Sentences with phrase «actual mortgage rate»

But how can you determine the level of rate sensitivity if you do not have information on the distribution of mortgages by actual mortgage rates, the level of down - payment and the distribution of their debt service ratio?»

Actual mortgage rates may fluctuate and are subject to change at any time without notice.

Actual mortgage rates are determined by many more factors, such as property location and value.

However, your actual mortgage rate will be based on more detailed information.

With the new rules you must qualify based on the interest rate that is the greater of your actual mortgage rate or the Bank of Canada's conventional five - year fixed posted rate, which is 4.64 % as of October 8, 2016.

The central bank qualifying rate is separate from the actual mortgage rates offered by banks, but is used to assess homebuyers who are seeking loans

The central bank qualifying rate is separate from the actual mortgage rates offered by banks to borrowers, but is used to assess homebuyers who are seeking loans.

-LSB-...] up 4 % from 2004 to 2006, but the actual mortgage rates during those times only went up about 1 %.

The Fed rate went up about 4 % from 2004 to 2006 but the actual mortgage rate only went up less than 1 %.

If your mortgage is from a lender who uses posted rates (we'll call this group the «Big Five»), they won't use your actual mortgage rate.

Remember, your actual mortgage rate is based on a number of factors, including your credit score and debt - to - income ratio.