Sentences with phrase «add additional risk»

Hobbies affect life insurance because they can add additional risk to an otherwise risk - free applicant.

In addition to stocks and bonds, there are other kinds of investments that add additional risk and complexity, which may not be right for everyone.

Both the illiquid nature and lockup periods add additional risk to anyone potentially interested in investing in a hedge fund.

If you choose to disregard the AAP's advice regarding a shared sleeping space, please be aware that co-sleeping with anyone who smokes or drinks adds additional risk to the child.

Opening up your own business adds additional risks to your family's finances, but also greatly increases the amount you are able to contribute to tax advantaged retirement accounts through SEP IRAs and Solo 401 (k) s. Early retirement may mean saving in a taxable account with proper asset allocation, vacations may mean budgeting for extra expenses.

In the last couple of decades, asset allocation experts have strived to create more efficient portfolios designed to squeeze out every last basis point without adding additional risk.

Climate policy uncertainty, all other premises being equal, slows down the introduction of new technologies when compared with conventional ones, because it adds an additional risk to other large existing ones — the risk premiums for new technologies can be as high as 40 % of the capital investment cost for a power plant.

In many cases, the contracts I am involved in are international in nature, which adds additional risks that need to be taken account of and mitigated.

Police officers are more likely to be murdered than people in other high risk occupations, adding an additional risk insurance companies need to consider.

Not exact matches

If your idea requires additional technology or innovation to be commercialized, it adds an additional layer of risk to the project.

Any needed licenses or additional innovation only adds potential problems and, hence, more risk.

Otherwise, there's no point in taking on the additional risk — not to mention the added expense — of active management.

Even if you really mean to say that the $ 29,163 is assuming a 5 % withdrawal rate over 20 years (assuming your assets will stay steady gaining 5 % a year) then there would still be no way to add the additional 2 % into the mix because you can't have money both in the stock market and in the risk free rate at the same time (at least, not the same money)

In addition, the HRC has expanded the use of long - term Performance Share awards to a broader group of management and has added for 2012 an additional risk - balancing performance measure to reduce the awards in the event of poor absolute financial performance.

As you can see from the chart, the additional risk reducing benefit of diversification tails off as we add ever more securities to a home market portfolio.

Our research shows that constructing a portfolio holding tax - efficient broad - market stock investments in taxable accounts and taxable bonds in tax - advantaged accounts can minimize taxes and add up to 0.75 % of additional net return in the first year, without increasing risk.

Regular rebalancing has the potential to add value — to the tune of 0.2 % in additional return and 1.6 % of risk reduction, as shown in the table below.

With that model comes added risk of higher turnover, additional training costs and lower morale, as well as the potential impact on service and customer experience.

Unlike adult patients for whom the decision to undergo ACL reconstruction is relatively straightforward, the fact that many of our patients are still growing adds an additional level of complexity to the decision to undergo surgery for a torn ACL because there is a potential risk of growth disturbance.

Researchers have found that extended bottle use, defined as regularly drinking from a bottle beyond the age of 12 - 14 months, adds additional calories to their diet which will increase the risk of weight gain.

I tried to match Johnson and Daviss as specifically as possible by adding in the additional variables of singleton (not twins or other multiples) and looking at Certified Nurse Midwives, who tend to care for lower - risk mothers than obstetricians.

Although there is additional revenue available to fund these costs in the coming fiscal year, the agreed upon additions are an added risk to the City's fiscal health in future years, when budget gaps are already projected and when an inevitable economic downturn will erode the revenue required to pay for recurring expenses.»

«Although there is additional revenue available to fund these costs in the coming fiscal year,» notes the nonpartisan Citizens Budget Commission, «the additions are an added risk to the city's fiscal health in future years, when budget gaps are already projected and when an inevitable economic downturn will erode the revenue required to pay for recurring expenses.»

He also says these results add to the growing understanding of the additional risks associated with severe psoriasis, which Gelfand's other studies have shown can include major cardiovascular events, liver disease and death.

Additional proven HIV prevention interventions, such as PrEP, should be added to the mix to reduce HIV infections in women and other high - risk groups.»

«The increased risk is such that if Canada was to switch over to a system of private, for - profit hospitals, we would expect an additional 2200 Canadians to die each year,» says the cardiologist, adding that this number is comparable to that of Canadians dying each year in motor vehicle accidents or from colorectal cancer.

«We found very high response rates to this treatment combination, which has the added benefit of having a much reduced risk of long - term organ damage compared to the highly toxic chemotherapy agents typically used for patients with relapsed Hodgkin lymphoma,» says Dr. Kelly, who is Program Director of the Pediatric Hematology / Oncology Service Line at the Women & Children's Hospital of Buffalo and holds an additional faculty appointment with the University at Buffalo.

The research doesn't change the national guidelines for women considering hormone replacement therapy, says Ravdin, adding, «[HRT] confers a small amount of additional risk, which, as long as you're going to be taking it for a short period, for most people, is an acceptable level.»

Researchers from Boston University School of Medicine (BUSM) used these same subjects, but added additional AD risk information (smoking status, diabetes status, education level) to their statistical modeling to increase the power of the study.

«Partial sleep deprivation may increase the risk of overeating in the evening due to low circulating leptin levels and additional time spent awake,» the researchers noted, adding that «evening and late - night hours are when overeating of less - healthful foods is most likely to occur.»

She added that as HIV - positive women now live longer due to anti-retroviral therapy, they may face further increased risk of cervical cancer due to additional time to acquire HPV and for pre-cancerous lesions to progress to cervical cancer.

«But if we can add additional genes into the screening, we can refine the prediction of the disease, we can increase the accuracy, we can probably even identify higher percentages of at - risk individuals.»

According to ACS guidelines, women with a lifetime risk of 20 percent or greater should receive annual MRI breast screenings in additional to mammograms, and women at 15 to 20 percent lifetime risk should talk with their doctors about the benefits and limitations of adding MRI screening to their yearly mammogram.

«Decision - making dysfunctions and resultant altered neural processing could provide a biomarker to identify those at high - risk for addictive behaviors,» said Paulus, who added that much additional research is needed before scientists could begin to use such an approach.

The cost of these additional medications can add up, and some carry a potential risk of long - term side effects.

And, Laurence added, there is some evidence that having an additional viral infection — even something as seemingly innocuous as the flu — may increase the risk of transmission, even in those individuals with an undetectable viral load.

When added to your oatmeal or dissolved in liquid, additional protein can strengthen the weak, flaccid muscles, reduce the risk of painful falls, sprains and fractures.

This seems to be a «sweet spot» for most people for maximizing results without adding too much additional stress on the body (which increases the risk of overtraining).

Adding to the potential damage, five additional categories of antinutrients and non-nutrients pose risks.

An additional section was added to address the need for gang awareness and to develop and implement gang prevention and intervention programs for MCPS students and their families with a focus on outreach to at - risk MCPS students.

Your policy contemplates a wide variety of risks, and you can add additional coverage — you can even make your policy cover open perils if you prefer.

Ultimately, when deciding between the two ACR units, you must weigh the risk of the activity you are undertaking and determine whether the additional 5 hours of transmission time is worth the added cost.

To that base rate, additional factors are added depending on the various risk factors specific to you and your policy.

It is still up to you to perform additional due diligence to decide whether a stock matches your risk tolerance and time horizon before adding it to your investment portfolio.

The additional complexity and variety of a VUL, along with the added risk, comes the potential for loss.

When the liquidity premium is high, the asset is said to be illiquid, and investors demand additional compensation for the added risk of investing their assets over a longer period of time since valuations can fluctuate with market effects.

This is an extra cost that an insurer adds to normal premium fees to compensate for the additional risk the applicant presents, based on mortality rates.

Last month added an additional twist as interest rate risk became just as important to this segment of the market as the rest of the bond markets.

In general, any extra options or riders added to a policy will require compensating the insurer for additional risk they've assumed.

A reduction in a chequing account may impact your decision to add additional savings to the investment account, but it will not impact the existing value at risk in the investment account.There are a lot of maybe's.