When choosing a home insurance policy be sure and ask about the different types of
water damage that are included in your policy and find out which ones you can
add coverage for by optional endorsement.
While Massachusetts renters insurance generally covers about 20 types of losses, including vandalism, theft, fire etc., you should consider
adding flood
coverage if your apartment is in an area prone to
water damage.
Nationwide renter's insurance
coverage options are available for personal liability to cover bodily injury or property
damage to others (an additional personal umbrella policy endorsement is also available that will
add more liability protection to your policy),
water backup, credit card
coverage (pays for unauthorized transactions on your credit / debit cards up to a specified limit), firearms
coverage,
coverage for high - value items (computers, jewelry, electronics, etc.), personal umbrella
coverage, credit card payments, as well as theft protections for valuables stored away from home.