If you're asking who
goes on a vacation at the last minute (as I did), it's
actually aimed at those looking for short - notice weekend getaways, for the time when you just need to get
out of
town quickly.
Maybe not Fannie Mae, but
on our FHA loan, the mortgage company and our insurance company both checked to make sure we moved in within 30 days (
actually needed an extension as we were
out of
town that month so carpet didn't
go in until about day 36), the mortgage company by requiring confirmation from our homeowners insurance (as opposed to landlord policy), and the insurance company
actually requested updates.