If
I actually draw the cards at random (or you learn through experience that you can't find information that helps to discern which card is next), the optimal strategy is not to randomly predict 80 % green and 20 % red.
Not exact matches
So,
card holders
actually draw their own money and it's not a surprise that these
cards are also called debit
cards.
I do have some doubts about how balanced some of the victory conditions
actually are, likewise the
draw cards, but without playing many, many more games of Discworld: Ankh - Morpork it's hard to say.
You can
actually travel along two routes in a single turn if you wish, but doing so forces you to
draw a Foul Fate
card, a deck consisting of horrible outcomes from which you'll have to take a
card all too frequently, but we'll come back to that.
Then
draw up two charts - a chart that reflects what you
actually spend each month on rent or mortgage payments, food, utilities, credit
card payments, entertainment, etc., as well as how much you put into savings, and another, more aspirational chart, that reflects how you'd like to alter your spending and saving patterns going forward.
I like HELOC's because, similar to a credit
card, it allows you access to money if and when you need it but until you
actually draw on it, you do not have to pay anything.