Un - the north can rest assured that until US citizens or their allied counterparts are actually killed with North Korean weapons, the US is highly unlikely to
risk military action on the Korean Peninsula.
David Reyes is founder of Reyes Financial Architecture of La Jolla, Calif., a Registered Investment Advisory firm that
acts as a fiduciary and specializes in portfolio
risk management strategies, retirement income distribution and Social Security planning.
Since opioid painkillers slow breathing and
act on the same brain systems
as heroin, they carry serious
risks of overdose and, in rarer cases, addiction.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs
Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21)
risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
That's right: While one of the main purposes of a business plan is to help you avoid
risk, the
act of creating one does create a few
risks as well.
Indeed,
as author Bruce McDaniel explained in Entrepreneurship and Innovation: An Economic Approach, «entrepreneur» was used in France in the 18th century to describe the very
act of
risk taking.
The Statoil acquisition and new markets for
ACT introduce some integration
risks, which might be offset by the company's strong track record in this respect, its decentralized operating structure,
as well
as the retention of key Statoil personnel.
Asked about
risks of being heavily involved in Tesla's aggressive production plans, Ito said Panasonic «hopes to play a balancing
act» of ensuring investment returns and filling responsibilities
as a supplier.
The ratings on
ACT reflect Standard & Poor's view of the company's position
as a leader in the fragmented and competitive convenience store (c - store) industry in North America,
as well
as in the more concentrated Scandinavian market; its solid profitability and cash flow; and its intermediate financial
risk profile.
Clearing houses manage credit
risk,
acting as a middle - man in swaps and derivatives trades to guarantee the contract in the event that one of the parties involved goes bust.
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation
as a result of the Protecting Access to Medicare
Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such
as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other
risks and uncertainties described in the
Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Rather, Environment Minister Jim Prentice will consult the report next spring when deciding whether to list it
as a «species of special concern» under the Species at
Risk Act.
Accordingly, the Governing Council agreed that
acting at this time was consistent both with the Bank's primary mission — the pursuit of its inflation target —
as well
as helping to manage financial stability
risks, even if there could be some increase in financial vulnerabilities in the process.
Under the 2010 Dodd - Frank
Act, which toughened financial regulations in an effort to avoid a repeat of the 2008 crisis, the oversight panel had the power to designate non-bank institutions such
as AIG
as systemically important financial institutions, meaning that their failure could pose a
risk to the entire financial system.
Such
risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such
as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements;
acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger
as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses
as a result of uncertainty surrounding the proposed Merger;
as well
as more specific
risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com
as well
as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
And
as for the headline
risks of Trump's unpredictable nature and, of course, the tweets, he had said he'd reduce the Twitter activity and
act more presidential once in the Oval Office.
They want only advisors with expertise in retirement issues to
act as fiduciaries for 401 (k) plans because of
risk management issues for the corporation, says Chetney.
A WORLD OF NEW OPPORTUNITIES The Global Opportunity Report
acts as a GPS, helping leaders navigate an increasingly complex
risk landscape.
Engineers have long known that Houston is especially prone to flooding, yet land developers have
acted as though the
risk is nonexistent for decades.
By
acting as a true partner through its
risk - sharing model, RxAdvance is the only PBM capable of mitigating avoidable drug - impacted medical costs and managing the most unmanaged portion of managed care through
risk sharing.
Minimizes the
risk of scams and fraud by providing a full payment protection and
acting as a 3rd party mediator.
But the DOL rules
act as a stick by increasing the
risk of commissions.
Less regulation and higher fiscal and private spending could represent upside potential, while a general economic slowdown or political
risks from midterm elections in the U.S. could
act as downside
risks.
Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1)
risks related to the consummation of the Merger, including the
risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR
Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the
risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the
risks that
as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the
risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the
risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «
Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the
Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016,
as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.
Unlike its successful European counterparts, demand for higher
risk - adjusted returns, the existence of retrocession fees and stronger desire to retain control, continue to
act as headwinds to grow fee - based assets, at a rate that outpaces private banks» robust AUM growth and regional wealth creation.
As I emphasized last week, the large «term financing» and «term securities lending» programs initiated by the Fed do not expose the Fed to default risk in mortgage collateral it accepts from the banks that act as primary dealer
As I emphasized last week, the large «term financing» and «term securities lending» programs initiated by the Fed do not expose the Fed to default
risk in mortgage collateral it accepts from the banks that
act as primary dealer
as primary dealers.
Though steep market declines tend to be indiscriminate (with even defensive stocks often
acting as if they have a beta of 1.0), we recognize that «
risk on» days can also be very uncomfortable when defensives lag the market and our hedges bite with full force.
Attempts to price deposit insurance according to
risk, so
as to recreate a penalty for holding on a
risk bank portfolio, were mandated by the FDIC improvement
act, but the attempt has failed.
Lastly,
as noted in BCA's 2014 outlook report: In a liquidity trap, where interest rates reach the zero boundary, the linkage between monetary policy and the real economy is asset markets: zero short rates
act to subsidize corporate profits, drive up asset prices and encourage
risk - taking.
Therefore, investors
act as agents to transmit changing policy expectations and changing inflation
risk premiums into the real economy by adjusting their
risk exposures across the yield curve.
protecting companies in circumstances where a potential partner is uninsurable or where previously granted insurance cover is withdrawn, whereby the insurance company
acts as an «early warning signal» alerting policyholders to potential trading
risks;
Aetna CEO Mark Bertolini has been critical of the Affordable Care
Act, taking aim at its deteriorating
risk pool
as a reason the Hartford insurer is leaving ACA markets.
As discussed in our prior post, new regulations have been proposed to prohibit incentive - based pay arrangements that encourage inappropriate
risk, in line with section 956 of the Dodd - Frank Wall Street Reform and Consumer Protection
Act.
She is a member of Glass Lewis»
risk and compliance committees, and
acts as Secretary to the Strategic Committee.
Default - free money does not
act as an inferior «hot potato» when investors are
risk - averse.