Definitional variation over time also means that we are uncertain as to how much of the change in the cumulative risk for confirmed maltreatment is due to
actual changes in rates of maltreatment vs changes in definitions of maltreatment.
Percent refers to a relative increase or reduction, while percentage point refers to
the actual change in rate.
Not exact matches
Important factors that could cause
actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any
changes therein, including fluctuations
in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction
in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such factors include, among others, general business, economic, competitive, political and social uncertainties; the
actual results of current and future exploration activities; the
actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates;
changes in project parameters and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery
rates; the risk that
actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays
in obtaining governmental approvals or financing or
in the completion of development or construction activities, as well as those factors discussed
in the section entitled «Risk Factors»
in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
Among the factors that could cause
actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit
ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations
in those
rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur
in the legal and regulatory proceedings described
in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
At the same time, the
rate of self - employment has barely budged so it seems clear that much of this big shift has been tax - motivated rather than reflecting
changes in actual economic activity.
Actual results could differ materially from those expressed
in or implied by the forward - looking statements contained
in this release because of a variety of factors, including conditions to, or
changes in the timing of, proposed real estate and other transactions, prevailing interest
rates and non-recurring charges, store closings, competitive pressures from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified
in documents filed by the company with the Securities and Exchange Commission.
2 The percentage
change has been calculated using
actual exchange
rates in use during the comparative prior year period to enhance the visibility of the underlying business trends by excluding the impact of translation arising from foreign currency exchange
rate fluctuations, which is considered a non-GAAP financial measure.
Factors that could cause or contribute to
actual results differing from our forward - looking statements include risks relating to: failure of DBRS to
rate the Notes at the anticipated
ratings levels, which is a closing condition, or at all;
changes in the financial markets, including
changes in credit markets, interest
rates, securitization markets generally and our proposed securitization
in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit
ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described
in our Annual Report on Form 10 - K for the year ended December 31, 2017 and
in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.
Factors that could cause
actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products
in the supply chain;
changes in demand from significant customers;
changes in demand from major markets such as Japan, the U.S., India and China;
changes in customer order patterns;
changes in product mix; capacity utilization; level of competition; pricing pressure and declines
in average selling prices; delays
in new product introduction; delays
in utility - scale project approval process; delays
in utility - scale project construction; delays
in the completion of project sales; continued success
in technological innovations and delivery of products with the features customers demand; shortage
in supply of materials or capacity requirements; availability of financing; exchange
rate fluctuations; litigation and other risks as described
in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Factors that could cause
actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products
in the supply chain;
changes in demand from significant customers;
changes in demand from major markets such as Japan, the U.S., India and China;
changes in customer order patterns;
changes in product mix; capacity utilization; level of competition; pricing pressure and declines
in average selling prices; delays
in new product introduction; delays
in utility - scale project approval process; delays
in utility - scale project construction; continued success
in technological innovations and delivery of products with the features customers demand; shortage
in supply of materials or capacity requirements; availability of financing; exchange
rate fluctuations; litigation and other risks as described
in the Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.
Factors that could cause
actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products
in the supply chain;
changes in demand from significant customers;
changes in demand from major markets such as Japan, the U.S., India and China;
changes in customer order patterns;
changes in product mix; capacity utilization; level of competition; pricing pressure and declines
in average selling prices; delays
in new product introduction; delays
in utility - scale project approval process; delays
in utility - scale project construction; cancelation of utility - scale feed -
in - tariff contracts
in Japan; continued success
in technological innovations and delivery of products with the features customers demand; shortage
in supply of materials or capacity requirements; availability of financing; exchange
rate fluctuations; litigation and other risks as described
in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those
in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange
rate fluctuations; disruptions
in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law
changes or interpretations; pricing actions; and other factors.
They seem to be hyper - sensitive about signaling
changes in interest
rate policy, but they seem to not care about the ambiguity and contradictions
in the reporting on the
actual metrics that they use to determine whether to
change the policy or not.
Factors that could cause
actual results to differ materially from those expressed or implied
in any forward - looking statements include, but are not limited to:
changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest
in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn;
changes in the competitive market and competition amongst retailers;
changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products
in our stores and on our website;
changes in existing tax, labor and other laws and regulations, including those
changing tax
rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those
in the forward - looking statements include, but are not limited to, operating
in a highly competitive industry;
changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives;
changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law
changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the United States and
in various other nations
in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives we use; exchange
rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events
in the locations
in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock
in the public markets; the Company's ability to continue to pay a regular dividend;
changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those
in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company
in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange
rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law
changes or interpretations; and other factors.
The graph below plots the median expected 12 - month forward growth
rate expected by analysts, along with the percentage
change in actual S&P 500 earnings per share over the preceding year.
Due to potentially - large oscillations
in the desire to hold cash and to the fact that
changes in the money supply can take years to impact the cost of living, this theoretical
rate of purchasing - power
change will tend to be inaccurate over periods of two years or less but should approximate the
actual rate of purchasing - power
change over periods of five years or more.
Furthermore, the Fed would like to adhere to the so - called «Taylor Rule» (
in spite of Professor Taylor's protestations that it is misinterpreting and misusing his concept), a mathematical construct that purports to make monetary policy more «scientific» by establishing an arithmetic rule for varying the administered interest
rate according to the variance of «
actual from target inflation» (note that «inflation» refers to the
change in a price index
in this case, not the phenomenon of inflation of the money supply as such), as well as the variance of economic output from «potential output» (i.e, the so - called «output gap» is incorporated
in the formula as well).
Among the factors that could cause
actual results and outcomes to differ materially from those contained
in such forward - looking statements are the following: macro-economic conditions (including fluctuations
in housing prices, oil markets, jobless
rates and other indicators), credit market
changes and constraints, foreign currency fluctuation, the company's ability to manage its property portfolio, the impact of labor markets, failure to effectively manage costs or achieve anticipated expense and cost reductions, and disruptions
in our supply chain or information technology systems.
The
actual change begins when the temperature inside the best Kona coffee reaches approximately 200 °C (392 °F), though different varieties of kona; differ
in moisture and density and therefore roast at different
rates.
To which end it's instructive to note the way
in which the CGT wording shifted between the original and final versions of the coalition agreement,
in a direction which allows a far less significant
change in actual tax
rates.
Among the important factors that could cause Rio Tinto's
actual results, performance or achievements to differ materially from those
in the forward - looking statements include, among others, levels of
actual production during any period, levels of demand and market prices, the ability to produce and transport products profitably, the impact of foreign currency exchange
rates on market prices and operating costs, operational problems, political uncertainty and economic conditions
in relevant areas of the world, the actions of competitors, activities by governmental authorities such as
changes in taxation or regulation and such other risk factors identified
in Rio Tinto's most recent Annual Report on Form 20 - F filed with the United States Securities and Exchange Commission (the «SEC») or Form 6 - Ks furnished to the SEC.
In addition, the Financial Plan has come to depend on the use of timing - related adjustments, shifts and categorizations of spending, within the Budget and off - budget, to present a lower rate of growth in spending than would otherwise be the case, clouding the actual change in State spendin
In addition, the Financial Plan has come to depend on the use of timing - related adjustments, shifts and categorizations of spending, within the Budget and off - budget, to present a lower
rate of growth
in spending than would otherwise be the case, clouding the actual change in State spendin
in spending than would otherwise be the case, clouding the
actual change in State spendin
in State spending.
Even though the
actual rate of global warming far exceeds that of any previous episodes
in the past 14,000 years, large
changes in global climate have occurred periodically throughout Earth's history.
Many factors may cause differences between current expectations and
actual results including unexpected safety or efficacy data observed during preclinical or clinical studies, clinical trial site activation or enrollment
rates that are lower than expected,
changes in expected or existing competition,
changes in the regulatory environment, failure of Syndax's collaborators to support or advance collaborations or product candidates and unexpected litigation or other disputes.
Real
rates of
change can only be determined from
actual transcript numbers, and this gives us the kinetics of gene expression which we are interested
in.»
Studies have shown that even when people have lost huge amounts of weight, the
actual change in their basal metabolic
rate is around ~ 10 % -15 %.
One can easily see from the detailed statistics above that the reasoning of Americans
in regard to interracial marriages has greatly
changed but the
rate at which the
actual marriages occur is still rising.
You can select the maximum adult
rating of pictures to appear on the banner for the adult site, choose to open it
in the same or
in the new window and even
change the
actual member location with the viewer location by IP address or remove the location altogether from the
actual banner.
Until now we were recalculating the amount
in your currency on the date of the
actual member payment and on the date when the payment is made to you therefore the amounts may have
changed quite noticeably when the
rate rose or dropped significantly.
Of course, you have to remember that Mario Party 9 was announced over three years ago, and the landscape of
rating dates
in relation to
actual release dates may have
changed.
Until the measures that are incorporated into the Quality Counts
ratings are more clearly tied to education outcomes, we are likely to see continued shifts
in rankings that bear little resemblance to
actual changes in education quality.
In 10 years time, nobody knows how life insurance
rates will
change, and the
actual savings may end up being less due to inflation and claims experience.
So,
in terms of
actual interest
rate sensitivity, the over 10 years bucket is probably only a little more sensitive to
change in rates than the 5 - 10 year bucket.
It is anticipated that this
rate hike will be the first of a few this year but as we have come to learn, the plan Fed policymakers present
in one quarter can be significantly different from the
actual changes in the policy
rate in subsequent quarters.
You enter draws and payments or
changes in interest
rate on the
actual dates they occur.
Actual interest
rates and payments will likely vary from what is listed
in the examples below as mortgage
rates change frequently.
The interest
rate shown is calculated semi-annually not
in advance and
actual rates may fluctuate and are subject to
change at any time without notice.
The basis point
change presented
in the preceding table, however, represents a fixed basis point
change in reference obligation credit spreads across all credit quality
rating categories and asset classes and, therefore, the
actual impact of spread
changes would vary from this presentation depending on the credit
rating and distribution across asset classes, both of which will adjust over time depending on new business written and runoff of the existing portfolio.
While Scenario II only uses prospective CAGRs which are 50 % of Record's
actual FY - 2012 / 2016 growth / decline
rates, except no
change in dynamic hedging & currency for return fee
rates is assumed — resulting
in future revenue of # 29.9 million & a 4.71 p EPS.
SoFi's average lifetime savings methodology for its Employer Contribution Program assumes: 1) data entered during enrollment
in the contribution program is accurate; 2) enrollees» interest rates do not change over time (PROJECTIONS FOR VARIABLE RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE); 3) enrollees make all payments on time 4); enrollees make their minimum monthly payment for the full duration of their loan; 5) employer contribution is applied for the duration of the enrollee's loan; and 6) enrollee remains employed by the company for the duration of their loa
in the contribution program is accurate; 2) enrollees» interest
rates do not change over time (PROJECTIONS FOR VARIABLE RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE); 3) enrollees make all payments on time 4); enrollees make their minimum monthly payment for the full duration of their loan; 5) employer contribution is applied for the duration of the enrollee's loan; and 6) enrollee remains employed by the company for the duration of their
rates do not
change over time (PROJECTIONS FOR VARIABLE
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE); 3) enrollees make all payments on time 4); enrollees make their minimum monthly payment for the full duration of their loan; 5) employer contribution is applied for the duration of the enrollee's loan; and 6) enrollee remains employed by the company for the duration of their
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT
ACTUAL MOVEMENT OF
RATES IN THE FUTURE); 3) enrollees make all payments on time 4); enrollees make their minimum monthly payment for the full duration of their loan; 5) employer contribution is applied for the duration of the enrollee's loan; and 6) enrollee remains employed by the company for the duration of their
RATES IN THE FUTURE); 3) enrollees make all payments on time 4); enrollees make their minimum monthly payment for the full duration of their loan; 5) employer contribution is applied for the duration of the enrollee's loan; and 6) enrollee remains employed by the company for the duration of their loa
IN THE FUTURE); 3) enrollees make all payments on time 4); enrollees make their minimum monthly payment for the full duration of their loan; 5) employer contribution is applied for the duration of the enrollee's loan; and 6) enrollee remains employed by the company for the duration of their loan.
SoFi's lifetime savings methodology for student loan refinancing assumes; 1) members» interest
rates do not change over time (PROJECTIONS FOR VARIABLE RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE); 2) members make all payments on time; 3) members make monthly payments for the full duration of their loan; and 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.
rates do not
change over time (PROJECTIONS FOR VARIABLE
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE); 2) members make all payments on time; 3) members make monthly payments for the full duration of their loan; and 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT
ACTUAL MOVEMENT OF
RATES IN THE FUTURE); 2) members make all payments on time; 3) members make monthly payments for the full duration of their loan; and 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.
RATES IN THE FUTURE); 2) members make all payments on time; 3) members make monthly payments for the full duration of their loan; and 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.25 %.
SoFi's monthly savings methodology for student loan refinancing assumes 1) members» interest
rates do not change over time (PROJECTIONS FOR VARIABLE RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE) 2) members make all payments on
rates do not
change over time (PROJECTIONS FOR VARIABLE
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE) 2) members make all payments on
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT
ACTUAL MOVEMENT OF
RATES IN THE FUTURE) 2) members make all payments on
RATES IN THE FUTURE) 2) members make all payments on time.
Significant
changes in interest
rates expose reinsurance companies to the risk of reduced investment income or
actual losses based on the difference between the interest
rates earned on investments and the credited interest
rates paid on outstanding reinsurance contracts.
SoFi's lifetime savings methodology for student loan refinancing assumes 1) members» interest
rates do not change over time (PROJECTIONS FOR VARIABLE RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE) 2) members make all payments on time 3) members make monthly payments for the full duration of their loan 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.
rates do not
change over time (PROJECTIONS FOR VARIABLE
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT ACTUAL MOVEMENT OF RATES IN THE FUTURE) 2) members make all payments on time 3) members make monthly payments for the full duration of their loan 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.
RATES ARE STATIC AT THE TIME OF REFINANCING AND DO NOT REFLECT
ACTUAL MOVEMENT OF
RATES IN THE FUTURE) 2) members make all payments on time 3) members make monthly payments for the full duration of their loan 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.
RATES IN THE FUTURE) 2) members make all payments on time 3) members make monthly payments for the full duration of their loan 4) members take advantage of AutoPay, which enables them to lower the APR of their loan by 0.25 %.
Forecasting what may most likely happen with these factors over time (given the assumed fluctuations
in the markets - which you can control every year by using different
rates of return on every investment for every year - including negative
rates of return, and being able to
change your income goal every year) is much more important to model, than a one - dimensional probability number, to an
actual investor's life.
Colorado received a lot of heartworm - positive dogs after Hurricane Katrina, but the
actual rate of heartworm infection
in the state is less than 3 % and has not
changed significantly
in decades.]
Even with the previously announced
changes to how it's calculated (it'll be based on the average nightly
rate instead of the
actual fourth night and taxes won't be included), we already knew it was going to remain a regular go - to
in our travel toolbox.