Sentences with phrase «acts against consumers»

Every single lender on a national level has committed criminal acts against consumers.

(Though, federal officials have recently announced that they won't enforce the Lacey Act against consumers.)

Not exact matches

Rep. Steve Cohen, a Tennessee Democrat, introduced a bill last summer that would amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against employees «for the purposes of making adverse employment decisions.»

While no suit has been officially filed, bidding documents from the Attorney General's office indicate that the state is preparing to hire outside counsel for «commencing legal action against Theranos, Inc. and its closely related subsidiaries for violations of the Arizona Consumer Fraud Act arising out of Theranos Inc.'s long - running scheme of deceptive acts and misrepresentations relating to the capabilities and operation of Theranos blood testing equipment.»

A CFPB spokesperson said in an email to Vox that the bureau is authorized to take «supervisory and enforcement action against certain institutions engaged in unfair, deceptive, or abusive acts or practices, or that otherwise violate federal consumer financial laws,» including the failure of institutions to engage in «reasonable data security practices» in connection with consumer report information.

Moreover, the Consumer Financial Protection Act contained an express statutory prohibition against filing enforcement actions of this sort until the Senate confirmed CFPB's Director.

The group spearheading a campaign against Mick Mulvaney, the acting director of the Consumer Financial Protection Bureau (CFPB), is a project of a low - profile progressive dark money organization with large assets.

On August 12, 2015, a federal judge preliminarily approved a settlement of a nationwide class action against JPMC for its use of robocalling in violation of the Telephone Consumer Protection Act.

The ACCC instituted proceedings against Nexans SA, Prysmian and Viscas Corporation in relation to the price fixing and exclusionary arrangement provisions of the Trade Practices Act 1974 (now the Competition and Consumer Act 2010).

Domestically, we continue to act against non-conforming products, conducting tests and spot audits to protect consumers and support clients who comply with the Australian Certified Organic Standard.

«This is the first criminal charge laid against a corporation under the criminal cartel provisions of the Competition and Consumer Act,» ACCC Chairman Rod Sims said.

The FDA plays a role in protecting Americans against health risks posed by food allergens via the 2004 Food Allergen Labeling and Consumer Protection Act (FALCPA).

«CSPI's litigation department is acting as co-counsel in a class action lawsuit against PepsiCo, on behalf of consumers who purchased Naked Juice products that were falsely and misleadingly labeled as 100 % Juice 100 % Fruit «ALL NATURAL» suggesting that the beverages» vitamin content is due to the nutritious fruits and juices, rather than the added synthetic compounds such as calcium pantothenate (synthetically produced from formaldehyde).

And while much of this might seem like nothing more than petty playground behavior between children who honestly do not have a clear good guy or bad guy, keep in mind that several ebook retailers incorporate the Goodreads» API into their sales pages, effectively posting book reviews that many in the Goodreads community knew to be false, and nothing more than an act of revenge against an author; real - world sales decisions have been made by consumers based on these reviews.

The complaint seeks «a declarative judgment that defendant's publishing contracts violate the Maryland Consumer Protection Act,» including the MCPA's prohibition against deceptive trade practices.

Also, the Housing Economic Recovery Act puts up a few safeguards for consumers such as a limit on origination fees, rules against cross-selling, and guidelines for counseling independence.

The Federal Equal Credit Opportunity Act also prohibits creditors from discriminating against credit applicants because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

In the late 1970s, the federal government enacted the Fair Debt Collection Practices Act (FDCPA) in order to give consumers greater protections against abusive debt collection practices; to eliminate harassment within the debt collection industry.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Fair Debt Collection Practices Act Federal law passed by Congress in 1977 that protects consumers against harassment or abuse from collections agencies.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Bureau's complaint alleges that Aria and his businesses violated the Dodd - Frank Wall Street Reform and Consumer Protection Act's prohibition against deceptive acts and practices by misleading consumers about their services.

Unsuspecting consumers are protected against this now due to the CARD Act and must opt in to over-limit fees.

This is an action for damages brought by an individual consumer, John Doe, against Trans Union, LLC for violations of the Fair Credit Reporting Act (hereinafter the «FCRA»), 15 U.S.C. § § 1681, et -LSB-...]

I. AMENDED COMPLAINT This is an action for damages brought by individual consumers, against Defendant, H&P Capital, Inc., for Defendant's violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. (hereafter -LSB-...]

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Enforcement Action Pursuant to the Dodd - Frank Act, the CFPB has the authority to take action against institutions or individuals engaging in unfair, deceptive, or abusive acts or practices or that otherwise violate federal consumer financial laws.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

The CFPB concluded that the company and its affiliates violated the Dodd - Frank Wall Street Reform and Consumer Protection Act's prohibitions against unfair and deceptive acts and practices, and also the Fair Debt Collection Practices Act.

The Fair Debt Collections Practices Act (FDCPA) has several provisions that protect consumers against third - party debt collectors like collections agencies.

For example, if a not - for - profit credit repair organization is charging consumers advance payments and failing to deliver services to the consumer, the FTC act's prohibitions against «deceptive» or «misleading» practices could be enforced against this conduct, even if a prosecution pursuant to CROA is unsuccessful based on its specific prohibition against advance payments.

• The Florida Credit Service Organizations Act The Florida Credit Service Organizations Act (FCSOA)[FN27] was enacted in 1987 to regulate certain trade practices in the area of credit repair and to guard against unfair and unconscionable contracts between credit service organizations and consumers.

Each complaint asks the court to enter a permanent injunction barring the defendants from engaging in debt settlement in Illinois and order the defendants to pay restitution for aggrieved consumers, civil penalties of $ 50,000 for violating the Consumer Fraud Act, an additional $ 50,000 penalty for each violation committed with the intent to defraud, as well as a $ 10,000 penalty per violation committed against a person 65 years or older.

Enacted in 1994, the Home Ownership and Equity Protection Act (HOEPA) helps protect you against predatory lending (i.e. unfair lending practices designed to take advantage of consumers with potential financial shortcomings).

Now the fair credit reporting act is designed to help protect consumers against inaccurate information in our credit reports.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Rosenthal Federal Fair Debt Collections Act «RFDCPA» — As a consumer, you're entitled to file a lawsuit against any debt collector who violates your rights under the State of California's Rosenthal Federal Fair Debt Collections Practices Act

The Federal Trade Commission filed a lawsuit Feb. 9, 2017, against three interrelated student loan debt relief companies for allegedly violating Section 5 of the FTC Act and the Telemarketing Sales Rule.The FTC issued a press release saying that the defendants illegally charged thousands of consumers more than $ 28 million.

The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants in any aspect of a credit transactions on the basis of race, color, religion, national origin, sex or marital status, or age; the fact that all or part of the applicant's income comes from any public assistance program; or the fact that the applicant has in good faith exercised any right under certain federal consumer credit protection laws.

The good news is that a federal law, the Fair Debt Collection Practices Act (FDCPA), protects consumers against abusive debt collection efforts.

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

under the Bankruptcy and Insolvency Act, you file a consumer proposal, you get an automatic stay if proceedings, which means no legal actions can continue or be commenced against you until we figure out what's happening with the proposal.

Attorney General Lisa Madigan and Acting Secretary of the Illinois Department of Financial and Professional Regulation (IDFPR) Michael T. McRaith warned consumers facing significant credit card debt about the risks of debt settlement offers as she announced two lawsuits filed against debt settlement firms.

Numerous laws were violated including President Obama's Dodd - Frank Wall Street Reform and Consumer Protection Act's Prohibitions against unfair, deceptive, or abusive acts and practices.

The Equal Credit Opportunity Act: Protecting yourself from credit discrimination — An August 2017 discrimination settlement against American Express highlights why regulators and consumers need to be more wary.

Judge lets Trump appointee remain as CFPB head — A federal judge rules against a challenge that said Mick Mulvaney's appointment as acting director undermines the consumer protection bureau's independence.

The about - face on MSAs comes after the Consumer Financial Protection Bureau issued major enforcement actions against companies accused of violating the anti-kickback provisions of the Real Estate Settlement Procedures Act, known as Respa.

(1) The violation by the licensee of the Tennessee Consumer Protection Act of 1977; (2) Willful falsification of any information contained in the application; (3) The licensee's conviction of any offense involving cruelty to animals or a violation of this bill; or (4) The licensee's nonconformance with: this bill; the rules and regulations of the commissioner; the Non-Livestock Animal Humane Death Act; or the present law provisions governing offenses against animals.

The lawsuit against Service Dogs by Warren Retrievers was filed Tuesday in Madison County Circuit Court, accusing the company of violating the state's Consumer Protection Act by charging $ 18,000 to $ 27,000 for 3 - month - old Labrador retriever puppies that were unable to perform their task and had apparently received little or no training.