• The following sources are not included in annual income but will be considered in determining the ability
to repay the loan: − Income from minors − Food stamp allotment − Payments from foster care − Irregular
cash gifts − Lump sum
additions, such as capital gains, etc. − Medical
reimbursements − Educational benefits − Hazardous duty pay for military person exposed
to hostile fire Note: Not every situation can be thoroughly addressed and this sellers guide is not all - encompassing.