Well there is only one place to
actually get a free credit report and a free FICO score.
Not exact matches
Get free personal and business
credit scores and
reports you can
actually understand.
One of the biggest changes I've notice since the last time I
got my
free credit report is that the process has
actually been simplified a great deal.
* Please note that I have read a number of
reports stating that
getting your
credit score from Equifax and Transunion can be confusing, you may have to try a few times before you
actually get the
free version.
You can
actually get THREE
free credit reports annually — one from each of the three
credit reporting bureaus — through the link you mention.
But then I wasn't using it just to
get my
free credit report or even my
free credit score... I
actually wanted to use the
credit monitoring feature.
They don't know the fact that they can
actually get their
credit score and
credit report for
free.
And you might also know that there are
actually three major
credit reporting agencies, so you technically
get three
credit reports for
free each year.
Before you
actually apply for a new
credit card, I would recommend
getting your
free annual
credit report, and making sure that all of your accounts are in good standing.