Sentences with phrase «addition to the policy face»

If the insured person dies and the policy has a cash value, the cash value is often paid out tax free, in addition to the policy face amount.

Not exact matches

In addition to fluctuating prices, the industry faces evolving policies on Indigenous consultation and environmental assessment, a changing federal and provincial policy landscape, and technological advancements.

In addition to his responsibilities as the «public face» of the genome project, Collins has a major role in serving as a liaison between the genome project, the Clinton Administration, and Congress in helping to guide public policy.

In addition to the growing body of research supporting the benefits of alternative campus discipline programs, there is now federal pressure for districts to rethink their practices: schools may face sanctions if discipline policies are found to unfairly target minority students.

In addition, these policies come with an Additional Purchase Benefit, which is the option to increase your policy's face value at certain points in time.

In addition, convertible term life insurance allows you to convert all or a portion of your face amount to a permanent policy.

In addition to highlighting the challenges faced there, the training in Miami will focus on the area's unique position to combat climate change through renewable energy solutions, policy changes and resilience strategies.

In addition to academia, Mona has worked as a researcher for the case Sarayaku vs. Ecuador in the Inter-American Court of Human Rights, a policy analyst for an NGO that lobbied the United Nations on behalf of small island states who face sea level rise, and an assistant contributor to a World Bank Report on Climate change and water distribution.

In addition to his institutional responsibilities, he directs The Emerging Africa Project and his work focuses on U.S. - Africa relations and financial issues facing sub-Saharan Africa, including policies that affect private investment, debt, and aid.

Should you die while the policy is in force, your beneficiaries will receive not only your the initial face value as a death benefit, but also it's common for dividends to buy additional insurance by way of what are called «paid up additions», so the death benefit could actually be higher than the face value at the purchase of the policy.

This rider offers an accidental death benefit that is equal to the policy's face amount — and pays out in addition to the whole life insurance benefit if the insured dies as the result of a covered accident.

In addition to commercial property and liability insurance, many of these companies will need a variety of other tailored insurance policies to protect them from the unique risks they face.

However the face value of the insurance policy can be supplemented by various other benefits that can make an advantageous addition to the primary coverage.

In addition to nonmedical policies with up to $ 100,000 in face value, other policies requiring medical screenings, blood work, attending physician statements, etc. may provide coverages in the millions.

In contrast, universal life policies (a flexible premium whole life substitute) may be structured to pay cash values in addition to the face amount, but usually do not guarantee lifetime coverage in such cases.

In addition, it is also important that the policies have an option to increase the face amount of coverage.

This added benefit is paid in addition to the face amount of the base policy if the insured's death meets the «Accidental Death» guidelines as defined within the Rider.

In addition to the face value of this type of policy, you also have the ability to choose the funds the policy is invested in.

Whole Life policies, and one of two options of universal life policies — Option B — pay the cash value in addition to the face value upon death.

If you already have a term life insurance AD&D this insurance policy can be added on top as a low - cost addition / endorsement / rider and pays out twice the face value of the death benefit to your beneficiaries.

In addition, these policies come with an Additional Purchase Benefit, which is the option to increase your policy's face value at certain points in time.

A whole life policy is a bit more complex, because in addition to providing the face amount of coverage, the policy also builds cash value.

In addition to the Terminal Illness Accelerated Death Benefit (TIADB) endorsement, the LB policy series plans also offer a Chronic Illness Accelerated Death Benefit (CHADB) whereby if the insured is chronically ill, a portion of the policy's face amount can be accessed for use in advance of death.

Single premium life insurance coverage bought in addition to the face amount of the policy by using policy dividends.

If you died 6 years in the future, or even later than that, the full face amount of the policy will be paid to your beneficiary, plus any dividends or paid up additions accumulated up to that time.

The death benefit that an insurance policy provides is meant to replace income so that the policyholder's family is less likely to have to face a major lifestyle change in addition to dealing with the loss of someone who is very important to them.

In addition to these carrier specific limitations, the vast majority of life insurance companies will not allow you to decrease your policy's face amount, which is also known as the death benefit, to less than $ 100,000.

A rider on a Life Insurance policy providing that, in the event of death of the insured within a specified period of time, the policy will pay, in addition to the face amount, an amount equal to the sum of all premiums paid to date.

A provision in a life insurance policy that if the death occurs during a certain time period (often 20 years), the policy will pay an amount equal to the cash value of the policy as of the date of death in addition to the face amount owed.

A rider on a life insurance policy that will pay an amount equal to the sum of all premiums paid in addition to the face amount owed in the event of a death of the insured within a specified allotted time period.

If the insured was to die as a fare paying customer on an airplane, train, or bus; Mutual of Omaha will automatically provide an extra benefit that is equal to the face value of the policy up to $ 250,000 in addition to the policy's normal death benefit.

In addition to your condo insurance policy, there are a few other policies you may want to consider to help protect against bigger issues you could face.

This is a basic permanent life insurance policy that provides an accumulated cash value in addition to the actual face value of the policy.

The cash value component of the policy may be in addition to the death benefit should you die (you get face insurance value * plus * the benefit) * OR * serve to effectively reduce the death benefit (you get the face value, which means the cash value effectively goes to subsidize the death benefit).

Such policies typically provide lower coverage amounts than a serious accident might require, increasing the chance that you will face large out of pocket costs in addition to what the insurance pays.

In addition to the face value on these types of policies, you also have the advantage of a cash value in excess of the face value.

Some types of permanent life insurance have the potential to earn money in addition to the face value, but the savings tool built into such policies should be regarded as a tool, not as a primary savings vehicle.

I've also written a lot about the danger of those who push the use of Social Emotional Learning Skills as a replacement for, instead of an addition to, the needed public policy changes to impact many of the challenges facing students, families and communities (see The manipulation of Social Emotional Learning and The Best Articles About The Study Showing Social Emotional Learning Isn't Enough).

In addition to providing overviews of the program models, we will discuss approaches for engaging homeless families in home visiting programs, partnerships / collaborations across service disciplines and government agencies to best meet the challenges faced by families who are homeless, and lessons learned to inform policy, advocacy and program - development efforts.