Although the
Health Insurance Marketplace Calculator is based on
actual premiums for plans sold in your area, there are several reasons why your calculator results may not match your
actual tax credit amount.
Given that the new
insurance exchanges offer
health insurance regardless of
actual health or pre-existing conditions, the new rules will shift the
health insurance discussion for clients from how to access
insurance (e.g., through an employer that offers coverage) to how to afford
insurance (through a combination of paying premiums and being eligible for premium assistance
tax credits).