Sentences with phrase «act on behalf of consumers»

«The FTC will not hesitate to act on behalf of consumers when companies or advertisers make false product claims.»

The closest counterpart is the Competition Bureau, an independent law - enforcement agency that applies the government's Competition Act on behalf of consumers to everything from bogus telemarketing prize schemes to corporate mergers to the regulation of clothing labels.

Each book up Account shall be available for inspection at all times on request by the Consumer, an advocate acting on behalf of the Consumer, or by a relevant law enforcement or regulatory agent.

Debt settlement companies act on behalf of consumer debtors to help them clear their debts.

Not exact matches

Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you.

«CSPI's litigation department is acting as co-counsel in a class action lawsuit against PepsiCo, on behalf of consumers who purchased Naked Juice products that were falsely and misleadingly labeled as 100 % Juice 100 % Fruit «ALL NATURAL» suggesting that the beverages» vitamin content is due to the nutritious fruits and juices, rather than the added synthetic compounds such as calcium pantothenate (synthetically produced from formaldehyde).

Letter to Acting Education Secretary John King from 51 organizations that advocate on behalf of students, consumers, veterans, faculty and staff, civil rights, and college access responding to the Department of Education's request for comments on the proposed Enterprise Complaint System.

«You've got this massive gridlock,» said Ira Rheingold, executive director of the National Association of Consumer Advocates, which represents attorneys who act on behalf of homeowners facing foreclosure.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Fair Debt Collection Practices Act: A federal law that protects all consumers from abuse or threats from collection agencies trying to collect overdue payments on behalf of the original creditor.

The following are deceptive acts: (1) To charge or receive money or other valuable consideration before the complete performance of services that a credit services organization has agreed to perform for or on behalf of a consumer, unless the credit services organization has under section 8 of this chapter: (A) obtained a surety bond issued by a surety company admitted to do business in Indiana; or (B) established an irrevocable letter of credit.

(9) A loan servicer acting on behalf of the holder of: (A) a consumer loan; or (B) a residential mortgage loan.

Abby Shaforth is an attorney with the National Consumer Law Center and said the department must commit to providing debt relief to students and acting on behalf of students who may not know they have a right to have their loans forgiven.

(1) Communicating with the consumer other than in the name of the person making the communication, the collection agency and the person or business on whose behalf the collection agency is acting or to whom the debt is owed;

Any extensions of credit brokered or arranged on behalf of a buyer by a credit service organization must comply with the provisions of the Uniform Consumer Credit Code and the Credit Services Organization Act.

By way of example, Jay has: (1) obtained a $ 16.5 million settlement in In re Ski Train Fire in Kaprun, a disaster which caused the deaths of 155 persons and which resulted in a settlement which included compensation from the Austrian Government; (2) obtained an $ 11 million estate litigation settlement; (3) obtained a $ 7.1 million judgment for a homeowner based upon the New Jersey Consumer Fraud Act; (4) argued on behalf of Dairy Stores the landmark commercial libel case before the New Jersey Supreme Court.

John appeared as junior counsel on behalf of a SME in a high profile case in which the Office of Fair Trading sought, amongst other things, to prove that gym membership contracts were subject to the Consumer Credit Act 1974.

He is also very familiar with the intricacies of consumer law, being regularly instructed to act on behalf of Jaguar Land Rover and its dealers.

Section 47B Competition Act 1988 was intended to allow consumer bodies to bring proceedings on behalf of consumers where there was anti-competitive price fixing.

Latner filed a lawsuit under the federal Telephone Consumer Protection Act of 1991 («TCPA»), on behalf of himself and a putative class of others who received similar West Park texts.

In particular, she has advised on enforcing agreements regulated by the Consumer Credit Act, appeared on behalf of police forces in the Magistrates» Court dealing with breaches of Domestic Violence Protection Orders, and had experience in HMRC confiscation proceedings.

It is the first claim to be filed under the Consumer Rights Act 2015 on behalf of all UK consumers.

We do not consider a financial institution to be acting on behalf of a covered entity, and therefore no business associate contract is required, when it processes consumer - conducted financial transactions by debit, credit or other payment card, clears checks, initiates or processes electronic funds transfers, or conducts any other activity that directly facilitates or effects the transfer of funds for compensation for health care.

We note that we do not consider a financial institution to be acting on behalf of a covered entity, and therefore no business associate contract is required, when it processes consumer - conducted financial transactions by debit, credit or other payment card, Start Printed Page 82505clears checks, initiates or processes electronic funds transfers, or conducts any other activity that directly facilitates or effects the transfer of funds for compensation for health care.

Article 80 (2) of the GDPR offers EU member states an optional provision allowing for collective redress for consumers via third parties, such as consumer privacy groups acting independently and lodging data protection complaints on consumers» behalf.

He filed suit against Spokeo, on behalf of himself and a class of similarly situated individuals, under the Fair Credit Reporting Act (FCRA), which permits a remedy of up to $ 1000 per instance against a consumer reporting agency (CRA) that reports false data about an individual.

Another, the Data Security and Breach Notification Act, focuses on the data protection side on behalf of consumers.

As a real estate licensee, Fred should ensure his clients understand which of his services are regulated under RESA, which are subject to the Business Practices and Consumer Protection Act, and that any funds he collects on behalf of the clients will be held by his brokerage in segregated accounts.

If a consumer has entrusted money to a real estate licensee or an unlicensed individual acting on behalf of a brokerage and that money has been misappropriated or wrongfully converted, intentionally not paid over or accounted for, or obtained by the fraud of that licensee or individual, the consumer may wish to make a claim against the Real Estate Special Compensation Fund.