In order to collect your uninsured benefits, it is essential to confirm that the other driver was uninsured and
actually was at fault for the accident.
Not exact matches
But, which company will
actually handle the claim and send payment
for damages can vary based on the
accident, damages, who
is officially
at fault, etc..
Often times, one party will not
be issued a citation or found
at fault whatsoever by the police when they may
actually be liable
for the damages resulting from an
accident.
While it
is law in Massachusetts to have car insurance coverage that will cover both yourself and anybody else who
is injured in an
accident — regardless of who
is at fault — this does not mean that someone who hits you while
being distracted behind the wheel will
actually have insurance, or that the insurance payment will
be enough to
actually pay
for your medical expenses.
Thus, although the other driver who
actually hit the student may have also
been at fault, the court held that the company that insured the school bus could also
be held liable
for the
accident.
Yes, PIP
is another type of auto insurance, designed specifically to provide payment
for medical bills and lost wages caused by a car
accident, regardless of who
was actually at fault for the
accident.
But, which company will
actually handle the claim and send payment
for damages can vary based on the
accident, damages, who
is officially
at fault, etc..