Sentences with phrase «acts as liability coverage»

You may also want to consider personal liability protection when looking into coverage, which acts as liability coverage if you or a guest is seriously injured in your apartment.
You may also want to consider personal liability protection when looking into fast rental insurance quotes, which acts as liability coverage if you or a guest is seriously injured in your rented condo.

Not exact matches

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.
If the parents sue you for the negligent act of dropping your drink, which was the proximate cause of the fall, Montana renters insurance personal liability coverage can respond and help with settling the claim quickly, defense costs if necessary, as well as making whole the injured person or persons.
Your Austin Creek Apartments renters insurance includes liability coverage so that whether it's the community or an individual who suffers a loss as a result of that negligent act, the loss can be resolved quickly and easily.
Typically, your liability insurance will follow you and act as either primary or secondary coverage if you're involved in an accident.
As far as your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is nAs far as your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is nas your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is no.
Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.
Since umbrella insurance acts as extra liability coverage, it covers damage caused to others.
As an example of the former, one of the subject areas I have used for a writing assignment is landowner liability to trespassing children.40 Even though these cases are not within our first - semester coverage, I assign several cases from a later part of the casebook so the students can see how this area of law has evolved and how it works in different jurisdictions.41 An example of reordering covered material occurs around the final writing assignment, which involves a landlord's liability for the criminal act of a third party.
Carrying liability insurance in as high of a coverage amount as is financially possible for you is a smart idea, and can protect you if you cause serious damages to another party through an act of your own fault.
The coverage does this by treating a «dishonest, fraudulent, criminal or malicious» act of either the insured or of others for whose actions the insured might be liable (for example, under the doctrine of vicarious liability) as an «error, omission or negligent act» as described in the policy.
The insurance policy provided coverage to the hospital and its employees for third party claims for «personal injury», which the insurance policy defined broadly as including invasion or violation of privacy, but only for liability «arising from the operations of» the hospital and only for employees «while acting under the direction of» the hospital.
It had misunderstood the House of Lords authority on which it purported to be based, and (short of specific legislative coverage, as in discrimination law) there can be no vicarious liability for acts of employees which are themselves not unlawful in the necessary manner.
Their Responsible Choice line of auto insurance products includes liability, medical, income protection, collision, act of God physical damage coverage, and uninsured and underinsured motorist coverage, as seen on the Guide One website.
Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.
This policy acts as a commercial umbrella policy to protect your business should a claim be filed that exceeds your general liability coverage.
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:
Texas renters insurance liability coverage makes sure that you're able to cover your renter's legal liability in Texas and make good on the damage that was done to someone else as a result of your accidental, negligent act.
Since umbrella insurance acts as extra liability coverage, it covers damage caused to others.
Your Austin Creek Apartments renters insurance includes liability coverage so that whether it's the community or an individual who suffers a loss as a result of that negligent act, the loss can be resolved quickly and easily.
If the parents sue you for the negligent act of dropping your drink, which was the proximate cause of the fall, Montana renters insurance personal liability coverage can respond and help with settling the claim quickly, defense costs if necessary, as well as making whole the injured person or persons.
For every vehicle owner in India, it is compulsory to have third - party liability coverage as per the Motor Vehicle Act, 1988.
As far as your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is nAs far as your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is nas your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is no.
Physical liability coverage acts as insurance for your family and your guests if they are ever seriously injured in your home.
The minimum limits that you must purchase for liability insurance coverage, as stated by the Motor Vehicle Safety and Financial Responsibility Act of 1953, are as follows:
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