If you're not represented by an attorney yet, be aware that the insurance company will never propose a settlement offer anywhere close to
the actual value of your claim.
Settlement offers are sometimes extended to claimants in an effort to settle the claim before the victim wises up and contacts an attorney, but the settlement offer will obviously be nowhere close to
the actual value of your claim unless you have an attorney on your side.
Not exact matches
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation
of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying
value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution
of the Company's international expansion strategy; changes in laws and regulations; legal
claims or other regulatory enforcement actions; product recalls or product liability
claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market
value of all or a portion
of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts
of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand
value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying
value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal
claims or other regulatory enforcement actions; product recalls or product liability
claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market
value of all or a portion
of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation
of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment
of the carrying
value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution
of the Company's international expansion strategy; changes in laws and regulations; legal
claims or other regulatory enforcement actions; product recalls or product liability
claims; unanticipated business disruptions; failure to successfully integrate the business and operations
of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market
value of all or a portion
of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's inability to protect intellectual property rights; impacts
of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
This has been widely recognized, but we wish to go further and
claim that the actuality required is provided supremely by, the living immediacy
of the finite occasions, the exclusive sharpness
of the very act
of decision whereby one
value becomes
actual.
He makes clear in several
of his writings that he considers the principle
of utility to be an example
of the fallacy
of misplaced concreteness.1 Hartshorne
claims that «the greatest happiness
of the greatest number is not itself an
actual happiness to anyone, and so is not a
value in a clearly intelligible sense» (MRM 465).
But Griffin
claims that if «X» takes
actual beings as
values, the function «It is not the case that X is a powerless actuality» (i.e., «X is the possessor
of power») is not only true, but a metaphysical truth.
Stapp's thesis about possible spin -
values must not be confused with similar
claims about the results
of actual measurements.
We don't know the
actual truth, since the Other Half
of the equation is denying all knowledge, but South Carolina blogger Will Folks is
claiming that he had an «inappropriate physical relationship» with Republican gubernatorial (and «family
values») candidate Nikki Haley....
examined the difference between packaging
claims of a food's nutritional
value versus its
actual nutritional
value.
In this case, the vast majority
of homeowners and renters insurance policy forms, by default, will provide
claim settlement only at the
actual cash
value of the personal property.
The amount you receive after a
claim will depend on whether you have replacement
value coverage or
actual cash
value coverage (depreciated
value), and whether you have policy addendums, called «riders,» that list specific items
of value.
So, you'll want to keep track
of your car's customized equipment and hold on to receipts to help you support a
claim for an appropriate
actual cash
value.
Remember that you're inventorying the replacement cost, or retail
value,
of all
of your things, not the
actual cash
value — you want a
claim to be paid at replacement cost, right?
That means that your ancient couch, gifted to you years ago by your parents when they bought a new one, would be
claimed at the cost to buy something equivalent today, not at the
actual cash
value of the couch.
Actual cash -
value coverage will reimburse the renter for the cost
of the personal property at the time
of the
claim, minus the deductible.
So if you filed an insurance
claim after your five - year - old television was stolen, a policy with
actual cash
value coverage would likely reimburse you for a percentage
of what you paid for it.
Actual cash
value boat insurance policies offer some
of the best boat insurance rates, but you'll receive a smaller payout in the event
of a
claim because there's a deduction for depreciation.
Did you get a payment from that
claim for the
actual cash
value of your stuff that factored in depreciation?
With
actual cash
value, you can only
claim your property's
value at the time
of the loss.
Someone out there, somewhere, is selling a policy with $ 5,000
of actual cash
value for your personal property, $ 50,000
of liability coverage, and terrible
claims service.
You don't want to be stuck with a
claim they won't pay or with
actual cash
value coverage instead
of replacement cost.
That means your
claim will be paid based on the
actual cash
value of the items suffering a loss at the time it occurred.
The
actual number
of real
value investors is much smaller than the number
claiming to be
value investors for «many are called, but few are chosen».
To me it looks like a company that
claims no
value on its intellectual property which is HIGHLY unorthodox for what is essentially the core asset
of any pharma company (no unusual if there is no
actual value, which i suspect).
If the policy is based on «
actual cash
value» (ACV) then your insurance policy will only pay the depreciated
value of each possession listed in the
claim.
If a food
claims to be «Chicken Flavored» there is probably little
of the
actual meat in the product and instead digests, by - products and additives that offer no
value are added so a detectable amount
of flavor is present.
Chase covers up to the
actual cash
value of the rental car and you will then submit a
claim to your regular automobile insurance policy to cover any remaining expenses.
Two years ago, Rybolovlev lodged a criminal complaint in Monaco, as well as France and Singapore, against Swiss art dealer Yves Bouvier,
claiming that Bouvier sold him some 38 artworks for, at a total
of $ 2 billion, as much as $ 1 billion more than their
actual value.
Tom, If you accept that the pauses, previously occurring and the one at the present, are part
of long period cycles whose long term average is related to the
actual long term trend
of temperature (rather than the far steeper slope
of rise from just 1980 to 1999), you are admitting that the rise (from whatever cause) has a slope
of closer to 0.4 C per century than the super inflated
values of 2C to 6C per century
claimed by the models and supporters
of CAGW.
In comparison, Reasic seems more credulous - bordering on gullible - in being willing to take at face
value partisan
claims regarding the purpose (and
actual effect)
of a political institution such as the IPCC.
The
actual potential
value of any personal injury
claim that is settled out
of court is determined by the nature and extent
of the accident victim's injuries, the medical expenses, the loss
of income, and the pain and suffering that the accident victim endures because
of the fault
of another person or business entity.
Barking Hound argued that the trial court erred in not granting summary judgment on this
claim because the plaintiff had failed to present evidence that the deceased dog had
actual market
value, which Barking Hound contends is the sole form
of damages recoverable.
Insurance would not pay full
value of the
claim until I provided proof
of actual repair.
Bringing a
claim for the difference between the sale price and the
actual value of the property on the subsequent sale
of the school.
A Kelowna personal injury lawyer can give you an estimate
of the
value of your
claim, and help you calculate the
actual value through collecting evidence to support all
of your losses.
At issue was whether, in adjusting an at - fault total loss
claim (a «write - off»
of the vehicle), insurers could continue the standard practice
of subtracting the amount
of the deductible under the insured's policy from the
actual cash
value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).
This is the point where many crash victims who try to represent themselves make the biggest mistake: They accept an offer from the trucking company's insurer that sounds good but actually falls far short
of their
claim's
actual value.
The insured
claimed in each case that the insurer's letter and attached «STANDARD REPORT,» when read together, gave rise to a legal obligation to determine the «
actual cash
value»
of the property on the basis
of a replacement cost less ten percent depreciation, an amount more than that determined due by the insurer and later by a referee.
The Appeals Court approved the trial judge's analysis and dismissal
of all
of the insured's
claims, premised on his observation that as used in Massachusetts standard fire insurance policies and G.L. c. 175, § 99, the term «
actual cash
value» did not import a single standard for determining the
value of insured property.
Law Times explains there are two types
of claims that can be advanced under the FLA, as outlined in s. 61 (2), including pecuniary
claims, which are
actual expenses reasonably incurred for the benefit
of the person injured or killed, such as funeral expenses and a reasonable allowance for the loss
of income or the
value of nursing or housekeeping services.
Although the mere fact that the impugned legislation takes into account the claimant's traits or circumstances will not necessarily be sufficient to defeat a s. 15 (1)
claim, it will generally be more difficult to establish discrimination to the extent that the law takes into account the claimant's
actual situation in a manner that respects his or her
value as a human being or member
of Canadian society, and less difficult to do so where the law fails to take into account the claimant's
actual situation.
In
actual fact, bringing a libel
claim promptly may be the best way
of limiting or preventing loss to a company's reputation and, consequently,
value.
As to the conduct breaches, Flaux J held that the alleged failures in notifying NIG when the prospects
of scheme
claims fell below 50 %, or its
value fell below # 1,000, could be analysed in the same way as the vetting breaches and that
actual damage was suffered at the point where there was a failure to notify.
Damages
claimed also include the difference between the price the claimants paid for Mt. Gox's services as promised and the diminished
value of those services in light
of the
actual utility, safety and security
of Mt. Gox (par.
In this case, the vast majority
of homeowners and renters insurance policy forms, by default, will provide
claim settlement only at the
actual cash
value of the personal property.
Announcer (voiceover): Then, make sure you know what type
of personal property coverage you have: A «replacement cost» policy typically pays the dollar amount it would take to buy a new item at the time
of a
claim, while an «
actual cash
value» policy pays the cost to repair or replace minus depreciation.
Actual Cash
Value is way
of valuing a property insurance loss after a
claim.
One
of the points
of caution is that most insurance companies will pay the
claims out at the car's
actual value if the vehicle is totaled in a collision.