The Fair Debt Collection Practices Act (FDCPA) is a piece of federal legislation that regulates
the activity of debt collectors.
Not exact matches
However, a
debt collector can begin collection
activities again if you are sent proof
of the
debt you owe them.
Knowing this, most
debt collectors respect the automatic stay and cease their collection
activities as soon as they learn
of the bankruptcy filing.
If you are the subject
of any
debt collection
activity over student loan
debt you should listen very carefully for the
debt collector to say your student loans are not dischargeable in bankruptcy.
He is routinely consulted by the media on issues involving consumer
debt, the
activities of bill
collectors, and those holding themselves out as assisting consumers struggling with unsecured
debt.
Debt collectors routinely take advantage
of debtors» ignorance
of their rights, flaunt the law that restricts their collection
activities, and rely on intimidation and harassment to try to squeeze payments out
of debtors.
Most don't know they have any rights in regard to the collection
activity giving rise to their visit with me — swearing, threats, and other abuse isn't allowed under the FDCPA on the part
of debt collectors when they come calling.