Sentences with phrase «actually lending the money»

The government does not actually lend money to borrowers.

The best way to think about this is if you where actually lending the money out of your personal savings.

Remember, the FHA doesn't actually lend money — it only insures the mortgages originated by its approved lenders.

But those are broad - based in nature, in part because the VA isn't actually lending you money.

The Federal Housing Administration (FHA) doesn't actually lend money, nor does it originate mortgages.

However, the government doesn't actually lend the money, rather they guarantees repayment to the lender and insures losses that may be incurred if a loan goes into default and subsequent foreclosure.

Keep in mind that the FHA doesn't actually lend money to borrowers, nor does the agency set the interest rates on FHA loans, it simply insures them.

If you acquire a FHA Loan to purchase a home, the FHA is not actually lending money to you, the buyer; the FHA simply guarantees the lender in case you, the borrower, default on your mortgage payments.

Thus, by its very terms, the term lender does not include a mortgage broker, since a mortgage broker simply brokers the loan (i.e., matches up a lender with a borrower) and does not actually lend any money.

In addition you may encounter a Mortgage Broker, an individual or firm that doesn't actually lend the money, but instead finds a lender for you.

Not exact matches

But mostly what we do is actually something called a repo, which is we lend or borrow money from the banking system against collateral (normally a government security), but also bank paper as well.

If this new legislation is passed, it will likely just require that banks hold onto more money for emergencies, in reserves, rather than actually separate deposits and lending activities from speculative ones.

The Bank of Japan wants the banks to lend, so rather than give them any interest on money deposited with the Bank of Japan, they are (subject to some specific conditions) actually charging them for leaving money parked.

Despite the 10 - year US Treasury bond only yielding roughly 2.2 %, that's still much higher than 10 - year Treasury bonds from countries like France (0.6 %), Germany (0.3 %), Japan (0.0 %), and Switzerland, where you actually lose money lending -LRB--0.2 %).

Kiva's lenders were actually backstopping microfinance institutions, and since Kiva and other online giving and lending models pride themselves on their transparency, Mr. Roodman and others suggested it might better explain what its lenders» money — about $ 100 million over four years — was really doing.

So China actually does stop lending money to the United States, and it did not really seem to hurt the popularity of US government bonds much.

A zero net transfer occurs when «inflows from new international lending have roughly offset the outflows to service debts incurred in earlier years»; a negative net transfer is when a country «actually pays more in debt service than it receives in new money» (p. 36).

Interestingly, countries sometimes actually borrow money at negative interest rates (taking inflation into account), which underlies how desperate some private actors are to lend money to them in turbulent times.

«The tests for these changes at RBS are whether they see the taxpayer ultimately get its money back and whether they actually boost business lending and radically transform this bank to put an end to business as usual,» shadow chancellor Ed Balls said.

The situation most people find themselves in, is that they are the lone wolf in their circle of friends that actually have an e-reader and actively want to lend and be lent books to save even more money.

Authors actually make money when people borrow their books for free via Amazon, and make nothing when their book is shared between friends on book lending websites.

Our $ 89.99 includes an ISBN (which we buy at bulk), so you actually save money by using an ISBN we lend you while also saving yourself the trouble of having to submit your book to all of these different stores.

Other lenders may actually borrow money from larger financial institutions to lend out to their customers, or they use depositor's funds.

However, if a lender lends more money on a car loan than the car is actually worth, then it can not recover all its losses on the loan by repossessing the car.

This is actually a very common process and it is not hard to find someone willing to lend you the money.

I think of it more as getting interest out of lending the company our money, rather than us, actually buying and owning a piece of the company.

When the LTV is higher than 100 % it means that the lender is actually lending more money than the value of the property, thus incurring in a higher risk.

Actually, that last part is only slightly true, because you will also be considered a customer of the credit union or community bank that lent you the money through LendKey.

The reason is that lenders want to lend money, since this is only way they can actually make profits.

The VA does not actually lend people money; it guarantees reimbursement to VA mortgage lenders if the borrower fails to repay a VA home loan.

In the case of bonds, as you are just lending money to the company or government, you are actually not becoming a part of it and hence the investment you made in terms of bond is not affected by the rise or fall in the company's value and at the end of the maturity date, you will receive back the amount you invested while purchasing the bond.

Put most simply, when you save money you're actually lending your cash to the bank for it to lend on to other people.

Most of that money I took in a «manic» mode, as Sallie Mae offered me about $ 18K more than I actually needed EACH SEMESTER (it was predatory lending, for what that's worth).

There is a multitude of creditors who actually specialize in subprime lending — and they are eager to loan money to individuals who have bad credit.

So what I feel like is that I've never even had the opportunity to apply for a job that may be great for me and was hoping there'd be something that would lend me some money so I can actually fly out to try to get a good job.

The catch is that when you talk to them and agree to lend your sword to their worthy cause, they reveal that they're actually selling DLC and saving that particular day is going to cost you real world money.

Don't know how it goes in the nuclear industry but in the renewable industry when you borrow money to investors you need to reimburse your debts with your electricity sales otherwise they don't lend you anymore... If fusion wants to attract energy investment money, then actually producing energy instead of consuming it would be a good start...

One of the best things about this is that because you're loaning the money instead of donating it, you'll actually earn interest as the loan is repaid so you can continue to lend over and over; thus recycling your money and helping more and more!

If people who want to buy things actually have the money to do so, the theory goes, it gives a truer picture of supply and demand and lends more accuracy to markets (whereas now, many people don't have the ability to purchase things they want or need, leading the free market to believe that the number of people who want a product is lower than it actually is).

While Bitconnect claimed that they were a «lending» platform, Steven Twain actually makes money trading instruments that are known to be scams.

«Even now when banks have so much money and they say they're lending more — they actually aren't.

While most people believe that the FHA lends money directly to borrowers, it's actually just insures a certain type of loan that's financed by traditional banks and mortgage lenders.

While most people believe that the FHA lends money directly to borrowers, it's actually just insures a certain type of loan that is financed by traditional banks and mortgage lenders.

One person said that this actually made them even more comfortable with lending me money.