Sentences with phrase «actually used the insurance»

I've never actually used the insurance I pay for.

But sometimes, language can get in the way of helping you arrive at a perfectly sound decision — and what might sound good on paper today could be revealed as a horrible choice if you actually use your insurance.

The more you actually use your insurance, the more it will cost your.

Not exact matches

What has FDIC insurance on balances, a debit card that can be used to withdraw cash at ATMs, and the ability to direct - deposit paychecks, but isn't actually a bank account?

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

You can't argue that Hobby Lobby can object because they're paying for it, it's actually the employee's benefit and the insurance company is paying for it, it's no different than an employee taking their paycheck and using it to buy birth control.

«Hey look, we can steal a few more bucks from students by denying them health insurance, and we get to make a political statement at the same time while using the pathetic excuse it is for religious reasons, even while we are actually trying to make even more money... in the name of God...»

In Arizona, a law was proposed that allowed businesses that offer insurance to deny coverage for birth control to women who actually used it to prevent pregnancy, A woman would require proof that she used it for medical reasons.

During his presentation, «The Coffee Journey,» Brett Anderhub of Rekerdres & Sons Insurance, covered the perilous movement from farm to cup (who knew that the concept of General Average is actually in the Bible), while Jack Steijn, chair of ISO and CEN committees on sustainable and traceable cocoa and co-founder of Equipoise, a consultancy for sustainable commodities, talked about the new ISO Standards for sustainability that will be issued in 2018, and whether or not sustainable practices that are being used in cocoa production can be applied to coffee.

Experience in Oregon in the USA where assisted dying has been legal for 15 years shows that the law works safely and that dying people take comfort from having the «insurance policy» of the choice of an assisted death, whether or not they actually use the law.

I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.

I have been using LabCorp and Quest, and I've seen LabCorp and Quest actually outperform some of the most popular functional medicine labs where patients may spend well over $ 500 for a stool test, and we've been able to get that for free, essentially, through their insurance through LabCorp and Quest.

They use science and data to fight for lower rates on life insurance for health conscious people including cyclists, runners, vegans and vegetarians, weightlifters, and other people who are in diets that actually make them feel better, perform better, and live longer.

I used to love in BC and at one time in the Yukon, and never had an issue with the health care system... fast forward a few years and I now live in the U.S. where it would cost me $ 1500 / month to insure my family with insurance that actually covered anything.

A study published in the International Journal of Obesity showed that nearly half of people diagnosed as obese using BMI measurements are actually healthy, leading some to believe that there is no value of a BMI measurement at all, except for life insurance policies to increase premiums.

«Using a broad - spectrum sunscreen to help protect skin from the damaging sun effects and then having an insurance plan behind that of antioxidants, to sift any damage that actually sneaks through the sunscreen, is ideal,» explains board - certified dermatologist and Skincare.com consultant Dr. Michael Kaminer.

However, while the VA provides mortgage insurance it doesn't actually supply the cash used to make the loan.

This is actually a significant benefit as it means the cash value being used as collateral stays inside your life insurance policy and continues to accumulate interest, though it may be at a different rate.

When everyone has Fremont, California Renters Insurance, there's no questions about who is responsible for making good on a loss — if there were to be a fire, you'd simply file a claim on your own policy for the personal property and loss of use, and then your renters insurance provider would worry about subrogating against whomever was actually liable for theInsurance, there's no questions about who is responsible for making good on a loss — if there were to be a fire, you'd simply file a claim on your own policy for the personal property and loss of use, and then your renters insurance provider would worry about subrogating against whomever was actually liable for theinsurance provider would worry about subrogating against whomever was actually liable for the damages.

With our easy - to - use and, dare we say it, fun quoting tool, you can easily browse current term life insurance rates and see how much investing in a policy would actually cost you.

California uses different metrics to rate policies than most of the rest of the nation, which actually helps to reduce the cost of Petaluma renters insurance a bit.

Surprisingly, strict loan limitations actually used to be the biggest disadvantage of FHA home loans, and not the added insurance premiums.

An important factor when using life insurance for cash accumulation concerns the ability to take policy loans, secured by the cash value, without actually withdrawing the cash.

This is one of the reasons why we actually like whole life insurance for college savings, because the cash value can be used for just about anything.

Actual cash value used to be common, but the general expectation is that insurance will return you to the place you were before the loss by actually replacing the property that was lost.

please don't use all caps plus could you give us some more information please, such as whether you have key employee insurance on him, whether his wife could do at least some of the work that would be required, whether he could have essential theoretical input from his sick bed, is his medical insurance part of a company scheme which he will lose if he is no longer working, what is the company actually worth now compared with when you became partners?

Then there's actually using it; besides office copays, spending enough for the insurance company to actually cover a serious medical expense will typically cost you thousands out of pocket (or else you're spending hundreds more a month in premiums for a low deductible and OOP maximum).

The higher you set your excess, the cheaper your premiums will be, but the lower the amount you'll be able to claim if you actually need to use your insurance.

Saving age is commonly used to make the insurance age of the insured at policy issue lower than it actually is in an effort to receive a lower premium.

The only state that actually prohibits insurance companies from using your credit score is California.

Use our free Personal Insurance Checkup to get a clear picture of what insurance you actually need right now and what you Insurance Checkup to get a clear picture of what insurance you actually need right now and what you insurance you actually need right now and what you can skip.

And yes, the press release accompanying the report actually uses the phrase cat food, as in the headline «Pooled Risk Insurance can save seniors from cat food.»

If you don't do this correctly, then you'll just be using the same incorrect facts, marketing logic, and sales math that the life insurance industry hype uses, and this will make the insurance contract look much better than it actually is in the Real World.

Actually, this approach to using cash value life insurance is available for everyone that can pass a life insurance medical exam and background check.

Superficially, you are taking no risk, because if the bond actually defaults, you collect on the insurance policy you bought, and use that money to pay out on the insurance policy you sold.

We didn't expect we'd actually be using the insurance before our dog even turned a year old, but between some bad luck and a bird - catching pup, we added up the vet trips.

While I thought our active border collie mix would be the one that used the insurance the most, it has actually been Jet, our 3 legged Staffordshire Bull Terrier mix, who has benefited the most from insurance.

I've been paying for insurance for the past 3 years for both of my dogs - and actually hoping I would never have to use it - only because I've never had the experience before and I wasn't sure how it would work out.

The only other thing I could think of to watch out for is: if you had a card with rental protection or trip interruption insurance and actually used the protection during your grace period (had a loss / accident) it would probably be prudent to not cancel the card and ask for the annual fee back.

The building is actually a clock tower which used to house the Metropolitan Life Insurance Company.

The UK has now promised to sort out its administration, and make it reasonably easy to actually claim rights, as well as dropping its indefensible approach to sickness insurance, which it has used in the past to opportunistically deny residence rights.

That means ICM had roughly 40,000 paying customers that had zero interest in actually using this product but bought it for $ 162 anyway as a form of reputation insurance.

@TimLymington Actually, your answer quotes the law as saying: «a person must not use a motor vehicle... unless there is in force... a policy of insurance that complies with the requirements of this Part of this Act» So, if someone buys an insurance policy that is deficient, the driver is an uninsured motorist in violation of Section 143 of the Road Traffic Act but the insurance company's obligation is not expanded.

Many of the trusted life insurance companies we use, place a lot of weight on what you actually smoke and how much you smoke.

Choosing the type of life insurance is another simple process where you inform your agent of what the life insurance is going to be used for and for how long you will actually need the life insurance to continue.

These are actually two phrases currently used by a couple of the big life insurance call centers.

Backdating is commonly used to make the insurance age of the insured at policy issue lower than it actually is in an effort to receive a lower premium.

Even if you do only smoke a few cigarettes a day you will be classed as a smoker and you will usually be asked whether you have used any tobacco products in the previous twelve months, although if you only smoke the occasional pipe, cigar or cigarette on special occasions this will be taken into account and you may even be able to find a life insurance provider who is actually prepared to give you non-smoker rates.

Your car insurance will actually cover any items that are attached to your vehicle or if the vehicle itself is stolen; however, personal belongings that are stolen from the vehicle, including things that you customarily use in the car like a GPS system, are not covered.

Please use them as a guideline and then use our quote tool or an agent to find out how much your life insurance will actually cost.