Sentences with phrase «added financial expenses»

Bonus: you'll avoid the added financial expense of legal bills.

Not exact matches

The most directly comparable GAAP financial measure is the combined ratio, which is computed by adding total incurred losses and LAE, including the impact of catastrophe losses and loss and LAE reserve development from prior years, with the insurance expense ratio.

Underlying Combined Ratio is a non-GAAP financial measure that is computed by adding the current year non-catastrophe losses and LAE ratio with the insurance expense ratio.

The added MIP or PMI fee can be a pricy long term expense and may negate the financial benefit of making a low down payment.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

To determine if you are currently suffering from monthly financial deficiencies, simply add up your monthly expenses and compare that number to your monthly income.

Add in the expense of entertaining your children, who are now home on break, and it's enough to set you on a financial road to ruin.

St. Louis financial planner Chad Slagle recommends determining how much coverage to get this way: «Add up all your debt — autos, house, credit cards, outstanding student loans — and calculate how much insurance would pay off that debt and then give you enough interest income to cover your expenses while staying home to take care of your family.»

Standard & Poor's criticized Oyster Bay's lack of long - term financial planning, absence of a formal policy to limit borrowing and pay down debt, unrealistic projections and failure to make budget adjustments when actual revenue and expenses don't add up.

In addition to providing a window into the financial pressures — from work disruption to added expenses — that families face when a child is being treated for cancer, the new study utilizes an alternative measure of economic need.

There may be little or no financial cushion in the event of any disruption: added expenses, or a loss of income.

Once you have success accomplishing a small financial change or goal then add more, such as creating a spending plan, cutting unnecessary expenses, and building credit.

When expenses come through in your financial software, simply add a business expense category.

Currently, the Direct Loan Program adds a little more magic to your financial aid experience by offering two repayment incentive programs aimed at lowering your out - of - pocket expenses:

The financial tool became one of the only methods that allowed senior homeowners access to a portion of their equity without having to leave their home or add to their monthly expenses.

Ultimately your personal financial situation will affect mortgage interest rates and loan terms, so while you may think you can add an additional mortgage expense, it's up to the lender to decide whether your credit report and finances support this ability.

Also, don't forget to add a buffer for out - of - pocket medical expenses, emergencies, or other one - off expenses, which will ensure you have no financial surprises that could force you to pull money from your long - term savings.

One unique attribute with their applications is that final expense life insurance can be added should consumers want or need that financial protection.

Add in the expected percentage growth in passive income compared to an expected future inflation rate relating to regular expenses, and I think you'd have a highly relevant metric to judge progress toward financial independence.

These expenses can add up quickly, and many people can find themselves in serious financial trouble once they've spent their savings on a hotel after an unexpected fire.

To figure out how much life insurance you need, add up your expenses, such as debt and loan payments, the cost of caring for your dependents, and how much of a financial cushion you want to leave your beneficiaries.

With these staggering statistics, it's important for those approaching retirement to consider added expenses in their financial plan.

Determine the death benefits needed: Add up your anticipated financial requirements at the time of your passing, such as end of life and funeral expenses, your mortgage and outstanding debts, college tuition for your children, and other benefits you may want.

the other 10 % will add more expense and helps you not to overstate your Financial Statement.

In order to avoid this common oversight, it is best to add an extra line item to your monthly financial plan so you can be prepared when these irregular expenses arise.

Pets require life - long medical care and expenses beyond the initial adoption fee, ensuring that you understand the financial responsibility should strongly influence on your decision to add new addition to your family.

Healthcare expenses and lost income can add up quickly, threatening the financial security of victims and their families.

Financial compensation from a negligent party can ease the financial stress of these added expenses and help you afford surgeries, medications, mental health visits, medical devices like wheelchairs, and transportation asFinancial compensation from a negligent party can ease the financial stress of these added expenses and help you afford surgeries, medications, mental health visits, medical devices like wheelchairs, and transportation asfinancial stress of these added expenses and help you afford surgeries, medications, mental health visits, medical devices like wheelchairs, and transportation assistance.

The client often requires rehabilitation and treatment, and the related expenses add to the client's financial stresses.

There is no magic formula, but in general, estimate your final expenses, add up your debts, estimate ongoing expenses after you are gone, and don't forget to account for long - term financial needs.

In addition, while your elderly parent or parents may have the financial means to take care of their everyday living expenses, the added cost of a life insurance premium may cause them financial hardship.

The expenses can add up and depending on the debt and salary of the breadwinner, your passing away without sufficient life insurance could create financial anarchy in your family.

«Today cancer is survivable but medical expenses are now a leading cause of financial bankruptcy,» Slome adds.

Add all of those expenses together and subtract it from the financial resources your family would have to mitigate those, such as savings or other life insurance policies.

From personal financial liability to the cost of repairs to your own car and your medical expenses, you can add coverage to insulate yourself from much of the economic stress that usually follows a serious accident.

«Today heart attacks are survivable but medical expenses are now a leading cause of financial bankruptcy,» Slome adds.

When you add up all of your current debts, your family's regular living expenses and future financial obligations such as college tuition, you might just find that you actually need that million dollar policy.

Add in the longer - term financial needs of the remaining family members, such as: children's expenses, income for the surviving spouse, mortgage and other debt payoffs, college education funds and an additional emergency fund.

The proceeds from the policy provide coverage for your funeral expenses and give your family members an added bit of financial support during a difficult time, or you can choose to support your favorite charity upon your death.

In this case, adding more to the coverage of a funeral expense policy can be helpful in ensuring that those you care about won't be put into financial hardship.

Add up the expense of replacing these chores and consider the financial impact when deciding if there is a need to insure a spouse's contribution to the family.

Adding up your current debts, monthly living expenses and income, multiplying them by the number of years your family would need support and adding any extra financial obligations like college tuAdding up your current debts, monthly living expenses and income, multiplying them by the number of years your family would need support and adding any extra financial obligations like college tuadding any extra financial obligations like college tuition.

It adds a third level of protection for drivers against the financial expenses related to these medical costs incurred in the aftermath of accidents.

These expenses can add up quickly, and many people can find themselves in serious financial trouble once they've spent their savings on a hotel after an unexpected fire.

Whether you take out a universal life policy, a term life policy, or simply a final expense policy, you need to have life insurance to avoid adding a financial to your loved ones during an emotionally taxing time.

«We sometimes provide funding to cover programmatic or logistics expenses, to make sure our work together can have the most impact,» Facebook said in a statement, adding that many of the organizations and people who advised on Messenger Kids do not receive financial support of any kind.

Fixed asset accounting, business process re-engineering, risk management, value added analysis, SAP, GAAP, financial projections, general ledger, trial balance, financial statements, expense analysis, tax reporting, tax planning, payroll, benefits administration, portfolio management, cross functional team leadership, financial and strategic planning, P & L management, auditing and compliance, operating and working capital, budget management, mergers and acquisitions, cash flow management, business valuations, data warehouse reporting, audits and compliance, A / P, A / R, regulatory accounting, CA, ICWA, MBA, ICFAI, MS Excel, bank reconciliations, Crystal reports and spreadsheets.A, ICFAI, MS Excel, bank reconciliations, Crystal reports and spreadsheets.

Default Management Career Highlights * Led the Herzing University - Brookfield campus as the President and leader of all facets including management of academics, admissions, financial aid, employment services and student services for two years, with full budget and P&L responsibility, and adding almost $ 1 million to the bottom line within that time by increasing enrollment and revenue and decreasing expenses.

The financial tool became one of the only methods that allowed senior homeowners access to a portion of their equity without having to leave their home or add to their monthly expenses.