Sentences with phrase «action against the consumer»

Another strategy that will grow is that 100 % of unmanageable student loans can be addressed with a chapter 13 bankruptcy and those can hold off action against consumers while the chapter 13 is in force.

«This allows consumers to correct errors in their credit report and prevent employers from taking adverse action against consumers based on incorrect information,» Vahey said.

Any court action against a consumer to regain money for someone else.

Although it may seem wrong to take this action against the consumer without warning, there are valid reasons.

Mr. Goheen has served as lead or co-counsel in over 25 privacy - based class actions in state and federal courts, including over 20 class actions against consumer reporting agencies alleging violations of the Fair Credit Reporting Act, representing such clients as SunTrust Banks, Shell, Countrywide, Equifax, Bank of America, and Capital One.

3.4 Adverse Action — CRA shall inform client that there are legal requirements imposed by the federal FCRA and, in some instances, state consumer reporting laws, regarding taking adverse action against a consumer based on a consumer report.

Not exact matches

Consumer Reports has identified about a dozen class - action lawsuits in the U.S. involving shattered sunroofs, finding complaints against Hyundai, Kia, Ford, Mercedes - Benz, Nissan, and Volkswagen, among others.

And it may be why consumers seeking remuneration have turned to joining class - action lawsuits brought against individual automakers.

«Over 240» class action lawsuits by consumers against Equifax in US federal and state courts and in Canadian courts.

Hagens Berman Sobol Shapiro, a consumer rights action law firm that also represented consumers in a recent $ 400 million lawsuit against Apple (aapl) for price fixing, filed the New York lawsuit.

Aitken also piled onto actions initiated by America's Federal Trade Commission against consumer - products marketers for making misleading representations.

ACTION taken against an Australian Internet domain name company by the Australian Competition and Consumer Commission has resulted in the establishment of a $ 250,000 compensation trust fund.

While no suit has been officially filed, bidding documents from the Attorney General's office indicate that the state is preparing to hire outside counsel for «commencing legal action against Theranos, Inc. and its closely related subsidiaries for violations of the Arizona Consumer Fraud Act arising out of Theranos Inc.'s long - running scheme of deceptive acts and misrepresentations relating to the capabilities and operation of Theranos blood testing equipment.»

We protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law.

WASHINGTON, D.C. — The Consumer Financial Protection Bureau (CFPB) today took action against Equifax, Inc., TransUnion, and their subsidiaries for deceiving consumers about the usefulness and actual cost of credit scores they sold to consumers.

A CFPB spokesperson said in an email to Vox that the bureau is authorized to take «supervisory and enforcement action against certain institutions engaged in unfair, deceptive, or abusive acts or practices, or that otherwise violate federal consumer financial laws,» including the failure of institutions to engage in «reasonable data security practices» in connection with consumer report information.

Moreover, the Consumer Financial Protection Act contained an express statutory prohibition against filing enforcement actions of this sort until the Senate confirmed CFPB's Director.

During that time CFPB (at Cordray's direction) brought a civil enforcement action against a California attorney, Chance Gordon, for alleged violations of consumer protection laws.

The National Multistate Licensing System (NMLS) for mortgage lenders offers a consumer portal you can use to verify lenders» licenses and see if there have been disciplinary actions against them.

On August 12, 2015, a federal judge preliminarily approved a settlement of a nationwide class action against JPMC for its use of robocalling in violation of the Telephone Consumer Protection Act.

Noting Walmart's ongoing high - profile fight with credit company Visa, and recent news that consumers in the U.K. are preparing a 19 billion - pound ($ 24.5 billion USD) class action lawsuit against MasterCard alleging unfair practices, he added, «Whether retailers are large or small, when credit card and related transaction fees for merchants run rampant, it directly and immediately increases the cost of doing business.

Last week, credit giant Equifax, after suffering a massive data breach, drew public fury for offering consumers an identity theft monitoring service — but only if they signed away their right to join class action lawsuits against the company.

The congressional spending bill signed by the President on March 23 directs the FDA to take action against imitation dairy foods, «representing a victory for farmers and consumers alike,» said the Nat...

In a bid to eradicate forced labor in global supply chains, a problem that affects 21 million people worldwide, The Consumer Goods Forum (CGF) has released a new report, Business Actions Against...

CEH has launched legal action against Walgreens and other companies for failing to warn consumers about the high levels of acrylamide in their products.

There was concern on the part of some owners over how Navarro made his money — a piece of it was in debt collection — and a case he settled in New York in 2014 over «repeatedly bringing improper debt collection actions against New York consumers.»

This month, consumers filed a class - action lawsuit against Blue Diamond Growers, the makers of Almond Breeze, alleging that the company falsely markets the drink as if it is primarily made from almonds when, in fact, it is composed of only 2 percent almonds, with water, sugar, and additives making up most of the rest.

The Make the Switch campaign is a collaborative effort between nonprofit Mass Energy Consumers Alliance and Mass Audubon to help residents take a meaningful action against climate change.

The pledge card, which mirrors New Labour's initiative in 1997, will promise free party membership for trade unionists, the building of 1m new homes over the course of a parliament, an increase in the minimum wage funded by a cut in employers» national insurance, a cost - of - living test for every policy item and a cabinet minister to «take action for the consumer against rip - off companies».

«CSPI's litigation department is acting as co-counsel in a class action lawsuit against PepsiCo, on behalf of consumers who purchased Naked Juice products that were falsely and misleadingly labeled as 100 % Juice 100 % Fruit «ALL NATURAL» suggesting that the beverages» vitamin content is due to the nutritious fruits and juices, rather than the added synthetic compounds such as calcium pantothenate (synthetically produced from formaldehyde).

The Consumer Financial Protection Bureau is levying a $ 1 billion fine against Wells Fargo as punishment for the banking giant's actions in its mortgage and auto loan businesses.

The states say they have pursued «numerous costly and time - intensive investigations and enforcement actions against proprietary and for - profit schools» that violated consumer protection laws.

A report from The Century Foundation and The Institute for College Access & Success outlines a range of policies and regulatory actions that states can take to protect students against consumer abuses by higher education institutions, particularly for - profit colleges.

«DOT will continue to take enforcement action against carriers and ticket agents when they fail to comply with our aviation consumer rules.»

These allegations have come up in the past and they stem mostly from the fact that Amazon relies on author honesty instead of vetting each uploaded ebook; the online book retailer also has only course of action against stolen content, which is namely to wait for complaints from consumers or authors, then remove the ebook from its catalog.

What began life as a class action lawsuit filed by Seattle - based law firm Hagen Bermans on behalf of consumers quickly became a Department of Justice investigation against Apple and five of the Big Six publishers.

If the judge rules against Apple, however, it could face a separate trial by state attorneys general and consumers pursuing class actions and seeking monetary damages.

Under the proposed settlement, announced Wednesday morning, Penguin would pay $ 75 million to consumers represented by 33 states» attorneys general and by Hagens Berman, the Seattle - based law firm that filed the class action suit against Apple (s AAPL) and publishers in 2011.

Steve Berman, a partner at Hagens Berman Sobol Shapiro pursuing consumer class - action litigation against Apple, called Cote's decision «a very big deal.»

It investigates scams, issues warnings of current scams to consumers and takes legal action against companies in order to protect consumers, punishes companies that violate the law, and gets restitution for customers who have been scammed.

In fact, on January 18, the Consumer Financial Protection Bureau (CFPB) filed a class action lawsuit against Navient for knowingly defrauding millions of student loan borrowers.

Others may take the gamble that the FTC and CFPB (Consumer Financial Protection Bureau) have bigger fish to fry, such as cases of identity theft and fraud, and that they won't bother to pursue action against a comparatively minor FCRA violation.

In 2014, the Department of Education alleged that Corinthian Colleges was recruiting students while advertising inflated job placement rates, for which the Consumer Financial Protection Bureau (CFPB) took action against the school.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.

In taking action against two student debt relief companies last year, the Consumer Financial Protection Bureau offered these warning signs that a student loan debt relief company «may be trying to rip you off:»

Last year the Consumer Financial Protection Bureau took action against two companies — College Education Services and Student Loan Processing — that it said «exploited vulnerable student loan borrowers, made false promises about their debt relief services, and charged illegal upfront fees.»

The Consumer Financial Protection Bureau today took two separate actions against Citibank for illegal debt sales and debt collection practices.

We will continue to take strong action against those who deceive consumers.»

-- Today the Consumer Financial Protection Bureau (CFPB) is taking action against CarHop, one of the country's biggest «buy - here, pay - here» auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing damaging, inaccurate consumer information to credit reporting coConsumer Financial Protection Bureau (CFPB) is taking action against CarHop, one of the country's biggest «buy - here, pay - here» auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing damaging, inaccurate consumer information to credit reporting coconsumer information to credit reporting companies.