The loan - to - value ratio compares the loan amount to
the actual value of the house.
The fact that BurkeyLoan is offering loans that are higher than
the actual value of house properties may raise some eyebrows.
However keep in mind, apart from a very few, almost all of these people were duped, as
the actual value of the house would be well out of their price range.
Not exact matches
Under Uber's lease arrangements, drivers» leases can run far above the
actual Blue Book
value of the car, not unlike how homeowners were left underwater when
housing prices plummeted and their mortgages far exceeded their homes»
value.
Unless you hit an
actual bad market the
value of the
house should have risen by then.
Unless you strike an
actual bad market the
value of the
house should have risen by then.
Unless you struck an
actual bad market the
value of the
house should have risen by then.
Unless you hit an
actual bad market the
value of the
house should have risen in that time.
Unless you struck an
actual bad market the
value of the
house should have risen in that time.
Unless you strike an
actual bad market the
value of the
house should have risen in that time.
At the same time, the
housing bubble had burst, which meant that homebuyers were paying for mortgages that were worth far more than the
actual value of the home, encouraging them to default.
«The slight differences between the calculated balance and the
actual measured
values show that the Passive
House Standard demonstrably and reproducibly results in extremely high savings
of heating energy and thus,
of course, also
of costs.
It is the
actual U-
value (and g -
value)
of the specified glass that is used in the Passive
House Planning Package and for certifying a Passivhaus Building.
Building type: 1950s solid wall brick
house, east - west orientation, detached (91sqm extended to 125sqm) Location: Nottingham Budget: Approx # 200k including extensions, full refurbishment, full and internal fit - out, garage rebuild, landscaping Space heating demand Before: 458 kWh / m2 / yr according to EPC at time
of purchase After: 24kWh / m2 / yr (PHPP) Heat load Before: not known After: 10 W / m2 Primary energy demand (PHPP) Before: not known After: 81 kWh / m2 / yr Primary energy demand (measured) Before: 330 kWh / m2 / yr After: 81 kWh / m2 / yr Energy performance certificate (EPC) Before: E 39 After: B90 (predicting space and water heating total
of over 13,000 kWh / yr compared with
actual value of 5,345 kWh in 2013) Measured total energy consumption Before: 275 kWh / m2 / yr (Apr 2010 - Mar 2011) After: 56 kWh / m2 / yr (Jan - Dec 2013), not including PV use or generation.
The first type is called «
actual cash
value,» which means you will receive an amount that equals the
value of your
house and belongings, minus depreciation.
Deciding the amount for cover, and cover for different categories and kinds
of damage requires that we are clear eyed about the
actual worth and
value of our
house and its contents.
One
of the biggest surprises to homeowners who need to file a
house insurance claim is that insurance losses are often paid based on the
actual cash
value (replacement cost
of property minus depreciation)
of their property.
This claim also becomes problematic when determining the
actual cash
value of the window and how the damage affects the
value of the entire
house.
Actual cash
value is a reimbursement method through your Livermore renters insurance that is based upon the depreciation
of the items within your rental
house.
On the plus side, this type
of Cold Spring Park renters insurance will cost a bit less than another type
of coverage on a rental unit, whether it's an apartment or a
house, so if you're having trouble fitting this type
of policy into your budget, look at
actual cash
value options.
Actual cash
value is the standard, it covers the
value of the
house and your belongings after depreciation.
Introductory Meeting - 1 to 2 hours (minimum $ 200) Professional Appraisal Completion - 3 to 5 hours (minimum $ 400) Listing Presentation - 1 to 2 hours (minimum $ 200) Professional Staging and Pre-List Preparation - 1 to 3 hours (minimum $ 200) Listing Data Verification and Signing - 1 hour (minimum $ 100) Listing Copyrighting and MLS uploading - 2 to 3 hours (minimum $ 300 includes the mls processing fee) Professional Listing Photography with Copyrights attached - 1 hour (minimum $ 100) Professional Photography Editing - 1 to 2 hours (minimum $ 100) Professional Feature Sheet Composition - 1 to 2 hours (minimum $ 150) Feature Sheet Production - one set
of 25 (minimum $ 100) Sign Placement - includes board and frame and disposable corner markers (minimum $ 50) Professional Virtual Tour Production - 2 hours (minimum $ 200) Website Upload - 2 hours (minimum $ 200) Professional Agent Open
House - 3 hours (minimum $ 300)(note
actual value assuming 20 agents attend is $ 2000 not included) Professional Public Open
House - 4 hours (minimum $ 400) Professional Offer Negotiations - 4 hours (minimum $ 400) Conditional Follow Ups - 2 hours (minimum $ 200) Lawyer and Closing Follow Up - 2 hours (minimum $ 200) Additional incured upon each Offer Presentation = $ 800 Brokerage or Brand Open
House - 3 hours (minimum $ 300) Follow Up and Leads - 2 hours per week (minimum $ 200 per week) Additional Public Open
House - 4 hours (minimum $ 400 per Open
House) Advertisments in print -(Canadian average $ 300 per ad per week) Magazine Advertising (varies with property
value and reach
of magazine)
After the 2007
housing crisis, more than a quarter
of all Las Vegas mortgages were «underwater», which means homeowners owed at least 125 % more than the
actual market
value of their homes.
Quicken Loans» Home
Value Index (HVI), a measure of home value changes based on actual appraisals, reported national housing values were nearly flat in August from the month prior, with the slight drop of 0.05 per
Value Index (HVI), a measure
of home
value changes based on actual appraisals, reported national housing values were nearly flat in August from the month prior, with the slight drop of 0.05 per
value changes based on
actual appraisals, reported national
housing values were nearly flat in August from the month prior, with the slight drop
of 0.05 percent.
I don't know if adding a pantry would add
actual monetary
value unless you consider a quicker sale
of the
house (which is
value).
Introductory Meeting - 1 to 2 hours (minimum $ 200) Professional Appraisal Completion - 3 to 5 hours (minimum $ 400) Listing Presentation - 1 to 2 hours (minimum $ 200) Professional Staging and Pre-List Preparation - 1 to 3 hours (minimum $ 200) Listing Data Verification and Signing - 1 hour (minimum $ 100) Listing Copyrighting and MLS uploading - 2 to 3 hours (minimum $ 300 includes the mls processing fee) Professional Listing Photography with Copyrights attached - 1 hour (minimum $ 100) Professional Photography Editing - 1 to 2 hours (minimum $ 100) Professional Feature Sheet Composition - 1 to 2 hours (minimum $ 150) Feature Sheet Production - one set
of 25 (minimum $ 100) Sign Placement - includes board and frame and disposable corner markers (minimum $ 50) Professional Virtual Tour Production - 2 hours (minimum $ 200) Website Upload - 2 hours (minimum $ 200) Professional Agent Open
House - 3 hours (minimum $ 300)(note
actual value assuming 20 agents attend is $ 2000 not included) Professional Public Open
House - 4 hours (minimum $ 400) Professional Offer Negotiations - 4 hours (minimum $ 400) Conditional Follow Ups - 2 hours (minimum $ 200) Lawyer and Closing Follow Up - 2 hours (minimum $ 200) Brokerage or Brand Open
House - 3 hours (minimum $ 300) Follow Up and Leads - 2 hours per week (minimum $ 200 per week) Additional Public Open
House - 4 hours (minimum $ 400 per Open
House) Advertisments in print - 1 hour per ad plus media spend (Canadian average $ 300 per ad per week) Extra Print materials or Google Paid Ads (varies with property
value) Magazine Advertising (varies with property
value and reach
of magazine)